Surrogacy Cost in Tulsa, Oklahoma: A Simple Guide

Surrogacy offers a life-changing opportunity to grow your family. Though the costs of surrogacy in Tulsa are substantial, there are options and resources available to help you achieve your dream of parenthood.

Keep reading to learn more about surrogacy costs in Tulsa, or reach out to us for help connecting with professionals who can guide you through this incredible process.

How Much Does Surrogacy Cost?

Surrogacy in Tulsa typically costs between $100,000-$200,000+. This includes surrogate compensation, medical expenses, agency fees, legal services, and more. The final price varies based on factors like professional fees and the surrogate’s compensation.

Many intended parents find surrogacy financially accessible with careful planning and available resources. Unexpected costs, such as medical complications or legal issues, can arise, but working with professionals can help manage these challenges and ensure a smoother journey to parenthood.

Surrogacy Cost Breakdown: Understanding the Key Expenses

Understanding how surrogacy funds are allocated can provide clarity on what goes into this transformative process. Below is an estimated percentage-based breakdown of surrogacy costs:

• Surrogate Compensation and Benefits (35%): Surrogate compensation is one of the largest components of the surrogacy cost, reflecting the time, effort, and emotional and physical toll of pregnancy. This compensation helps surrogates provide for their families and supports their well-being, ensuring that they feel valued and cared for throughout the journey.
• Medical Expenses (11%): Medical expenses cover all costs related to the surrogate’s healthcare during the pregnancy. This includes fertility treatments, prenatal care, hospital stays, and delivery, ensuring the surrogate’s health is fully supported throughout the process.
• Agency Fees (21%): Agency fees cover the professional services provided by the surrogacy agency, including matching, coordination, and support throughout the entire process. These fees ensure that all aspects of the surrogacy journey are managed efficiently, from initial surrogate selection to the final stages of the pregnancy.
• Matching and Screening (27%): This portion of the cost is dedicated to finding the right surrogate for your family. It involves a comprehensive process of matching based on medical, psychological, and personal criteria to ensure a successful partnership between the surrogate and intended parents.
• Legal Fees (6%): Legal fees are essential for ensuring that all parties involved in the surrogacy process have their rights protected. These fees typically cover the costs of drafting surrogacy agreements, establishing parental rights, and providing legal counsel throughout the entire process.

Each of these components plays a crucial role in ensuring a smooth and secure surrogacy journey. While these percentages provide a general guideline, actual costs may vary based on personal choices and circumstances. Every dollar invested supports a process that leads to the joyous moment of welcoming your child into the world.

How Insurance Affects Surrogacy Costs

Insurance coverage for surrogacy-related expenses varies widely. Some policies cover medical costs for the surrogate, while others exclude surrogacy altogether. If your current policy does not include surrogacy-related expenses, you may need to secure additional insurance. Many surrogacy agencies offer guidance on selecting a suitable plan to protect both you and your surrogate.

How Much Does a Surrogate Cost? Understanding Surrogate Compensation

Surrogates in Tulsa typically receive compensation to recognize their time, commitment, and the physical and emotional toll of pregnancy. Surrogates are selfless individuals who give the gift of life, and their compensation allows them to support their families, cover lost wages, and achieve personal financial goals, such as paying off debt or funding future endeavors.

Understanding IVF and Surrogacy Expenses: What You Need to Know

The cost of in vitro fertilization (IVF) is separate from surrogacy expenses. In Oklahoma, IVF typically costs $11,000 to $15,000 per cycle. Since surrogacy requires existing embryos, IVF must be completed before surrogacy can begin. There are financial resources which can help mitigate these costs.

How to Pay for Surrogacy: Financing Options and Resources

Many intended parents successfully finance surrogacy through a combination of financial strategies and available resources, including:

• Personal Savings – Many families take several years to save for surrogacy, allowing them to feel financially secure and fully prepared. This thoughtful approach ensures they can confidently navigate the surrogacy process without unnecessary financial stress.
• Grants & Scholarships – Several organizations offer financial assistance programs that help intended parents offset surrogacy costs, making the journey more accessible. These programs include grants, scholarships, and other resources designed to ease the financial burden of growing a family through surrogacy
• Employer Benefits – Many employers recognize the importance of family-building and now offer fertility and surrogacy benefits as part of their healthcare packages. These benefits can significantly reduce out-of-pocket expenses, covering aspects like IVF treatments, surrogate medical costs, and agency fees, making the surrogacy journey more financially feasible for intended parents.
• Loans – Specialized fertility and surrogacy loans offer flexible financing solutions, allowing intended parents to distribute the cost of surrogacy over a manageable period. These loans often come with tailored repayment plans and competitive interest rates, making surrogacy a more financially attainable option for growing families.
• Home Equity Financing – A home equity line of credit (HELOC) enables homeowners to tap into their property’s value, providing flexible and often lower-interest financing for surrogacy expenses. This option allows intended parents to leverage their home equity responsibly while maintaining financial stability throughout their journey to parenthood.
• Crowdfunding – Many intended parents turn to online fundraising platforms to gather financial support from family, friends, and their broader communities. These platforms not only provide financial relief but also create a network of encouragement and shared excitement for the journey ahead.

Mark and Cody’s Story:

Mark and Cody dreamed of starting a family but were initially overwhelmed by the costs of surrogacy. They combined personal savings, a low-interest fertility loan, and a grant from a national surrogacy assistance program to finance their journey. With careful planning and strategic financial choices, they successfully welcomed their child into the world.

Mark and Cody’s experience demonstrates how a well-thought-out financial plan can make surrogacy possible for most intended parents. These same resources are available to you; to take full advantage of your available resources, speak with one of our staff members today. We can help you build your budget and secure funding.

The Benefits of Working with a Surrogacy Agency

Choosing to work with a surrogacy agency can be one of the best decisions you make on this journey. Agencies provide expert guidance, personalized support, and invaluable resources to help turn your dream of parenthood into reality.

• Faster Matches – Agencies maintain an extensive network of pre-qualified surrogates, drastically reducing the time it takes to find the right match for you.
• Comprehensive Screening – Agencies conduct thorough medical and psychological evaluations to ensure surrogates are fully prepared for the journey ahead, providing peace of mind for all involved.
• Financial Security – Transparent pricing and structured financial plans safeguard intended parents from unexpected expenses, allowing you to focus on what truly matters—welcoming your child into the world.
• Legal Protection – Surrogacy laws can be complex, but agencies connect you with experienced attorneys who will guide you through the legal process, ensuring your parental rights are secured.

Beyond these benefits, agencies offer emotional support and guidance from start to finish, even after your baby arrives. With professional assistance, you can navigate surrogacy with confidence, knowing that every step is being handled by experts who have your best interests at heart.

Tulsa IVF Clinics

If you are looking for IVF services in Tulsa, these clinics offer fertility treatments and surrogacy support:

• Tulsa Fertility Center (Tulsa, OK)
• MCRM Fertility (Tulsa, OK)
• OU Physicians Reproductive Medicine (Oklahoma City, OK)
• The Center For Reproductive Medicine (Wichita, KS)

Surrogacy Agencies near Tulsa

Choosing the right surrogacy agency is crucial for a smooth journey. These agencies provide matching, screening, and support services for intended parents:

• American Surrogacy
• Surrogate Solutions
• Center for Surrogate Parenting
• Growing Generations

Each agency offers unique services, so it’s important to find the best fit for your needs.

Start Your Surrogacy Journey Today

Surrogacy is a beautiful and transformative experience that brings families together. While costs can be substantial, the right financial strategy and professional support make this dream attainable. If you’re ready to take the next step, contact us today.