Surrogacy Cost in Moore, Oklahoma: A Simple Guide

Surrogacy offers intended parents in Moore, Oklahoma, the incredible opportunity to build their family and experience the joy of parenthood. However, the cost of surrogacy can feel overwhelming for many families. Understanding these costs is essential for planning your journey with confidence.

With the right resources and professional guidance, surrogacy can be surprisingly affordable for most families. Keep reading to learn more about surrogacy costs, or contact us today to get connected with professionals who can guide you through the process.

Surrogacy Costs in Moore, Oklahoma: What to Expect

The total cost of surrogacy can vary greatly depending on a number of factors, but generally, intended parents can expect to pay anywhere from $100,000-$200,000+.

While this may seem like a substantial investment, it’s important to keep in mind that many families successfully finance their surrogacy journey through various funding options, ensuring that these costs are manageable. Surrogacy is often more affordable than people expect, especially with the right resources and financial planning.

Breakdown of Surrogacy Costs in Moore, Oklahoma

Here’s a closer look at the typical breakdown of surrogacy costs:

• Surrogate Compensation and Benefits (35%): This portion covers the payment to the surrogate for carrying the pregnancy, along with any associated benefits. Surrogate compensation not only fairly compensates the surrogate for her time, effort, and emotional involvement but also helps cover her living expenses, time off work, and any additional medical or personal costs during the process.
• Medical Expenses (11%): This portion covers the costs associated with the medical procedures required for surrogacy, including fertility treatments, embryo transfers, and prenatal care. These expenses ensure that the surrogate’s health and the pregnancy are properly managed, covering necessary medical interventions for a healthy outcome.
• Agency Fees (21%): Agency fees account for the administrative costs of managing the surrogacy process, including surrogate recruitment, matching, and overall coordination. These fees cover the agency’s role in ensuring a smooth, compliant, and efficient process, providing intended parents with a dedicated support team and managing all logistics throughout the surrogacy journey.
• Matching & Screening (27%): This portion of the cost breakdown covers the process of finding the right surrogate for intended parents. It includes the extensive screening of potential surrogates to ensure they meet medical, psychological, and lifestyle criteria, as well as the cost of the matching service that pairs them with the right family.
• Legal Fees (6%): Legal fees in a surrogacy arrangement cover the necessary contracts and legal protections for both intended parents and the surrogate. These fees ensure that all parties are legally protected throughout the process, including establishing parental rights and managing any disputes that may arise.

This breakdown provides a glimpse into where your investment goes, helping you understand the costs and how they contribute to a smooth and successful surrogacy process.

Surrogacy and Insurance in Moore, Oklahoma

Insurance can play a significant role in reducing some of the financial burdens of surrogacy, particularly with regard to medical expenses. Some insurance policies may cover the cost of in vitro fertilization (IVF) and other medical procedures related to surrogacy.

However, it’s essential to understand that not all policies offer comprehensive coverage. It’s a good idea to work with a surrogacy professional to help navigate the insurance landscape and ensure you have the coverage needed for a successful surrogacy journey.

Surrogate Compensation: Why It’s Important

The compensation for a surrogate mother is an essential part of the surrogacy process. Not only is it a fair and respectful payment for the time and effort the surrogate puts into carrying a child, but it also helps support the surrogate and her family.

Surrogacy compensation ensures that surrogates can take time off work, cover medical costs, and maintain their standard of living while undergoing the physical and emotional challenges of carrying someone else’s child. By offering competitive compensation, you attract experienced surrogates who are dedicated to the journey and prepared for the responsibility it entails.

IVF Costs Separate from Surrogacy

IVF (In Vitro Fertilization) is typically one of the largest medical expenses related to surrogacy. The cost of IVF can range from $10,000 to $20,000 per cycle, and this is often not included in the total surrogacy fees. IVF, like surrogacy, has numerous financial resources available.

Financing Surrogacy in Moore, Oklahoma: Strategies & Resources

Many intended parents are concerned about the upfront costs of surrogacy, but there are multiple avenues available to help fund the process. These resources can make surrogacy accessible for most families:

• Personal Savings: For many, using personal savings to finance surrogacy is one of the most straightforward options. Setting up a dedicated savings account specifically for surrogacy expenses and contributing to it regularly over time can make a significant difference in ensuring you’re financially prepared for the journey.
• Grants & Scholarships: Some organizations offer grants and scholarships to help intended parents offset the substantial costs of surrogacy. These resources typically have specific eligibility criteria based on income, medical needs, or other factors, so it’s essential to research available options thoroughly to find the best fit for your situation.
• Employer Benefits: Some employers offer fertility benefits, which may help cover the cost of IVF, surrogacy, or both. It’s a good idea to check with your HR department to see if your employer provides these benefits and understand what specific coverage may be available to you.
• Loans: Personal loans or fertility-specific loans are another viable option for financing surrogacy. Fertility loans are often structured with terms specifically designed to meet the unique financial needs of intended parents, providing flexibility and more favorable repayment options compared to traditional loans.
• Home Equity Financing: If you own a home, you may be able to tap into your home equity as a valuable source of funding. Home equity loans or lines of credit offer the financial flexibility needed to cover surrogacy costs, allowing you to borrow against your home’s value at lower interest rates compared to other types of loans.

Mark and Cody’s Story: Mark and Cody’s journey to parenthood was made possible by creatively using a combination of personal savings, fertility-specific loans, and grants.

By leveraging these financial resources, they were able to bring their dream of having a child to life without compromising their financial stability. Learn more about Mark and Cody’s experience and how they managed the financial side of surrogacy.

The Value of Working with a Surrogacy Agency

Surrogacy agencies offer invaluable services that make the process smoother and more efficient. When working with an agency, intended parents benefit from shorter wait times and a streamlined process for matching with a surrogate.

Agencies also provide support in navigating the legal, medical, and emotional aspects of surrogacy, ensuring that everything is handled professionally and with care. This reduces the overall stress of the journey and allows intended parents to focus on their growing family.

Local Oklahoma IVF Clinics

Here are some local IVF clinics near Moore, Oklahoma:

• OU Health Physicians Reproductive Medicine
• OKC Fertility
• MCRM Fertility

Each of these clinics specializes in IVF and fertility treatments, offering high-quality care and state-of-the-art technology to assist with your surrogacy journey.

Local Oklahoma Surrogacy Agencies

If you’re considering surrogacy, here are some surrogacy agencies near Moore, Oklahoma:

• American Surrogacy
• Surrogacy Solutions
• Circle Surrogacy

These agencies have the experience and resources to guide you through the surrogacy process and match you with a suitable surrogate. Whether you’re looking for expert medical care, legal guidance, or emotional support, these agencies provide comprehensive services.

Your Path to Surrogacy

If you’re considering surrogacy, it’s important to understand both the financial commitment and the incredible opportunities this path offers. We are here to connect you with the right professionals to help you navigate every part of your surrogacy journey. Contact us today to get connected with trusted surrogacy professionals and start your path to parenthood.