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Surrogacy By State

How Much Does Surrogacy Cost in Missouri?

Understanding what goes into the cost of surrogacy in Missouri can help you prepare for the costs ahead of time as well as allow you to focus on the many moving parts of this life-changing journey.

Contact us online if you have any more questions regarding surrogacy cost after looking at this article. We’re here for you whenever you need us.

This article addresses surrogacy cost as a whole, we’ll take a deeper look at what you can expect to pay, what decisions you’ll make that impact cost and how you can afford it.

How Much Does Surrogacy Cost in Missouri?

There is no one-size-fits-all surrogacy cost.

On average, you’ll find figures ranging from $150,000-$179,000+ because each situation is different. The choices you make will impact your total cost.

The cost of surrogacy in Missouri can change based on these choices as certain fees don’t change and certain fees do. Here are some examples:

Fixed Fees                                                         

These fees from professionals encapsulate everything surrounding your surrogacy journey. This can include marketing and advertising, screening for you and any potential surrogates you are interested in working with and much more.

Surrogates are paid for the life-changing opportunity they are giving you and in addition to this base pay; your surrogate can receive additional payments for things like lost wages, escrow service fees, travel and lodging.

You will be responsible for paying for all medical-related expenses for your surrogate, expected or not. This includes any life insurance coverage, hospital fees and more.

Both parties will need legal representation to protect their rights; you will be responsible for your and your surrogate’s legal fees and any fees that your professional incurs completing the legal processes behind surrogacy.

Variable Costs

  • IVF Fees: It’s not uncommon for multiple in-vitro fertilization (IVF) cycles to be needed to achieve a pregnancy. Different fertility clinics also have different fee structures for medications.
  • Intended Parent Travel: Depending on if, and how many times, you want to see your surrogate prior to the hospital stay, these expenses will be out of pocket.
  • Varied Surrogate Experience and Location: More experienced surrogates earn higher compensation. Another variable that impacts the final cost is how far they have to travel.

Example Breakdown of Surrogacy Costs in Missouri

The professional you work with plays one of, if not the biggest, role in determining your cost of surrogacy in Missouri.

When you are looking for a professional to work with, consider and compare the different programs, services offered and costs for those services.

Here’s an example of how your surrogacy cost breakdown could look like:

ServiceCost
Agency Fees21%
Surrogate Compensation35%
Screening and Matching21%
Legal Costs11%
Medical Costs12%

What Is a Realistic Income for Surrogacy?

In terms of affording surrogacy, you may wonder how much you need to make.

Despite older, preconceived notions about surrogacy only being for the wealthy, that’s not the case at all.

Don’t take our word for it, check out Mark and Cody’s journey, who had a combined annual income of $205,000 and became parents through surrogacy.

Learn more about Mark and Cody’s story.

View Case StudyView Case Study

What Value Do You Get for the Costs of Surrogacy?

When it comes to your surrogacy cost breakdown, you may be wondering what the value of those costs mean for your journey.

Your investment has a wide-ranging impact on your journey to parenthood through surrogacy, particularly when it comes to the following aspects:

No matter the services listed by any professional, before working with them be sure to ask about how their services, and cost of those services, impact your dream of becoming a parent.

How Much Does Surrogacy Cost with Insurance in Missouri?

With the state of Missouri having no laws when it comes to surrogacy insurance, the next step of determining your surrogacy cost depends on your employer and insurance provider.

Many health plans don’t cover fertility-related expenses; however, pregnancy-related expenses for your surrogate could be covered.

Regardless of your situation, you should talk to your employer and insurance provider for clarity on the costs covered.

How Much Does IVF and Surrogacy Cost?

The average cost of an IVF cycle in Missouri is $11,000 not including medications. The costs of IVF are often separate from the cost of surrogacy as IVF fees change depending on state, professional and location.

With an average surrogacy cost of $150,000-$179,000+ being a barrier for some intended parents hoping to become parents, the professional you work with matters when determining IVF and surrogacy costs while avoiding hidden or additional fees.

Find out more about how to avoid hidden costs

How Much Does a Surrogate Cost in Missouri?

A surrogate in Missouri can earn anywhere from $50,000-$70,000+.

There is no predetermined figure for how much a surrogate costs because it will all depend on their:

  • Experience
  • Cost of living
  • Location

In addition to these factors, your cost of using a surrogate will also include those variable costs that can change based on your decisions.

Surrogacy Financing

There are resources and aid available that can make the cost of surrogacy more manageable. Here are some of the routes you can take that make affording surrogacy possible:

A Home Equity Line of Credit (HELOC) is a common source of funding for surrogacy. You only pay it back when you start using it and the limits for a HELOC are typically much higher than credit cards. 

Some organizations offer grants for those looking to grow their family but are dealing with infertility issues.

If you are looking into growing your family, talk to your employer. Some employers provide fertility benefits that may alleviate some of the cost.

From traditional avenues like staging events to raise money or newer avenues online like GoFundMe or Kickstarter, you can raise funds for the cost of surrogacy.

There are family-building professionals and even traditional businesses like banks that offer loans for fertility treatments and surrogacy.

Personal savings provide you with financial security and flexibility for exorbitant or unexpected costs. Some families save for years before growing their family.

Grants

Loans

Surrogacy Agencies in Missouri

If surrogacy is right for your circumstances, then a surrogacy agency can help with every step of the process.

In addition to the experience and expertise they offer, they can also connect you with other professionals you may need for different aspects of your journey. 

If you still need a surrogacy agency, here are some options located in Missouri to consider:

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Fertility Clinics in Missouri

A fertility clinic is another professional that will be needed for surrogacy. They’ll be responsible for the medical procedures of surrogacy that lead to you being able to experience parenthood.

Consider these clinics located locally:

Contact Us Today

No two journeys to becoming a parent look the same.

Surrogacy is a well-traveled path that offers you the chance to live out your dreams of being a parent if you or your partner is unable to carry a pregnancy safely.

Contact us online to learn more about surrogacy and the other important decisions you’ll have to make like choosing the perfect surrogate.

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