Surrogacy By State

How Much Does Surrogacy Cost in Morgantown, West Virginia?

If you’re considering surrogacy in Morgantown, West Virginia, one of your first questions is likely: How much does surrogacy cost? The cost of surrogacy can seem overwhelming at first, but with the right information, you can confidently plan your budget and move forward on your journey to parenthood.

Learn more about your West Virginia surrogacy costs.

How Much Does Surrogacy Cost in Morgantown, West Virginia?

The cost of surrogacy in Morgantown generally ranges between $150,000 and $179,000+. While this cost may vary depending on multiple factors, this article provides a detailed breakdown of surrogacy expenses, including agency fees, gestational carrier compensation, medical expenses, and financing options.

Fixed Fees

Surrogacy expenses consist of fixed and variable costs. Understanding these elements will help you create a solid financial plan.

Surrogacy Agency Fees
- Covers screening and matching services
- Provides legal and administrative support
- Includes case management throughout the process
Gestational Carrier Compensation
- Base compensation typically ranges from $60,000 to $75,000+
- Includes maternity and medical expenses
- Covers lost wages and travel costs
Medical and Legal Fees
- Covers surrogate’s health insurance policies
- Includes IVF treatment costs
- Provides legal representation for intended parents and the surrogate

Variable Costs

IVF and Embryo Transfer
- The cost of IVF and surrogacy in Morgantown varies
- A single IVF cycle typically costs around $12,000
Surrogate’s Experience and Location
- First-time surrogates usually receive lower compensation than experienced surrogates
- Cost of living in Morgantown may influence surrogate compensation
Newborn Expenses
- Some hospital expenses may be covered by insurance
- Parents should confirm coverage with their provider
Intended Parent Travel
- Travel and accommodation expenses if visiting Morgantown for medical appointments or birth

Example Breakdown of Surrogacy Cost in Morgantown, West Virginia

Your surrogacy cost will depend on the professional services you choose. Below is an example of how intended parents might allocate their budget:

*Table Widget*

Expense Category	Estimated Cost
Agency & Case Management Fees	$40,000 – $55,000
Surrogate Compensation	$60,000 – $75,000+
Medical & Legal Fees	$25,000 – $40,000
IVF & Embryo Transfer	$12,000 – $20,000
Other Variable Costs	$10,000 – $15,000
Total Estimated Cost	$150,000 – $179,000+

What is a Realistic Income for Surrogacy?

Many people assume surrogacy is only for the wealthy, but intended parents come from all financial backgrounds.

For example, Mark and Cody, a couple from West Virginia, had a combined annual income of $205,000. Their total surrogacy cost was $236,150, but they were able to afford it through:

Work benefits covering part of the IVF treatment
Personal savings set aside for their family-building journey
Home Equity Line of Credit (HELOC) for additional funding
Grants from family-building organizations
Low-interest loans to cover remaining costs

By using multiple financing options, Mark and Cody were able to successfully complete their surrogacy journey. Learn more about their journey here.

Are you interested in exploring how your Morgantown, West Virginia journey is possible with the help of effective cost-planning?

We can help get you started! Contact us today.

How Does an Agency Give You Value for Surrogacy Costs in West Virginia?

Working with a reputable and proven surrogacy agency ensures:

Faster Matching – Finding a qualified surrogate quickly reduces wait times.
Thorough Screening – Thoroughly screened surrogates before matching increase the chances of a successful journey.
Financial Security – Some agencies offer programs with added financial protection in case of unexpected challenges.
Comprehensive Case Management – A full-service agency with experienced staff helps you navigate your journey without delays and with access to a complete range of services.

Ready to find an agency that provides you complete services?

How Much Does Surrogacy Cost with Insurance in Morgantown, West Virginia?

West Virginia has limited insurance coverage for fertility treatments. According to RESOLVE, the National Infertility Association, West Virginia is one of two states that mandate some infertility coverage.

However, Health Maintenance Organizations (HMOs) are only required to provide basic infertility services and do not typically cover surrogacy-related costs such as:

Surrogate compensation
Agency fees
Legal fees

Intended parents should consult their insurance provider and employer benefits to determine what costs may be covered.

How Much Does a Surrogate Cost in West Virginia?

The cost of a surrogate in West Virginia includes more than just base compensation ($60,000–$75,000+). Other factors influencing surrogate costs include:

Cost of living in Morgantown or surrounding areas
Surrogate’s prior experience – experienced surrogates may receive higher compensation
Additional medical and maternity-related expenses

A trusted surrogacy agency will ensure that all surrogate-related expenses are transparent and properly managed.

How Much Does IVF and Surrogacy Cost?

Surrogacy involves both IVF procedures and gestational carrier expenses, making it one of the most significant financial commitments for intended parents.

Understanding IVF Costs in West Virginia

Average cost per IVF cycle: $12,000 (not including medications)
Medication costs: $3,000 – $5,000 per cycle
Additional procedures:
- ICSI (Intracytoplasmic Sperm Injection): $1,500 – $3,000
- PGT (Preimplantation Genetic Testing): $3,000 – $5,000
- Embryo freezing and storage: $600 – $1,000 annually

The total cost of IVF varies based on clinic pricing, insurance coverage, and the number of cycles needed to create viable embryos for transfer. Some intended parents require multiple IVF cycles, which can increase overall costs.

How to Pay for Surrogacy

If affording surrogacy is a concern, consider these options:

Loans – Many financial institutions provide fertility and surrogacy financing
Work Benefits – Some employers offer fertility and family-building benefits
Home Equity Line of Credit (HELOC) – Access additional funds from home equity
Grants – Various nonprofit organizations offer financial assistance for surrogacy
Fundraising – Crowdfunding platforms like GoFundMe can support your journey
Personal Savings – Many intended parents use a combination of savings and financing

Surrogacy Agencies in West Virginia

Choosing the right surrogacy agency is crucial for a smooth and successful experience. Here are some of the top agencies in the state:

Each agency offers different services, costs, and support levels, so it’s essential to compare options.

Fertility Clinics in West Virginia

If you need an IVF clinic in West Virginia, here are some options:

WVU Center for Reproductive Medicine (Morgantown)
West Virginia Fertility Institute (Charleston)
Center for Advanced Reproductive Medicine (Huntington)

These clinics specialize in IVF treatments, fertility preservation, and embryo transfers for surrogacy.

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