How Much Does Surrogacy Cost in Davenport, Iowa?

If you’re considering surrogacy in Davenport, Iowa, understanding the costs involved is crucial. Surrogacy is a significant financial investment, and having a clear breakdown of expenses can help you plan effectively.

Below, we’ll explore the costs of surrogacy in Davenport, what factors influence pricing and how insurance can impact your total expenses. For more information, fill out our online form. We can help you get in touch with a knowledgeable surrogacy professional.

Average Cost of Surrogacy in Davenport, Iowa

The cost of surrogacy in Davenport typically ranges from $100,000-$200,000+. While these figures may seem high, they cover essential services that protect both you and your surrogate throughout the process.

Here is a typical surrogacy cost breakdown to help you plan for potential expenses:

• Surrogacy Agency Fees: $20,000 to $40,000
• Surrogate Compensation: $50,000 to $70,000
• Medical and IVF Costs: $30,000 to $50,000
• Legal Fees: $8,000 to $15,000
• Surrogacy Insurance: $15,000 to $25,000
• Miscellaneous Costs (travel, lost wages, etc.): $5,000 to $10,000

Each surrogacy journey is unique, so your actual costs may vary based on your surrogate’s compensation, your agency’s policies and any unforeseen medical needs.

How Much Does a Surrogate Cost in Davenport?

Surrogate compensation in Davenport generally ranges from $50,000 to $70,000, depending on the surrogate’s experience, her location and any specific agreements. For example, first-time surrogates often receive a base pay on the lower end of the spectrum, while experienced surrogates may command higher compensation. Additional payments may be made for milestones such as embryo transfer or unexpected circumstances like carrying multiples or undergoing a C-section.

How Much Does IVF and Surrogacy Cost in Davenport?

In Davenport, the cost of in vitro fertilization typically ranges between $18,000 and $24,000 per cycle. This includes egg retrieval, fertilization and embryo transfer.

Surrogacy agencies don’t usually include IVF expenses in their estimates, so you should account for these costs separately when budgeting for your surrogacy journey. In total, you can expect to pay between $30,000 and $50,000 for IVF and surrogate medical care.

How Much Does Surrogacy Cost With Insurance?

Insurance can significantly impact surrogacy costs in Davenport. While some insurance policies cover pregnancy-related expenses or in vitro fertilization, many do not. Some plans even exclude surrogacy-related medical expenses specifically.

In cases where surrogacy insurance is required, you may need to purchase additional coverage, which can cost between $15,000 and $25,000. To avoid unexpected expenses, it’s essential to work with an experienced surrogacy agency.

Hidden Costs of Surrogacy in Davenport

Beyond the standard expenses, there are additional costs that intended parents should consider:

• Failed Transfers: If an embryo transfer is unsuccessful, repeated attempts will increase medical expenses.
• Lost Wages for the Surrogate: If your surrogate must take extended leave from work, you may need to compensate for lost income.
• Travel Expenses: If your surrogate resides outside of Davenport, travel for medical appointments and procedures can add to your overall cost.
• Unexpected Medical Issues: Complications during the surrogate’s pregnancy may result in extra medical bills not covered by insurance.

4 Surrogacy Financing Options in Davenport

While building your family is a significant financial commitment, there are several ways to make affording surrogacy possible. Here’s how to pay for surrogacy:

1. Savings: Many intended parents begin planning early and allocate savings specifically for their surrogacy journey. Setting aside money over time can help reduce the need for loans or outside assistance.
2. Loans: Fertility loans or personal loans from financial institutions can help cover surrogacy costs. Some organizations specialize in fertility financing, offering competitive interest rates and flexible repayment terms.
3. Grants: Several nonprofit organizations offer grants to help intended parents offset surrogacy expenses. Research available grants and apply early, as competition can be high.
4. Employer Benefits: Some employers offer fertility and surrogacy assistance as part of their benefits package. Check with your human resources department to see if financial support is available through your workplace.

Moving Forward With Surrogacy in Davenport

Surrogacy provides a life-changing opportunity for you to build your family. Although costs can be high, it can be a worthwhile path to fulfill your dream of becoming a parent.

By working with a reputable surrogacy agency and exploring financing options, you can make informed decisions and successfully navigate your surrogacy journey in Davenport, Iowa. To get connected with a surrogacy professional, fill out our form today.