Surrogacy By State

What Does Surrogacy Cost in New Hampshire?


Surrogacy is a rewarding path toward growing a family. However, the cost of surrogacy in New Hampshire may be seen as an obstacle, preventing some families from considering the process.

This doesn’t have to be the case: many financial resources exist to make surrogacy attainable for intended parents of all different financial backgrounds. While raising the funds for surrogacy may be hard, it is a realistic, accessible goal.

To connect with experienced professionals, get in touch with us today.

How Much Does Surrogacy Cost in New Hampshire?

The average cost of surrogacy in New Hampshire is between $150,000 and $179,000+. Your specific costs may be slightly higher due to cost of living adjustments.

These costs can seem daunting at first; however, you should know that surrogacy can be more affordable than it may seem at first glance.

Understanding what your funds are used for can give intended parents insight into the surrogacy process. After discussing costs, we’ll address financial resources to help prospective parents raise the funds required for surrogacy.

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

An Example Surrogacy Cost Breakdown in New Hampshire

A significant variable in your budget is your choice of surrogacy professional. This choice alone could be the difference between the high end of the cost estimate and the low end, but be careful; many less-than-reputable actors will mask the true costs of working with them by hiding fees and cutting essential services.

Even with reputable agencies, your fee structure could look very different between firms. Professionals focus their funding on different aspects of the surrogacy process, like the local cost of living, circumstances unique to your family and the agency’s services offered.

Here’s an example fee structure like the ones you may encounter at different agencies:                                                                                                                                                                                                                           

New Hampshire Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in New Hampshire
Surrogate.com

You and your family deserve to work with an agency that shares your priorities and adapts to your needs. We can help connect you to considerate professionals invested in your personal story – contact us today to connect.

What’s a Realistic Income for Surrogacy?

Surrogacy does not have set requirements for income. Anyone with the required funds can become a parent through surrogacy. While raising these funds may be easier with a larger income, almost anyone with any level of consistent income can create a financial plan to make surrogacy attainable.

DID YOU KNOW?

There are many paths available for those looking to finance their surrogacy. Intended parents often use a combination of personal savings, community fundraising, and specialized surrogacy loans to build a financial plan, No one option will be right for everyone.

What Value do you get for the Costs of Surrogacy?

You may be asking yourself, what does any of this mean for me? How do these services and their high fees help with my family’s surrogacy journey?

There are three primary ways that your surrogacy agency uses your funds to expedite and secure the surrogacy process:

Before signing on with a surrogacy professional, be sure to ask a representative about wait times, screening standards and financial protections.

Understanding the Cost of Surrogacy in New Hampshire

As we’ve established, the cost of surrogacy in New Hampshire is made up of several smaller costs. Perhaps the three most important items to consider in your budget are the costs of medical coverage and insurance, the surrogate’s compensation and the costs associated with embryo creation. Let’s examine these.

How Much Does Surrogacy Cost with Insurance in New Hampshire?

Your insurance may or may not cover some of your surrogacy expenses. Some policies cover surrogate medical expenses. Some policies will even cover part of your surrogate’s compensation. This, however, is not common. Usually, policies specifically exclude surrogates or don’t mention them at all.

If your insurance doesn’t cover surrogate expenses, it’s a good idea to budget for an extra insurance policy. Even if your insurance doesn’t provide the needed coverage, you may not need to pay for it. Your surrogate may have sufficient insurance, or, if you’re working with a quality agency, they may buy coverage for the surrogate at no additional cost to you.

Depending on your circumstances, this could be a good thing to ask agency representatives about as you compare your options for surrogacy professionals.

How Much Does a Surrogate Cost in New Hampshire?

The average New Hampshire surrogate compensation falls between $50,000 and $70,000+. This will be adjusted for the surrogate’s cost of living if they live out-of-state.  This fee will be the largest single expense of your surrogacy budget.

Surrogate compensation is divided into two funds: Base pay and reimbursements. Base pay is used to compensate your surrogate for her time, dedication, and the physical toll of pregnancy. Reimbursements are used to help the surrogate pay for pregnancy-related expenses, like maternity clothes, medical expenses, copays and lost wages.

How Much Does IVF and Surrogacy Cost?

IVF is an essential part of surrogacy. In New Hampshire, IVF costs average between $13,000 and $15,000+ per round, including medication and testing. Your insurance policy may be able to cover part of these costs.

IVF is often not considered in surrogacy agency’s price outlines. When you are considering your options to fund your surrogacy, don’t forget to account for the funds needed in IVF.

Professionals recommend completing IVF before beginning your surrogacy journey. This will speed up the surrogacy process, and help make all your available options clear.

 

Affording Surrogacy in New Hampshire

Even though the initial price can be shocking, many families find the process of surrogacy very attainable once they create a budgeting plan and incorporate their available resources.

Many families fund the majority of their surrogacy through a financing program or loan. You may be able to find surrogate-specific financing programs from your local bank, credit union, one of the companies listed below or even your surrogacy agency.  

There are plenty of resources available to use instead of or in combination with these loans; let’s look through a few of the most popular.

How to Pay for Surrogacy

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Surrogacy Agencies in New Hampshire

Working with a surrogacy agency can provide crucial resources for intended parents, as we’ve discussed. If you’re looking for a New Hampshire surrogacy agency to help you grow your family, here are a few we recommend.

Fertility Agencies in New Hampshire

IVF is a central part of surrogacy, and working with a compassionate and supportive clinic can make all the difference. Here are some recommended clinics in New Hampshire:

When Can I Get Started?

Nothing is stopping you from beginning your surrogacy journey today. You don’t have to have all your financing planned out before hand; speaking with surrogacy professionals can be a great resource to help you complete your plan. Contact us to be connected to experienced, helpful professionals.

Get Started