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Intended Parents

Companies That Pay for Surrogacy

Employer-Provided Surrogacy Benefits Explained

Surrogacy is an incredible journey, but the financial aspect can sometimes feel overwhelming. Fortunately, there are many companies that pay for surrogacy or offer benefits to help ease the financial stress.

Unsure whether your employer offers surrogacy benefits? Reach out to us now to receive guidance on talking to your employer.

From financial assistance to paid time off, these employer-provided surrogacy benefits can significantly impact your surrogacy experience.

While most employers may not cover the full cost of surrogacy, understanding available benefits can bring you closer to having the family of your dreams.

What Are Employer-Provided Surrogacy Benefits?

Companies with surrogacy benefits often offer workplace perks that help offset the costs of surrogacy. These benefits often include:

  • Partial reimbursement for surrogacy-related expenses like agency fees or medical bills.

  • Paid or unpaid leave for intended parents to bond with their new child.

  • Emotional support, like counseling services and support groups, for the surrogacy process.

     

    While these benefits typically won’t cover the entire cost of surrogacy, they can make the process more manageable.

    Companies that help with surrogacy do so to attract and retain top talent. These benefits promote inclusivity and demonstrate a commitment to employee well-being. By offering surrogacy support, employers build loyalty and create a positive workplace culture.

    Curious About Surrogacy Costs?

    Explore our guide to surrogacy costs and how to make them manageable.

    Surrogacy Cost Breakdown
    Companies that Pay for Surrogacy

    Offers up to $40,000 in surrogacy reimbursement and up to 24 weeks of paid leave for birthing parents and 18 weeks for partners. They also offer $500 in “Baby Bonding Bucks” to cover essentials like diapers or food.

    Pinterest offers 20 weeks of paid time off to new parents along with $20,000 in surrogacy assistance.

    Covers $25,000 for IVF, $10,000 for IVF related expenses, and $10,000 for surrogacy and adoption.

    As of September 2022, Walmart has partnered with Kindbody to provide fertility and surrogacy benefits to their employees across the U.S. They cover $20,000 for IVF, surrogacy and adoption along with $10,000 for IVF-related medications (per qualifying event).

    Adobe employees get significant access to fertility treatments, including artificial insemination, IVF and more. Pre-certified fertility services are covered 80-90% after the insurance deductible has been met along with a $60,000 lifetime payout for fertility services.

    Reimburses up to $20,000 for surrogacy expenses and offers supportive leave options.

    Offers IVF treatment coverage with an unlimited dollar amount. New parents from different family-building journeys also get 21 weeks of paid parental leave.

    Offers $75,000 in fertility services, surrogacy, adoption, and egg and sperm freezing.

    Are There Any Job Positions in Education That Cover Surrogacy?

    Employer-provided surrogacy benefits are less common in education-related positions, but exceptions exist. For example, some universities may offer fertility benefits that could extend to surrogacy.

    If you’re in education, check with your HR department or consider applying to private institutions, like Yale University, with more family-building benefits.

    How to Talk to Your Employer About Surrogacy Benefits

    If you’re unsure if your current employer offers surrogacy benefits, one of the best things you can do is initiate a conversation with your employer.

    1. 1
      Research Your Company’s Policies

      Check your employee handbook or HR portal for existing benefits.

    2. 2
      Present Your Case

      Highlight how family-building benefits align with company values and promote employee well-being.

    3. 3
      Ask About Expanding Benefits

      Suggest specific benefits, like reimbursement programs or flexible leave policies.

      Finding Companies That Offer Surrogacy Benefits

      If you’re looking for companies that pay for surrogacy, there are some steps you can take to make your family-building journey possible.

      Other Financial Resources for Affording Surrogacy

      If employer coverage for surrogacy isn’t enough, consider these options:

      • Surrogacy Grants: Explore grant programs, such as the Baby Quest Foundation or the Cade Foundation.
      • Personal Loans: You can take out a personal loan through your bank or credit union or surrogacy loans offered through financial institutions and fertility financing companies, like Sunfish or US Bank.
      • HELOC (Home Equity Line of Credit):Use home equity to cover costs.
      • HSA (Health Savings Account): Using your HSA to cover medical costs with pre-tax dollars.
      • Withdraw from 401K: You can use your 401(k) to help pay for surrogacy by either taking a 401(k) loan, which must be repaid with interest, or by making a withdrawal, which is subject to income taxes.

      While no employer will cover surrogacy entirely, companies with surrogacy benefits can ease the financial strain of this life-changing journey.

      By leveraging these perks and exploring additional financing options, you can take the next step toward growing your family.

      Contact us today to learn how you can leverage employer benefits and other financial resources to make your dreams of parenthood a reality.

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