How Much Does Surrogacy Cost in Rock Hill, South Carolina?

Surrogacy is a life-changing journey that can help intended parents build their families. However, many worry about the financial aspect and whether surrogacy costs are an achievable goal.

By exploring available resources and surrogacy financing strategies, surrogacy can be within reach for many families.

Fill out our online contact form to find out more about how reputable professionals can help you utilize these resources. 

In this article, we will outline how you can make surrogacy possible in Rock Hill, including surrogacy cost breakdowns, what goes into the cost of surrogacy and how to afford it, and professional support.

How Much Does Surrogacy Cost in Rock Hill?

Surrogacy costs in Rock Hill, South Carolina are anywhere from $100,000-$200,000+ depending on the choices you make and circumstances of your situations. 

There are a number of factors that will contribute to your overall costs such as: 

• Agency Fees: Cover the costs of surrogacy professionals who help with screening, matching, and managing the process.
• Medical Costs: Include fertility treatments, prenatal care, and delivery expenses.
• Legal Services: Ensure all necessary contracts, parental rights, and legal protections are in place.
• Surrogate Compensation: Compensates the surrogate for her time, commitment, and pregnancy-related expenses.
• Miscellaneous Expenses: Covers travel, insurance, and other unexpected costs that may arise during the surrogacy journey.

By understanding these expenses and exploring financial options, intended parents can plan accordingly.

An Example Surrogacy Cost Breakdown in Rock Hill

While surrogacy costs can fluctuate, here is a general breakdown of expenses:

Working with a reputable professional will provide clear insight into their cost and where your money goes. 

What’s a Realistic Income for Surrogacy?

A common misconception about surrogacy is that it is only accessible to the wealthy. Surrogacy is available to a wide range of families with different financial backgrounds.

Many intended parents successfully pursue this process by utilizing a combination of strategies to afford surrogacy. Take Mark and Cody, for example.

They initially believed surrogacy was financially out of reach, but with strategic financial planning, employer fertility benefits, and a low-interest surrogacy loan, they were able to afford the process and welcome their child into the world.

Their story is proof that surrogacy can be attainable with the right approach and resources.

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How Much Does Surrogacy Cost with Insurance in Rock Hill?

South Carolina does not have a law requiring insurance providers to cover infertility treatments, including surrogacy-related medical expenses.

As a result, many intended parents must carefully review their existing insurance policies and explore additional coverage options.

While some plans may partially cover fertility treatments or pregnancy-related costs, most do not extend to surrogate compensation or other critical surrogacy expenses.

If your policy lacks surrogacy-specific cost coverage, purchasing additional insurance for your surrogate may be necessary, with costs ranging from $10,000 to $20,000+.

Understanding your insurance options early in the process can help you plan effectively and avoid unexpected financial burdens.

How Much Does a Surrogate Cost in Rock Hill?

Surrogate compensation consists of base pay and reimbursements.

In Rock Hill, the base compensation for surrogates ranges from $50,000 to $70,000+, with additional reimbursements covering medical needs, travel, and pregnancy-related expenses.

How Much Does IVF and Surrogacy Cost?

The cost of IVF can range from $13,000 to $20,000 in Rock Hill, depending on medications, testing, and treatment plans.

Since IVF is typically a separate expense from agency costs, intended parents should factor it into their financial planning.

How to Pay for Surrogacy in Rock Hill

Financing surrogacy may seem daunting, but multiple funding options exist:

• Loans: Surrogacy-specific loans can provide financial support.
• Grants: Some organizations provide grants for surrogacy expenses.
• Employer Benefits: Some employers offer surrogacy reimbursement programs.
• Home Equity Loans: Leveraging home equity can be a viable financing option.
• Crowdfunding: Online fundraising can help intended parents gather financial support.
• Personal Savings: Many families use a portion of their savings to contribute to surrogacy costs.

Surrogacy Agencies

Surrogacy agencies offer essential services like surrogate matching, legal assistance, and medical coordination.

Agencies serving Rock Hill include:

• American Surrogacy
• Southern Surrogacy
• Family Inceptions

Fertility Clinics

Choosing the right fertility clinic is crucial for a successful surrogacy journey, as it directly impacts the quality of care, success rates of fertility treatments, and overall experience for intended parents and surrogates alike.

Clinics working in Rock Hill include:

• Atrium Health Fertility Center
• Carolinas Fertility Institute
• Reproductive Specialists of the Carolinas

Get Started Today

Surrogacy is an attainable goal with the right planning and professional guidance for the various surrogacy costs.

If you’re ready to begin your journey, get in touch with us today to explore your options and create a financial plan. We’re here for you whenever you need us.