Surrogacy By State

How Much Does Surrogacy Cost in Charleston, South Carolina?

Surrogacy costs in Charleston, South Carolina depend on your circumstances and the choices you make.

While this is a significant financial commitment, many intended parents successfully afford surrogacy through careful financial planning.

By taking the right steps, you can make surrogacy in Charleston an attainable reality, ensuring a smooth process with professional guidance.

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This guide will break down surrogacy costs, funding options, and key agencies and clinics to help you get started.

How Much Does Surrogacy Cost in Charleston?

Surrogacy in Charleston typically costs between $100,000-$200,000+, with the final amount depending on various choices you make.

Understanding these costs upfront can help you create a solid financial plan for your journey.

The cost of surrogacy in Charleston is influenced by several key factors, including:

Surrogate compensation: Covers the base pay and additional reimbursements for expenses related to pregnancy.
Medical and IVF expenses: Includes fertility treatments, embryo transfer procedures, and related medical care.
Agency fees: Pays for professional services such as matching, case management, and surrogate support.
Legal and screening costs: Covers contracts, parental rights establishment, and psychological evaluations.
Variable costs: Any other pregnancy-related costs for your surrogate that could arise.

An Example Surrogacy Cost Breakdown in Charleston

Your final surrogacy costs depend on the agency you choose and the specific needs of your journey. Below is an example breakdown of a Charleston-based surrogacy journey:

South Carolina Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in South Carolina

Surrogate.com

When you are looking for a surrogacy agency to partner with, ask them about their programs and fees and how they move the needle forward toward helping you become a parent.

What’s a Realistic Income for Surrogacy?

The idea that surrogacy is only for the wealthy is a myth.

There is no specific income level required to pursue surrogacy in Charleston or anywhere else—what matters most is financial planning and resourcefulness.

Take Mark and Cody, for example.

They initially believed surrogacy was out of reach financially, but by combining personal savings, employer benefits, and a surrogacy loan, they successfully built their family.

Their journey shows that surrogacy can be accessible to parents from different financial backgrounds with the right approach.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Charleston?

South Carolina’s infertility insurance laws impact intended parents by limiting coverage for surrogacy-related medical costs.

While some insurance policies may cover fertility treatments for the intended parents, many do not extend benefits to a surrogate’s medical costs.

Some health insurance plans cover certain medical treatments related to infertility but often exclude surrogacy-related expenses.
Most policies do not provide coverage for surrogate compensation, requiring intended parents to cover these costs independently.
Some surrogacy agencies offer assistance in securing surrogate insurance or provide packages that include coverage options.

It is important to review your insurance policy carefully and consult with an insurance specialist to determine what is and isn’t covered, ensuring you are financially prepared for any out-of-pocket expenses.

How Much Does a Surrogate Cost in Charleston?

Surrogates in Charleston typically receive:

Base Pay: $50,000 – $70,000+
Reimbursements: Travel, maternity wear, medical co-pays, childcare

Compensation ensures surrogates are fairly rewarded for their commitment. Surrogacy agencies structure payments to support both intended parents and surrogates.

How Much Does IVF and Surrogacy Cost?

IVF costs in Charleston range between $13,000 and $20,000 per cycle, with additional costs for:

Medication and hormone treatments
Embryo storage and genetic testing
Extra IVF cycles if needed

If IVF is not yet completed, surrogacy costs will increase due to embryo creation expenses.

How to Pay for Surrogacy in Charleston

Many intended parents use a mix of funding sources to address the costs of surrogacy, such as:

Personal savings: A structured savings plan can help cover some expenses.
Surrogacy loans: Many lenders offer fertility-specific financing.
Employer fertility benefits: Some companies provide assistance for surrogacy.
Home equity loans: A potential funding option for those who own property.
Grants & fundraising: Various organizations offer grants to help with surrogacy costs.

Surrogacy Agencies

Choosing the right agency is crucial because a surrogacy agency plays a central role in guiding intended parents through every step of the process.

A reputable agency helps match intended parents with experienced surrogates, ensures legal compliance, provides emotional and logistical support, and offers financial planning assistance.

The right agency can streamline the journey, reduce risks, and improve overall success rates, making the experience smoother and more secure for everyone involved.

Here are a few top-rated surrogacy agencies serving Charleston:

Working with an experienced agency can streamline the surrogacy process and ensure a secure, smooth experience.

Fertility Clinics

Fertility clinics play a crucial role in the surrogacy journey by providing medical services essential for conception and embryo transfer.

These clinics oversee fertility treatments, perform in vitro fertilization (IVF), and ensure that both the surrogate and intended parents receive the necessary medical support throughout the process.

The right fertility clinic is key to a successful surrogacy journey. Consider these top Charleston fertility centers:

Get Started Today

Surrogacy is a life-changing opportunity, and with the right financial strategy and expert guidance, it is an achievable goal.

Understand your surrogacy costs
Explore funding options
Find a trusted agency and fertility clinic