Surrogacy By State

What Does Surrogacy Cost in New Mexico?


Welcoming a child into your family through surrogacy can be a wonderfully fulfilling process. Yet, the cost of surrogacy in New Mexico can give intended parents pause.

Surrogacy is an accessible service for all kinds of different families, no matter their financial background. Most families can afford surrogacy with enough careful planning, strict budgeting, and creative use of financial resources.

Once you understand the aspects of surrogacy financing, you’ll realize these costs likely won’t keep you from the family you’ve always wanted.

When you’re ready to begin your process, contact us for resources, connections, and New Mexico specific information.

AS_234_call-to-action-direct />

How Much Does Surrogacy Cost in New Mexico?

Surrogacy in New Mexico costs between $150,000 and $179,000. This cost can increase or decrease based on factors specific to you, like where your surrogate lives, or which surrogate professional you work with.

These prices can induce some sticker shock, but you should know that through careful budgeting and with the help of different financial resources, surrogacy can be an accessible option for you. Let’s go through a brief overview of the costs involved in surrogacy, so you can understand what your funds will be used for:

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

An Example Surrogacy Cost Breakdown in New Mexico

The largest factor in determining your overall price will be which surrogacy professional you choose to work with. Be wary of working with firms who quote surprisingly low prices – many predatory companies hide the total costs of their services from intended parents.

In addition to working with a reputable agency, there are many resources to help intended parents grow their families efficiently. To accommodate these strategies, your fee structure may vary from firm to firm.

For example, some professionals focus on recruiting and screening potential surrogates, while others may place more emphasis on hiring legal professionals.

Here’s an example of a hypothetical fee structure:

New Mexico Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in New Mexico
Surrogate.com

Your family deserves the best possible service. There are surrogacy professionals ready to put your funds to use in the way you want them used. We can help connect you to professionals who respect your priorities and value your input. Contact us today to connect to personalized, compassionate support.

What’s a Realistic Income for Surrogacy?

Surrogacy has no set income requirements. Surrogacy is available to any intended parents who can raise the necessary funds. While expensive, surrogacy can be attainable for most with consistent income.

Intended parents come from all kinds of economic backgrounds. Through careful budgeting and use of resources we detail later in this article, many prospective parents find surrogacy an accessible option to grow their families.

DID YOU KNOW?

There are many paths available for those looking to finance their surrogacy. Intended parents often use a combination of personal savings, community fundraising, and specialized surrogacy loans to build a financial plan, No one option will be right for everyone.

What Value do you get for the Costs of Surrogacy?

You may be asking yourself, what does any of this mean for me? How do these services and their high fees help with my family’s surrogacy journey?

There are three defining services where you can see your surrogacy agency converting your funds into an expedited and secure surrogacy process:

Before signing on with a surrogacy professional, be sure to ask a representative about wait times, screening standards and financial protections.

Understanding the Cost of Surrogacy in New Mexico

As we’ve discussed, the cost of surrogacy is made up of several individual fees.  Let’s dive a little deeper into three of the most significant financial areas you’ll need to be familiar with:

How Much Does Surrogacy Cost with Insurance in New Mexico?

Some insurance policies will cover your surrogate’s medical costs. Rarely, policies may even help fund part of your surrogate’s compensation. However, most insurance policies don’t extend coverage to surrogates.

Depending on your and your surrogate’s policies, you may need to obtain additional coverage to ensure consistent, quality medical coverage throughout the pregnancy. This cost may not need to come out-of-pocket; some surrogacy agencies will fill in the gaps in medical coverage free of charge.

How Much Does a Surrogate Cost in New Mexico?

In New Mexico, surrogate compensation averages between $50,000 and $70,000. If you use an interstate surrogate, your price will vary depending on the cost of living in your surrogate’s home state. Your surrogate’s compensation will be the largest single expense in your surrogacy budget.

Compensation can be broken down into two distinct fees, base pay and reimbursement. Base pay compensates your surrogate for her time and the physical toll of pregnancy, and reimbursement helps pay for things like maternity clothes and extra medical expenses.

How Much Does IVF and Surrogacy Cost?

IVF in New Mexico ranges from $10,000 to $20,000 per round. Depending on the medications prescribed, the costs can exceed $25,000. IVF is a hugely important step in the surrogacy process but often is not included in surrogate agencies’ cost estimates. When planning your surrogacy budget, make sure to factor in the cost of multiple rounds of IVF.

Affording Surrogacy in New Mexico

Though the process is expensive, many find surrogacy affordable once they’ve planned out their finances.

Most financial plans involve some form of loan. In the next section, we’ll briefly discuss surrogacy-specific loans and HELOC borrowing. You may also apply for a personal loan to help with your surrogacy expenses. As with any loan, carefully consider the impact borrowing may have on your growing family.

How to Pay for Surrogacy

Here we’ve outlined some of the resources families use to build their financial plan for surrogacy. Remember, this list is only a starting point. Think creatively and use your unique resources.

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Surrogacy Agencies in New Mexico

Surrogacy agencies provide intended parents vital services throughout the process, like legal counsel, supplemental insurance and a pool of pre-screened surrogates.  If your family is looking for a local agency, consider these top choices from New Mexico:

Fertility Agencies in New Mexico

Working with a kind, supportive surrogacy clinic can make a huge difference in your process overall. If you’re looking for a clinic in New Mexico, consider these local options:

When Can I Get Started?

You can start your process whenever you feel comfortable. You could even start today. You don’t have to wait any longer to begin building the family you’ve always dreamed of having. Contact us when you’re ready, and we’ll help you take that first step by connecting you to experienced, caring professionals.

Get Started