Surrogacy By State

How Much Does Surrogacy Cost in New Bedford, Massachusetts?


The cost of surrogacy in New Bedford, Massachusetts, is a significant investment, but it shouldn’t deter you from building the family you’ve always dreamed of.

With the right financial planning and support, surrogacy can be a feasible and rewarding journey.

Learn more about surrogacy as a way to grow your family by reaching out to us. We’re here for you whenever you need us. 

In this guide, we’ll walk you through the surrogacy costs and explore various ways to make surrogacy more accessible and affordable.

How Much Does Surrogacy Cost in New Bedford?

Surrogacy in New Bedford, Massachusetts, typically costs between $100,000-$200,000+, depending on various factors such as the choices you make.

Surrogacy costs include: 

  • Agency Fees: Cover the coordination, matching services, and support provided by a surrogacy agency.
  • Legal Expenses: Ensure that both the intended parents and the surrogate have proper legal representation and contracts.
  • Medical Procedures: Cover fertility treatments, embryo transfer, prenatal care, and delivery costs.
  • Surrogate Compensation: Provides financial support to the surrogate throughout the pregnancy.
  • Screening Costs: Include medical and psychological evaluations to ensure the surrogate is physically and emotionally prepared.
  • Variable Expenses: Additional costs such as lost wages, maternity clothing, travel expenses, and unforeseen pregnancy-related costs.

Understanding these costs early on will help you plan financially for a successful surrogacy journey.

An Example Surrogacy Cost Breakdown in New Bedford

The following cost breakdown is an example to help you understand how surrogacy expenses are typically distributed.

However, your choices—such as the agency you work with, the surrogate you select, and the medical procedures required—will influence your final costs.

A general breakdown of surrogacy costs in New Bedford could include:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts
Surrogate.com

Working with a reputable surrogacy professional can provide clarity on these expenses, ensuring that you understand where your funds are allocated and how they contribute to helping you become a parent.

What’s a Realistic Income for Surrogacy?

A common misconception is that surrogacy is only for the wealthy.

In reality, intended parents from a variety of financial backgrounds find ways to afford surrogacy through careful financial planning and available resources.

Mark and Cody, for example, successfully funded their surrogacy journey by combining savings, employer benefits, and grants, proving that surrogacy can be accessible to more families than many assume.

While a higher income can certainly help with affordability, there are many surrogacy financing options that can make surrogacy a reality for many hopeful parents.

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How Much Does Surrogacy Cost with Insurance in New Bedford?

Massachusetts has some of the most comprehensive infertility insurance laws in the country, requiring many insurance providers to cover fertility treatments.

However, coverage for surrogacy-related costs remains limited.

Most health insurance plans do not cover surrogate compensation or agency fees, meaning intended parents often need to purchase separate insurance for their surrogate. Some plans may offer partial coverage for specific medical procedures related to the pregnancy.

Consulting with a surrogacy professional can help navigate the best insurance options available and ensure you understand your financial responsibilities.

How Much Does a Surrogate Cost in New Bedford?

Surrogate compensation in New Bedford typically ranges from $50,000 to $70,000+, comprised of base pay and reimbursements.

Base pay serves as direct compensation for the surrogate’s time and commitment.

Reimbursements cover pregnancy-related costs such as lost wages, maternity clothing, and co-pays for medical and pregnancy-related expenses.

The higher cost of living in New Bedford can push surrogate compensation toward the higher end of this range.

How Much Does IVF and Surrogacy Cost?

IVF treatment costs between $13,000 and $30,000 per cycle, depending on clinic pricing and medication costs.

This cost of surrogacy is separate from surrogacy fees, so intended parents should account for it in their overall budget.

How to Pay for Surrogacy in New Bedford

There are multiple options available to help cover your surrogacy costs, such as:

  • Personal Savings: Many families save over time to afford surrogacy.
  • Investment Returns: Profitable investments can assist with financing.
  • Home Equity Line of Credit (HELOC): A common financing method for homeowners.
  • Grants: Various organizations offer financial assistance.
  • Employer Benefits: Some companies provide surrogacy-related reimbursements.
  • Surrogacy Loans: Specialized financing plans exist to assist intended parents.

Surrogacy Agencies

Finding the right surrogacy agency is essential for a smooth journey. A reputable agency provides guidance, ensures legal and medical compliance, and matches you with a well-screened surrogate.

They also offer ongoing support, making the process less overwhelming so you can focus on preparing for parenthood with confidence.

Some reputable agencies in Massachusetts include:

Fertility Clinics

Using a fertility clinic is essential for a successful surrogacy journey. These clinics provide expert medical care, ensuring that all fertility treatments, embryo transfers, and prenatal screenings are performed with the highest standard of care.

A trusted clinic can offer advanced reproductive technologies and experienced professionals to increase the likelihood of a healthy pregnancy.

Trusted fertility clinics play a crucial role in the surrogacy process. Recommended options in Massachusetts include:

Get Started Today

Starting your surrogacy journey today can bring you one step closer to growing your family.

Working with the right professionals early on ensures a seamless process when it comes to understanding your surrogacy costs. Reach out to us to explore your options and take the first steps toward parenthood.

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