How Much Does Surrogacy Cost in Maine?

The cost of surrogacy in Maine can be intimidating to many prospective parents, but that shouldn’t keep you from building the family you’ve always wanted.

You should know that surrogacy can be an affordable, accessible option once you understand the costs and have the resources you need to build your funds.

Below, we’ll go over the things you need to best prepare your finances for surrogacy. Once you’re ready, reach out to us to get connected with surrogacy professionals who will guide you through the process.

How Much Does Surrogacy Cost in Maine?

Intended parents in Maine will need between $150,000 and $175,000+ to fund surrogacy.  Since the cost of living is a little higher than average in Maine, your surrogacy may be on the more expensive end of the range.

This can be a worrying figure for some intended parents, but don’t be discouraged. You’ll be interested to know that intended parents come from different circumstances and financial backgrounds. Careful budgeting and use of resources can make surrogacy an accessible option for your family.

A clear understanding of how your funds are used can help many intended parents understand both the price and the process of surrogacy more holistically:

An Example Surrogacy Cost Breakdown in Maine

The overall price for your surrogacy cost is largely determined by which professional you choose to work with. Many professionals have their own approach to the surrogacy process, informed by years of experience. This means they may distribute your funds differently. Here is an example of a surrogacy funding breakdown from a hypothetical agency:

You deserve to work with an experienced professional who takes your specific circumstances into account. Contact us today – we can help you connect to a professional who can adapt to your needs.

What’s a Realistic Income for Surrogacy?

There are no hard income requirements for surrogacy. This means that anyone with enough funding can become a parent through surrogacy.

Though funding surrogacy can be challenging, it is accessible to most people with reliable income and the ability to budget consistently.

What Value Do You Get for the Costs of Surrogacy?

As you can see in the example cost breakdown, your costs of surrogacy go to a number of different services that make this process possible.

With such a large investment, you may be wondering about the value of those expenditures and what it means in terms of helping you become a parent.

When it comes to your costs of surrogacy, here are a few major examples of how you’ll benefit:

• Matching Quickly: One of the most important decisions you’ll make during this process is to choose a surrogate. Finding a surrogate is one of the primary functions that an agency can help you with, with reputable agencies being able to match you quickly vs. other professionals that can take years.
• Thorough Screening: Surrogacy requires any hopeful surrogate to be extensively screened while meeting the requirements of the professional they work with. Agencies with extensive screeing processes can help prevent issues that could arise down the road from having an unqualified surrogate.
• Financial Security: Surrogacy represents a significant investment to help grow your family. Issues can arise. That’s why working with an agency that offers financial protection is important to protect this costly process to change the lives of everyone involved. Working with with an agency without this financial protection could put you at risk of additional costs down the road.

If cost is a concern for you, make sure to ask any agency you are working with about their wait times, screening standards and financial protection.

Understanding the Cost of Surrogacy in Maine

The cost of surrogacy in Maine can be broken down into smaller fees. These fees fluctuate based on cost of living, medical needs, your choice of agency, and many other factors. Let’s dive into three of the most important financial items in your surrogacy budget.

How Much Does Surrogacy Cost with Insurance in Maine?

Most insurance policies won’t cover surrogate expenses. Some do, and others even help pay the surrogate’s compensation fee as well, however, this is fairly uncommon.

If your insurance doesn’t cover surrogates or doesn’t affirmatively say either way, you’ll need to purchase additional insurance to cover your surrogate’s expenses during the pregnancy.

The good news is that if you decide to work with a full-service agency like American Surrogacy, your surrogacy professional will purchase these policies for you, at no additional cost.

How Much Does a Surrogate Cost in Maine?

Surrogate compensation in Maine is typically between $50,000 and $70,000+. Because of the cost of living, Maine surrogates will most likely get the higher end of this estimated range. This will be the largest expense you encounter in your surrogacy journey.

Compensation can be broken down into base pay and reimbursement. Reimbursement is meant to help the mother purchase pregnancy-related items, like maternity clothes, and also to compensate the surrogate for unforeseen expenses that may be a result of her pregnancy, like lost wages.

Base pay is a more traditional compensation. This is to thank the surrogate for her dedication, and for the physical ordeal she went through to help you grow your family.

How Much Does IVF and Surrogacy Cost?

IVF for families in Maine will most likely cost between $14,000 and $20,000 per cycle. This includes the cost of medication and testing. These costs may or may not be covered by your insurance policy.

IVF is often not considered in surrogacy agency’s price outlines. When you are considering your options to fund your surrogacy, don’t forget to account for the funds needed in IVF.

Professionals recommend completing IVF before beginning your surrogacy journey. This will speed up the surrogacy process, and help make all your available options clear.

Affording Surrogacy in Maine

Although surrogacy is expensive, many families find surrogacy accessible once they’ve made a financing plan.  In this next section, we’ll go into the different resources you may be able to use to make your own plan.

How to Pay for Surrogacy

This list may be a good place to start, but it isn’t exhaustive. Think resourcefully, and explore any options we forgot to mention.

Surrogacy Agencies in Maine

Surrogacy agencies can provide intended families with essential services, like legal counsel, supplemental insurance, matches with screened surrogates and more. If you’re looking for an agency in or near Maine, consider these top picks:

• American Surrogacy
• New England Surrogacy

Fertility Agencies in Maine

Fertility clinics can make all the difference in your surrogacy journey.  You’ll want experienced, kind professionals helping you through embryo creation and monitoring your surrogate’s gestation. Look into these trusted fertility centers in Maine:

• Fertility Centers of New England (Falmouth)
• CCRM Fertility (Falmouth)
• Main Family Planning (Augusta)

When Can I Get Started?

You don’t need to have everything ready before you start your surrogacy process. Contacting professionals sooner in the process will only help you. Contact us today to be put in touch with a professional who suits your needs. The sooner you take this first step, the sooner you can hold your child in your arms.