Surrogacy By State

How Much Does Surrogacy Cost in Oregon?


The cost of surrogacy in Oregon may cause some prospective parents to doubt they’ll ever be able to experience parenthood for themselves.

However, if the right steps are taken, almost anyone can become a parent through surrogacy.

As you read, we’ll explain the different factors that affect the costs of surrogacy, then list a few different ways you can raise the funds required for the process.

For more support in your surrogacy journey or to be connected with the perfect surrogacy professional for your family, contact us now.

How Much Does Surrogacy Cost in Oregon?

In Oregon, surrogacy costs between $150,000 and $179,000+ on average.  Expect your overall cost to land on the higher end of this range, due to factors like Oregon’s cost of living.

These prices can come as a shock to intended parents, but try not to be discouraged. Surrogacy can be an attainable option for families or individuals who plan their budgets and effectively use their resources.

Understanding the costs involved in the surrogacy process is the first step toward constructing a viable financial plan. This overview will help give you an idea of what surrogacy professionals will be using your funding for during the process:

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

An Example Surrogacy Cost Breakdown in Oregon

Your choices have the potential to greatly impact the surrogacy process. Financially, the biggest decision you’ll make is which surrogacy professional to work with.

Each surrogacy professional has a unique pricing structure, so your choice of professional may not only affect your overall price but how your funds end up being used as well.

For instance, some agencies focus on minimizing wait times and avoiding possible disruptions and adjust their funds accordingly. Other agencies may be more comfortable keeping intended parents waiting or accepting limited risks if it means saving intended parents a bit of their funding.

Here is a hypothetical breakdown we’ve drawn up to show you how an agency may direct your funding:

Oregon Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Oregon
Surrogate.com

No one knows your family’s circumstances better than you. You’ll want to work with surrogacy professionals who recognize and respect that. Having experienced professionals who will consider your point of view, value your input, and adjust their services to suit your unique circumstances can improve your entire surrogacy experience.

We can connect you with considerate professionals capable of helping you build your family your way. Contact us today to be put in touch.

What’s a Realistic Income for Surrogacy?

One of the most widespread misconceptions about surrogacy is that the associated costs are high and inaccessible for anyone but the wealthy.

This impression is incorrect; intended parents from all different kinds of financial environments use surrogacy to grow their families.

With the correct information, professional help and financial resources available to you, most couples and individuals with steady income can make a financial plan to fund their surrogacy.

DID YOU KNOW?

There are many paths available for those looking to finance their surrogacy. Intended parents often use a combination of personal savings, community fundraising, and specialized surrogacy loans to build a financial plan, No one option will be right for everyone.

What Do You Get from Paying for Surrogacy?

Agency fees, matching fees, screening fees — you may be asking, what does that all mean?

When it comes to the value of your investment in surrogacy, there are three primary ways an agency can impact your journey:

When considering the cost of surrogacy in Pennsylvania, make sure to ask any agency you are working with about their wait times, screening standards and financial protection.

Understanding the Cost of Surrogacy in Oregon

The cost of surrogacy in Oregon is the sum of compiled smaller fees. Let’s discuss some of the more significant expenses that add to your overall costs:

How Much Does Surrogacy Cost with Insurance in Oregon?

Your insurance policy may extend your coverage to your surrogate throughout the length of the contract. Rarely, policies will even contribute to your surrogate’s compensation.

However, it’s more common for insurance to exclude the costs of surrogacy from your coverage. If you’re not working with an agency, you’ll have to acquire additional insurance in your surrogate’s name.

If you’re working with an agency, they may take care of any gaps in health coverage instead of you providing it out-of-pocket.

Insurance can be a complicated, confusing topic. If the proper steps are not taken to secure coverage, this expense could end up costing much more than it needs to. Insurance coverage for surrogacy is best discussed with a professional experienced in both fields.

How Much Does a Surrogate Cost in Oregon?

In Oregon, surrogacy compensation ranges from $50,000 to $70,000+. Most surrogates in Oregon will end up on the high end of this spectrum, again because of the high cost of living. This will be the largest single expense in your surrogacy budget.

Surrogate compensation contains two distinct funds, base pay and reimbursement. Reimbursement goes towards covering costs directly related to the pregnancy. This could include copays, unexpected medical expenses, maternity clothes and travel expenses.

Base pay is more like traditional pay for a job, and serves to compensate your surrogate for the months of physical and emotional energy and lifestyle changes she will take onto help you welcome a child into your family.

How Much Does IVF and Surrogacy Cost?

One round of IVF in Oregon costs between $14,000 and $30,000 on average. The uncertainty of the estimate comes from the modular nature of IVF services.

Your total price will depend on the medications prescribed, which tests your physician requires and your desired monitoring services. Your insurance may be able to help with these costs.

IVF is often left out of surrogacy price estimates. When you’re making your financial plans, remember to include the cost of embryo creation if you don’t have embryos ready.

Most surrogacy professionals recommend completing embryo creation before beginning your search for a surrogate in earnest.

Affording Surrogacy in Oregon

Surrogacy is expensive, but it’s not unattainable. With a little work, you may find surrogacy much more affordable than it appears at first.

For the majority of intended parents, part of their funding comes from borrowing money. This is probably the most common, and possibly the most accessible resource available to those pursuing surrogacy.

If you’re considering taking out a loan to fund your surrogacy, be sure to look into equity-backed borrowing and surrogacy-specific loans. These options, which are reviewed below, might help you secure more favorable terms than generic loans.

How to Pay for Surrogacy

Most families will need to combine a few different resources to fund their surrogacy journey. This list may be a good place to begin gathering resources you have access to. Remember to review your unique circumstances, and consider assets that may not be listed here. 

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Surrogacy Agencies in Oregon

Surrogacy agencies can provide intended parents with a robust selection of services, hard to find from any other single source. If you’re looking for convenient, compassionate, personalized support, we recommend contacting one of these firms:

Fertility Agencies in Oregon

Fertility clinics are involved in every step of the surrogacy process, and finding a good clinic can significantly impact your experience. Consider reaching out to these fertility agencies:

When Can I Get Started?

The surrogacy process operates on your timeframe. You can start as soon as you want; you don’t have to wait any longer to begin building the family you’ve always hoped for.

Contact us today to get started. We can help get you information, complete your surrogacy plan, or connect you to the perfect surrogacy professionals for your unique circumstances.

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