How Much Does Surrogacy Cost in Lancaster, Pennsylvania?

Do you want to grow your family in Lancaster, Pennsylvania? Imagine strolling through the oldest continually operating farmers’ market in the U.S. with your child or enjoying a day at Dutch Wonderland. 

Surrogacy can make these dreams possible. While the process is a significant financial investment, understanding the costs can help you take the next step with confidence. 

Below, we’ll break down your potential expenses and explore surrogacy financing options to make this journey more affordable. If you’re ready to learn more, fill out our online form to speak with a surrogacy professional today.

Surrogacy Cost Breakdown in Lancaster

The total cost of surrogacy in Lancaster typically falls between $100,000-$200,000+. Here’s a breakdown of common expenses:

• Surrogacy Agency Fees: $25,000 to $50,000 for screening, matching and support services
• Surrogate Compensation: $40,000 to $80,000, depending on your surrogate’s experience and location
• Legal Fees: $8,000 to $15,000 for contracts and court proceedings
• Medical Costs: $30,000 to $50,000 for in vitro fertilization, prenatal care and delivery
• Health Insurance: $15,000 to $25,000 if additional coverage is needed for the surrogate.
• Miscellaneous Costs: $5,000 to $10,000 for travel and unexpected expenses

Each journey is unique, so costs may vary depending on your circumstances.

How Much Does a Surrogate Cost in Lancaster?

Surrogate compensation is one of the largest expenses in the surrogacy process. In Lancaster, surrogates typically earn between $40,000 and $80,000. This financial support reflects the surrogate’s time, effort and commitment to helping you build your family.

How Much Does IVF and Surrogacy Cost in Lancaster?

In vitro fertilization is an essential step in the surrogacy process, as it creates the embryos to be transferred. In Lancaster, IVF costs generally range from $11,000 to $20,000 per cycle.

However, with prenatal care and childbirth expenses, your total medical costs can range from $30,000 to $50,000. Your fertility clinic and surrogacy agency can help you with an individualized estimate based on your needs.

How Much Does Surrogacy Cost With Insurance in Lancaster?

Health insurance coverage for surrogacy can be complicated. While some policies may partially cover in vitro fertilization, most do not extend to surrogate medical costs. If your or your surrogate’s policy doesn’t cover surrogate-related expenses, you may need to purchase an additional one, which can cost $15,000 to $25,000.

It’s crucial to review your insurance plan and consult with a surrogacy professional to ensure you have the necessary coverage before beginning the process.

How to Pay for Surrogacy in Lancaster

While affording surrogacy can seem tough, various financing options can help make it more manageable.

• Surrogacy loans often have flexible terms
• Home equity lines of credit with lower interest rates
• Fertility grants can cover IVF and surrogacy expenses
• Employer benefits for IVF and surrogacy
• Payment plans to spread costs out over time
• Crowdfunding to raise money with friends, family and even strangers

Growing Your Family Through Surrogacy in Lancaster

Starting your surrogacy journey in Lancaster is possible with the right financial planning and professional guidance. A trusted agency can provide the support you need throughout the process.

If you’re ready to take the next step, fill out our form to connect with a nearby surrogacy agency. Learn more about your options and start this life-changing journey today.