Surrogacy By State

How Much Does Surrogacy Cost in Greenwood, Indiana?

Surrogacy is a life-changing process that allows families to grow in extraordinary ways. While the experience can be deeply rewarding, it often comes with complex financial considerations.

Below, we explore the key factors influencing surrogacy costs in Greenwood, Indiana and provide paths forward for intended parents. If you’re ready to take the next step, contact a trusted surrogacy professional today to receive personalized guidance and support.

How Much Does Surrogacy Cost in Greenwood, Indiana?

The cost of surrogacy in Greenwood typically ranges between $100,000-$200,000+ or more. This range varies depending on factors such as the surrogate’s compensation, medical expenses, legal fees, and agency costs.:

Did You Know?

Surrogacy contracts are unenforceable in Indiana, which means that as an intended parent, you should get help from a national agency to help you navigate laws and find a surrogate outside of the state. Read more about Indiana state laws here.

Example Surrogacy Cost Breakdown in Greenwood, Indiana

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation.

Service	Cost
Agency Fees	21%
Surrogate Compensation	35%
Screening and Matching	21%
Legal Costs	11%
Medical Costs	12%

How Much Does Surrogacy Cost with Insurance in Greenwood, Indiana?

Insurance may cover part of the costs of surrogacy, and if you have fertility insurance, more may be covered. In Indiana, insurance coverage for surrogacy-related medical expenses can vary significantly. It’s essential to:

· Review Existing Policies: A surrogacy agency can help you determine whether you or your surrogate’s insurance covers pregnancy-related costs.

· Consider Special Policies: Some supplemental insurance plans tailored for surrogacy may save you money overall.

How Much Does a Surrogate Cost in Greenwood, Indiana?

Since families in Indiana usually seek surrogates outside of the state, the costs usually fall within the national average of $50,000-$70,000 or more.

How Much Does IVF and Surrogacy Cost?

IVF can cost anywhere from $12,000-$30,000 or more, and is usually not included in cost estimates you may receive from surrogacy agencies. The best resource to find out the cost of surrogacy for your family is a fertility clinic—you can find local clinics below.

Affording Surrogacy in Greenwood, Indiana

For many families, affording surrogacy can feel overwhelming. Here are some practical strategies:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice.

Surrogacy Agencies and Fertility Clinics in Indiana

Greenwood is home to reputable surrogacy agencies and fertility clinics that guide families through every step of the process. These include:

American Surrogacy (Indianapolis)
The Stork’s Nest (Indianapolis)
Reproductive Possibilities
Indiana Fertility Institute (Carmel)
Midwest Fertility (Indianapolis, Fort Wayne, and Carmel)
Family Beginnings – IVF Indiana (Indianapolis)

When Can I Get Started?

You can get started as soon as your family is ready. There are surrogacy professionals who can help you from day one as you learn about the costs of surrogacy and begin your journey to become a parent.

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