Surrogacy Costs in Lawton, Oklahoma: What You Need to Know

Surrogacy can be a life-changing experience for intended parents, offering a path to parenthood when natural conception isn’t an option. However, the financial commitment involved is significant. Surrogacy in Lawton, Oklahoma, can be expensive, but with the right resources and support, most families can make it work.

In this guide, we’ll provide an overview of surrogacy costs, what to expect, and strategies to make this dream a reality for you. Keep reading to learn more about the costs of surrogacy or contact us to be connected with trusted professionals who can guide you through the process.

Total Surrogacy Costs in Lawton, Oklahoma: What to Expect

The total cost of surrogacy in Lawton, Oklahoma, typically ranges from $100,000-$200,000+ depending on various factors such as medical procedures, agency fees, and surrogate compensation.

While this may seem like a steep investment, it is important to understand that surrogacy provides a unique opportunity to have a child when other options may not be viable. The investment is often viewed as accessible to most intended parents when financing strategies and resources are properly utilized.

Detailed Surrogacy Cost Breakdown in Lawton, Oklahoma

When planning for surrogacy, it’s important to understand where your funds will be allocated. Below is a breakdown of the typical expenses involved in a surrogacy journey. Each percentage represents the portion of the total cost dedicated to that specific aspect of the process, thought the percentages can change:

• Surrogate Compensation and Benefits (35%): Surrogate compensation makes up the largest portion of the total cost. This includes payment for the surrogate’s time, effort, and the physical and emotional toll of carrying a child for another family. Compensation is typically paid in installments throughout the pregnancy and may cover lost wages, travel expenses, medical costs not covered by insurance and maternity-related expenses.
• Medical Expenses (11%): Medical expenses refer to the cost of the surrogate’s pregnancy-related healthcare. These can include prenatal visits, ultrasounds, lab tests, medications, and the delivery. If you’re using IVF, this cost also covers the preparation of the embryo and implantation process. If the surrogate does not have insurance that covers surrogacy-related procedures, you may need to purchase a specialized plan.
• Agency Fees (21%): Surrogacy agencies play a key role in managing the entire surrogacy process, including matching you with a surrogate, arranging medical care, and providing ongoing support. Agency fees cover the administrative and coordination services throughout the journey.
• Matching and Screening (27%): Matching and screening encompass the costs associated with finding a suitable surrogate and ensuring that both the surrogate and the intended parents are medically and emotionally compatible. This includes medical and psychological evaluations of the surrogate, background checks, and ensuring she meets the necessary legal requirements.
• Legal Fees (6%): Legal fees cover the costs of drafting and reviewing contracts between you and the surrogate, as well as ensuring that all parties’ rights and responsibilities are clearly defined. Legal services can include the creation of surrogacy agreements, parental rights paperwork, and the establishment of a clear path for post-birth legal processes. These contracts are vital for protecting both the surrogate and the intended parents.

Each of these categories contributes to a successful surrogacy journey. Knowing where your funds are going helps you make informed decisions about choosing professionals, setting expectations, and planning for the future.

Surrogacy with Insurance in Lawton, Oklahoma: What You Need to Know

When planning your surrogacy, it’s essential to understand the role insurance plays. Some surrogates have insurance that covers maternity care, while others may require separate policies to cover their pregnancy and delivery.

In some cases, intended parents must purchase a special insurance policy for their surrogate. This cost is usually covered by the overall surrogacy budget. Be sure to discuss your insurance with your surrogacy professionals or your insurance providers when budgeting for this surrogacy.

Understanding Surrogate Compensation in Lawton, Oklahoma

Surrogate compensation is a critical part of the surrogacy process, accounting for a significant portion of your total costs.

Surrogates are compensated not only for carrying the child but for the physical and emotional challenges they face during the pregnancy. This compensation is essential for the surrogate and her family, as it helps offset the sacrifices made during the pregnancy and ensures that she is treated fairly.

IVF Costs Separate from Surrogacy in Lawton, Oklahoma

In vitro fertilization (IVF) is budgeted as a separate cost from surrogacy, as embryo creation needs to be completed before surrogacy begins. IVF can range from $12,000 to $20,000+ per cycle, depending on the clinic and treatments required. Intended parents often need to budget for multiple IVF cycles, especially if additional procedures like egg retrieval or sperm donation are necessary. Financial aid programs can help with this step.

Financing Surrogacy in Lawton, Oklahoma: Strategies and Resources

The cost of surrogacy can be daunting, but many intended parents are able to finance the process with a combination of strategies and resources. Below are some options that can help ease the financial burden:

• Personal Savings – Many families rely on personal savings to cover the costs of surrogacy. This can include funds that have been saved specifically for the purpose of starting a family, or tapping into general savings accounts or retirement funds.
• Grants and Scholarships – Some organizations offer grants or scholarships specifically for families pursuing surrogacy. These funds can help offset the costs of the surrogacy journey. It’s important to research and apply for these opportunities early in the process.
• Employer Benefits – Some employers offer financial assistance for surrogacy-related costs, such as reimbursement for medical expenses, or access to paid parental leave once the baby is born. Be sure to check with your HR department to see if any such benefits are available.
• Loans – Many financial institutions offer personal loans specifically for medical or reproductive expenses. These loans can cover the costs of surrogacy, and in some cases, the loan terms are favorable for those with good credit.
• Home Equity Financing – If you own a home, home equity loans or lines of credit can be a viable option for financing surrogacy. The advantage of this type of financing is that you are using an asset (your home) to secure the loan, often at a lower interest rate.

Mark and Cody’s Surrogacy Journey

Mark and Cody’s surrogacy journey is an excellent example of how financial resources can work together. They used a combination of personal savings, a surrogacy-specific loan, and employer benefits to make their dream of parenthood possible.

Their story shows that with careful planning, the financial aspect of surrogacy can be manageable. If you’d like to learn more about how Mark and Cody navigated this journey, read more here:

Benefits of Working with a Surrogacy Agency in Lawton, Oklahoma

Working with a surrogacy agency in Lawton offers several advantages for intended parents. One of the key benefits is shorter wait times. Agencies have an established pool of pre-screened surrogates, which can significantly reduce the time spent searching for a match.

They also provide valuable services, such as legal support, matching and screening services, and emotional counseling, all of which make the process smoother and less stressful.

Local IVF Clinics near Lawton, Oklahoma

Here is a list of IVF clinics near Lawton, Oklahoma, where intended parents can pursue IVF treatments:

• OU Health Physicians – Reproductive Medicine (Oklahoma City, OK)
• OKC Fertility (Oklahoma City, OK)
• Dallas Fertility (Dallas, TX)

Local Surrogacy Agencies near Lawton, Oklahoma

If you are looking for a surrogacy agency to help you navigate the process, here are some local options:

• American Surrogacy
• Surrogate Solutions
• Circle Surrogacy

Working with an agency like American Surrogacy offers a streamlined experience, reducing the stress of navigating the surrogacy journey on your own.

Start Your Surrogacy Journey in Lawton, Oklahoma Today

Surrogacy in Lawton, Oklahoma, provides an incredible opportunity for families to grow. Understanding the costs involved, along with exploring available financing options, is an important part of the process. We encourage you to reach out to us to be connected with quality surrogacy professionals who can provide support every step of the way.