Surrogacy By State

How Much Does Surrogacy Cost in Iowa City, Iowa?


Growing your family through surrogacy is an exciting and rewarding journey.

If you’re considering surrogacy in Iowa City, you might be wondering about the cost. While surrogacy is undoubtedly expensive, there are ways to make it more accessible.

In this guide, we’ll break down potential expenses and explore financing options to help you afford surrogacy. If you’d like to speak to a knowledgeable surrogacy professional, fill out our form. We can help you get in touch with a local agency.

How Much Does Surrogacy Cost in Iowa City?

The cost of surrogacy in Iowa City typically ranges from $100,000-$200,000+. Every surrogacy journey is unique, and the costs can fluctuate depending on individual circumstances.

Here is an example surrogacy cost breakdown to help you plan ahead:

How Much Does a Surrogate Cost in Iowa City?

A surrogate in Iowa is typically compensated between $50,000 and $70,000. This compensation covers her time and commitment to helping you grow your family.

Additional benefits may include:

Your surrogate plays a vital role in bringing your child into the world, and fair compensation ensures her well-being throughout the process.

How Much Does IVF and Surrogacy Cost in Iowa City?

In vitro fertilization is a critical part of the surrogacy process, and its cost in Iowa ranges from $18,000 to $24,000 per cycle. The total cost depends on factors such as:

Some surrogacy agencies do not include IVF costs in their estimates, so be sure to account for these expenses when planning your budget. In total, you’ll need $30,000 to $50,000 for IVF and surrogate medical care.

How Much Does Surrogacy Cost With Insurance in Iowa City?

Navigating surrogacy insurance can be tricky since most policies don’t cover all expenses. For instance, a plan may cover some treatments and procedures, such as egg retrieval and fertilization, but exclude costs related to surrogacy. 

Start by reviewing both your and your surrogate’s health insurance plans. If neither policy includes surrogacy expenses, you may need to purchase a separate surrogacy-specific insurance plan. This can range from $15,000 to $25,000.

How to Pay for Surrogacy in Iowa City

Affording surrogacy requires careful financial planning. Fortunately, several surrogacy financing options can help you cover the costs:

With the right financial strategy, surrogacy can be within reach, regardless of your income level.

Moving Forward With Surrogacy in Iowa City

While surrogacy is expensive, it is not exclusive to wealthy families. With proper planning, your dream of parenthood can become a reality. Reach out today to get connected with a surrogacy professional who can guide you through the process

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