Surrogacy By State

What Does Surrogacy Cost in Ohio?


Surrogacy is an amazing, validating experience that will change your family forever, but the cost of surrogacy in Ohio has led many prospective parents to believe the service is not for them. This is a misconception.

Surrogacy is a realistic, attainable way to welcome a child into your family.

Many financial resources and aid programs exist to help make surrogacy available to intended parents from a variety of economic backgrounds.

When you’re ready to construct your financial plan, contact us. We can help connect you to professionals with extensive expertise, who can support your family throughout your process.

How Much Does Surrogacy Cost in Ohio?

The cost of surrogacy on average ranges between $150,000 and $179,000+. This estimate will fluctuate based on your surrogate’s cost of living, medical considerations, legal constraints and more.

These prices can seem intimidating, but don’t be discouraged. With careful planning and purposeful use of resources, acquiring funds for surrogacy can be an attainable, realistic goal for almost anyone.

Understanding these funds and how they’re used is a useful first step for intended parents. Review the fees listed below for a general overview of the surrogacy process.

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

An Example Surrogacy Cost Breakdown in Ohio

Which professional you choose to work with will be the biggest deciding factor in your overall surrogacy cost.

Professionals use different pricing structures which direct your funds to address aspects of the surrogacy process individually. This can be adjusted to fit different family’s needs.

Here is an example of how an agency may structure your funds:

Ohio Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Ohio
Surrogate.com

Your family deserves to work with professionals who value your input and share your priorities and will use your funds accordingly.

We can help connect you to considerate professionals who will adjust their services to meet your specific, unique needs. Contact us to get started.

What’s a Realistic Income for Surrogacy?

Anyone who has the required funds available can become a parent through the surrogacy process.  While securing the required funding may be easier with a higher income, there are no income requirements to become a parent through surrogacy.

Most people with a reliable income and the ability to maintain a steady budget will be able to construct a financial plan to afford surrogacy.

Many intended parents use a variety of resources to supplement their income. For instance, take this couple, who combined personal savings, home equity, grant funds, and other resources to fund their process.

DID YOU KNOW?

There are many paths available for those looking to finance their surrogacy. Intended parents often use a combination of personal savings, community fundraising, and specialized surrogacy loans to build a financial plan, No one option will be right for everyone.

What Do You Get from Funding a Surrogacy?

You may be asking yourself, what does any of this mean for me? How do these services and their high fees help with my family’s surrogacy journey?

There are three defining services where you can see your surrogacy agency converting your funds into an expedited and secure surrogacy process:

If you’re still weighing the benefits and costs of surrogacy in Nebraska, ask a representative about wait times, screening standards and financial protections.

Understanding the Cost of Surrogacy in Ohio

The cost of surrogacy in Ohio can be understood as the sum of several smaller expenses. While most of these expenses can be addressed without much fanfare, some do require special attention.

How Much Does Surrogacy Cost with Insurance in Ohio?

Insurance coverage for surrogacy could be somewhat difficult to navigate without professional help.

Insurance is an essential resource to ensure the surrogate receives the best healthcare possible throughout the pregnancy; it may be wise to bring in a professional to help with your insurance planning.

Your insurance may extend your coverage to your surrogate throughout your surrogacy contract, depending on the specifics of your plan. There’s even a chance your policy will contribute to your surrogate’s compensation.

However, this is relatively uncommon. Most insurance policies don’t extend to surrogates at all. In this event, you’ll need to acquire additional coverage for your surrogate for the duration of the gestation period.

If you’ve chosen to work with an established agency, they may take care of this expense for you at no additional cost. 

How Much Does a Surrogate Cost in Ohio?

In Ohio, surrogate compensation averages between $50,000 and $70,000+. Surrogates in Ohio may receive the lower end of this range, since the compensation factors in cost of living and, generally speaking, Ohio is an affordable place to live.

Not all of this is available to the surrogate to use without restriction. Surrogate compensation is divided into two distinct funds: base pay and reimbursement.

Reimbursement is used to cover costs the surrogate may encounter related to the pregnancy. This fund helps with things like maternity clothes, unexpected medical expenses and co-pays, wages lost as a direct result of the pregnancy, and other similar scenarios.

How Much Does IVF and Surrogacy Cost?

The average cost of IVF in Ohio falls between $11,000 and $24,000. This wide range represents the variety of pricing caused by different medical prescriptions, additional monitoring services, and optional testing. IVF at some higher-end clinics can exceed $30,000.

Surrogacy professionals suggest completing IVF before connecting with a surrogate can significantly decrease your total wait time.

As an indirect result, most professionals assume families have already created the embryos required for surrogacy, and don’t include the cost in their total estimation. Keep this in mind when planning your finances.

Your insurance or your employer’s fertility benefits may help you handle these costs.

Affording Surrogacy in Ohio

Surrogacy costs in Ohio are high, but for many, they can be within reach. While there are a variety of resources available to help you build your family through surrogacy, borrowing money may be the most accessible and the most popular, and arguably the most helpful as well.

Many families supplement their surrogacy funds with some form of loan. If you’re considering taking out money, be sure to read our list of resources below and talk to a professional before you do.

You may benefit from a specialized surrogacy-specific loan, or be able to negotiate more favorable terms by leaning on your home equity.

If you have more questions about borrowing money to fund surrogacy, talk with your local bank, credit union, or surrogacy professional.

How to Pay for Surrogacy

Funding surrogacy may be more approachable when you leverage financial resources like these. Remember, this list is just a jumping-off point. Be sure to assess what kinds of unique assets you have access to that could help this process.

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Surrogacy Agencies in Ohio

As discussed, surrogacy agencies offer intended parents vital resources throughout the process. From pre-screening and matching services to legal support, agencies are a strong choice for most parents. If you’re looking for a surrogacy agency in Ohio, consider reaching out to these trusted partners:

Fertility Agencies in Ohio

The surrogacy process is reliant on fertility clinics, so you will spend quite some time working with them throughout the surrogacy.

Finding a clinic where you can feel comfortable and supported is important to many surrogates and intended parents.

Here are some clinics you can research when you’re ready:

When Can I Get Started?

You can start whenever you want. The surrogacy process is open and available to you at any point; you don’t have to wait any longer to begin growing your family.

We can connect you to professionals who help you expedite your process. From help formulating a financial plan to legal support, our trusted partners will have your back every step of the way. Get in touch today to connect with supportive professionals.

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