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Embryo Genetic Testing Cost

Finances are part of the bigger picture when it comes to growing your family.

If preimplantation genetic testing (PGT) could be part of your journey, knowing the cost of embryo genetic testing allows you to prepare and budget for it in advance.

Get in contact with us online to be connected with reputable fertility clinics near you. They can go more in-depth about their procedures and costs to give you a better understanding of if they’re a professional you want to partner with on your path to parenthood. 

Below, we’ll look at the average embryo genetic testing cost, including what goes into that average, and how your insurance coverage can impact overall cost.

How Much Does Embryo Genetic Testing Cost?

Citing the clinic used and the number of embryos tested, the Pacific Fertility Center of Los Angeles gave a figure of $4,000-$10,000 when it came to PGT-A testing.

A quick search will result in a variety of figures that look at the average cost of genetic testing on embryos vs. a specific figure. Your average cost will depend on:

  • Your fertility clinic

  • How many embryos you test

  • Insurance coverage

    But the type of genetic testing of embryos can cost different amounts for PGT-A, or preimplantation genetic testing for aneuploidy, and PGT-M, preimplantation genetic testing for monogenic disorders with PGT- M typically being cheaper.

    PGT-A analyzes embryos for chromosomal abnormalities caused by the eggs, sperm or embryos dividing into too many or too few chromosomes or with missing or additional pieces of DNA.

    Embryos with a missing or extra chromosome are more likely to result in miscarriage or a failed transfer and can also result in conditions such as Down syndrome or Turner syndrome.

    How Much Does PGT-M Cost?

    The embryo genetic testing cost of PGT-M depends on the disorders that are being tested for and the number of mutations that need to be analyzed. Arc Fertility puts the average cost at $7,000-$12,000 per cycle.

    PGT-M analyzes embryos for genetic abnormalities.

    Single gene mutations are detected by PGT-M, preventing conditions from being passed down such as:

    • Cystic fibrosis
    • Huntington’s cholera
    • Marfan syndrome
    • Tay-Sachs
    • Sickle cell anemia
    Learn more about the embryo genetic testing

    Does Insurance Cover Genetic Testing of Embryos?

    The cost of genetic testing on embryos and its coverage by insurance is entirely dependent on your insurance provider. Although some may have coverage for in-vitro fertilization (IVF), PGT may or may not be included.

    The easiest way to determine if your embryo genetic testing costs are covered is to speak to your insurance provider and see what coverage they offer, if any.

    Is Embryo Genetic Testing Tax Deductible?

    Yes, embryo genetic testing is tax deductible depending on how much you earn.

    Intuit TurboTax, an income tax return professional, noted the Internal Revenue Service’s (IRS) special deduction for any amount used for medical expenses that is more than 7.5% of your adjusted gross income

    How to Afford Genetic Testing of Embryos Cost

    PGT is used in conjunction with IVF and the overall cost of those procedures may require careful planning and budgeting.

    The American Society for Reproductive Medicine released a report in 2021 that looked at the average cost of in-vitro fertilization (IVF) with PGT and found that for patients below the age of 35, the average cost of using IVF with PGT-M/A was $30,086 while the average cost for those 35 and older with PGT-M/A was $31,418.

    Even if you live in a state that doesn’t mandate medical coverage for infertility, you should still talk to your employer’s human resources department.

    They can help clarify if your insurance covers any costs of embryo genetic testing such as medications, lab tests or other parts of the process.

    Other resources that you may be able to utilize to help drive the costs down include programs that your fertility clinics may offer or loans or grants that cover the medical expenses of PGT and IVF.

    Is Genetic Testing on Embryos Worth It?

    Genetic testing on embryos can be worth it depending on your situation and goals for IVF. Genetic testing increases the likelihood of success while decreasing the chances of problems that can come with pregnancy. PGT-A and PGT-M are both cost-effective, reducing the need for multiple IVF cycles.

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