Surrogacy By State

How Much Does Surrogacy Cost in Mississippi?

The cost of surrogacy in Mississippi is different for each situation. But if cost is a concern for you as you look to grow your family, understanding what factors into those costs can help you prepare accordingly.

Having a budget set for the surrogacy cost can give you the flexibility to focus on other important aspects of your surrogacy journey and the important decisions you have to make, from finding a fertility clinic to choosing a surrogate.

This article will act as a surrogacy cost breakdown in Mississippi, from everything that contributes to the total cost to how to pay for surrogacy.

How Much Does Surrogacy Cost in Mississippi

A quick search online will bring up a wide range of costs, anywhere from $150,000-$179,000+. That’s because there isn’t one pre-determined figure when it comes to the cost of surrogacy in Mississippi.

Surrogacy costs vary no matter what state you look up as the choices you make directly impact that cost range. Some of these choices come in the forms of fixed fees while others are more variable.

Here are examples of both.

Fixed Fees

These fees are made up of the resources and services your surrogacy professional provides throughout your surrogacy journey. Examples include marketing and advertising, surrogate and intended parent screening, contact mediation and more.

From your surrogate’s insurance coverage to their medical screening, you’ll be responsible for any medical fees. On the legal side of things, both sides will need legal representation to protect the rights of everyone involved. Legal fees could include any of your surrogate’s legal fees or the administrative legal duties your agency helps you complete.

Surrogates are compensated for helping to make your dreams of becoming a parent a reality. In addition to base pay, these fees can also include reimbursement for out-of-pocket expenses, any lost wages and more.

Variable Costs

IVF Fees: Fertility clinics have different costs. Their practices, medications they use and more make up those IVF fees.
Varied Surrogate Experience and Location: You could be required to pay more to your surrogate depending on her experience with surrogacy and location.
Intended Parent Travel: You might want to travel to be with your surrogate for the medical appointments. If that’s the case, you’ll need to prepare for however you will travel and the costs that come with it, whether that’s plane tickets or gas for your car if it’s a closer commute.
Newborn Expenses: Newborn expenses depend on the needs of the newborn, be sure to check with your insurance provider too as these types of costs can typically be covered by your health insurance.

Your choice of professional will determine the fee structures as costs may vary. Here’s what a surrogacy cost breakdown in Mississippi could look like:

Mississippi Surrogacy
Cost Breakdown

Surrogate.com

What Is a Realistic Income for Surrogacy?

There is no “realistic” income for surrogacy.

One of the most common misconceptions about surrogacy is that it’s only for the rich.

Surrogacy gives people from all different walks of life the opportunity to experience what it’s like to be a parent. When it comes to affording surrogacy, use Mark and Cody as an example.

These two former intended parents had a combined annual income of $205,000.

With their total cost coming to $236,150 their surrogacy financing consisted of:

Personal savings
Work benefits
Grants
And more

Learn more about Mark and Cody’s story

What Value Do You Get for the Costs of Surrogacy?

With the cost of surrogacy in Mississippi you may be wondering what that means for your ultimate goal of becoming a parent.

From the agency fees to the matching fees to the screening fees, all of these costs directly impact that goal. Here are three primary ways that working with a reputable surrogacy agency can impact your journey:

Matching Quickly: Depending on the professional you work with, some can take months to find you a match while others take years. Matching quickly is one of the highest values you can receive from working with a reputable professional.
Thorough Screening: Becoming a surrogate isn’t an easy job. Agencies that thoroughly screen candidates before matching reduce the risks of setbacks later on. As an example: If you match with a surrogate who fails your clinic screening, you could be set back months on your timeline and thousands in sunk costs.
Financial Security: Surrogacy is a significant investment toward growing your family. Mistakes and or circumstances out of your control are possible. Some agencies offer financial protection for parents in their cost of surrogacy in Mississippi. Others that don’t have this financial protection could result in additional cost if unexpected challenges arise.

If surrogacy cost is a concern for you, ask any agency you are thinking about working with about their wait times, screening standards and financial protection and how their services contribute to your end goal.

How Much Does Surrogacy Cost with Insurance in Mississippi?

In Mississippi, there are no laws mandating insurance coverage for surrogacy.

So when it comes to affording surrogacy, insurance-wise, you’ll need to talk to your human resources department of your employer to find out more about what your health insurance covers.

How Much Does a Surrogate Cost in Mississippi?

The cost of using a surrogate in the U.S. depends on:

Location
Experience
Income

On average, surrogates can earn $50,000-$70,000+ before those factors mentioned above. The variable costs can also contribute to your final surrogate cost.

Find out how to find the perfect surrogate

How Much Does IVF and Surrogacy Cost?

Your IVF and surrogacy costs will depend on your choices.

Although average surrogacy costs can range from $150,000-$179,000+ that doesn’t include the cost of IVF.

In Mississippi, we looked at a few fertility clinics and their prices for in-vitro fertilization (IVF). On average, you can expect to pay around $15,000 per IVF cycle but be aware that it’s not uncommon for multiple IVF cycles needed to achieve a pregnancy.

How to Pay for Surrogacy

When it comes to affording surrogacy, there are several surrogacy financing options:

A Home Equity Line of Credit (HELOC) is an avenue in which you can fund your surrogacy. You only pay it back when you start using it and the limits for a HELOC are typically much higher than credit cards.

If you are looking into growing your family, talk to your employer or your human resources department. Despite the lack of laws relating to surrogacy insurance coverage in Mississippi, some employers provide fertility benefits that may alleviate some of the cost.

Some families save for years before growing their family. Personal savings provide you with another revenue stream to help you grow your family.

In addition to these avenues mentioned above, you can also utilize:

Grants

Loans

Fundraising

Fundraising is another avenue you can utilize when it comes to surrogacy financing.

This could take shape in the form of garage sales, benefits at restaurants or other community events to help raise money toward your goal.

Crowdfunding is more possible than ever with sites such as Kickstarter or GoFundMe.

Surrogacy Agencies in Mississippi

Surrogacy requires the services of professionals that have the expertise and experience to make the process as smooth and straightforward as possible.

Surrogacy agencies are one such professional that can do so, helping coordinate all parts of the process based on the decisions you make.

Fertility Clinics in Mississippi

A fertility clinic will be able to diagnose the issues surrounding your infertility, as well as being able to help with the medical steps and procedures that come with surrogacy if it’s right for your circumstances.

Here are fertility clinics located close to you:

Positive Steps Fertility (Madison, Shreveport, Monroe, Mississippi, Starkville, Gulfport)
Mississippi Reproductive Medicine (Flowood)
University of Mississippi Medical Center (Flowood)
NewLIFE Fertility (Biloxi)

Get the Support You Deserve

Parenthood may be something you’ve wanted to experience for your whole life. Maybe being a parent is something you recently warmed up to.

No matter how long it’s been, learning that you or your partner may not be able to carry a pregnancy safely could invoke a variety of emotions. Surrogacy allows you to experience parenthood.

Fill out our online contact form to learn more about surrogacy such as how your surrogate will be screened.