How Much Does Surrogacy Cost in Cedar Rapids, Iowa?

If you’re considering surrogacy in Cedar Rapids, Iowa, one of your biggest concerns is likely cost.

Surrogacy is a significant financial investment. Various professionals, including physicians, legal advisors and agency staff, will play essential roles in guiding you through your family-building journey.

Knowing the full scope of your potential costs will help you make informed decisions. Below, we’ll provide a surrogacy cost breakdown for you to review. If you have additional questions, you can fill out our contact form.

Surrogacy Costs in Cedar Rapids: What to Expect

The total cost of surrogacy in Cedar Rapids can range from $100,000-$200,000+. This estimate can fluctuate based on the specific services required throughout the journey.

Here is an example surrogacy cost breakdown:

• Agency Fees: Working with a surrogacy agency in Cedar Rapids can cost anywhere from $20,000 to $40,000. Agencies handle the matching process, background checks, counseling and more so you can focus on the journey.
• Surrogate Compensation: Compensation for the surrogate typically ranges from $50,000 to $70,000, depending on her experience, location and individual agreements.
• Medical and Fertility Costs: In vitro fertilization treatments, embryo transfer procedures, prenatal care and delivery fees can cost $30,000 to $50,000.
• Legal Fees: Legal fees in Cedar Rapids typically range from $8,000 to $15,000. An attorney will ensure that your surrogacy contract adheres to Iowa law.
• Miscellaneous Expenses: Travel, lost wages, maternity clothing and other costs can add another $5,000 to $10,000 to your total.

How Much Does a Surrogate Cost in Cedar Rapids?

Surrogates in Cedar Rapids typically earn between $50,000 and $70,000. The exact amount will vary based on your surrogate’s experience and any specific requests you have for the pregnancy. This compensation ensures your surrogate is supported throughout the journey and reflects her time, effort and physical and emotional commitment.

How Much Does IVF and Surrogacy Cost in Cedar Rapids?

Medical treatments and procedures can significantly impact the overall expense of your journey. In Cedar Rapids, IVF treatments typically range from $18,000 to $24,000 per cycle. In total, you may need to pay $30,000 to $50,000 for IVF and surrogacy medical care. Working with a fertility clinic that specializes in surrogacy can help you understand your potential costs.

How Much Does Surrogacy Cost With Insurance?

Insurance coverage can play a significant role in reducing out-of-pocket surrogacy expenses. However, most health insurance plans do not cover the full cost of surrogacy. Instead, they may cover certain medical procedures, such as in vitro fertilization.

Before you get started, check both your policy and your surrogate’s policy to see if anything is covered. If needed, you can buy a specialized insurance plan that covers surrogate pregnancy expenses.

How to Pay for Surrogacy in Cedar Rapids

Surrogacy can be a significant financial investment, but there are various ways to manage the cost. You have several surrogacy financing options for your journey:

• Savings: Setting aside personal savings can be a practical way to fund your surrogacy journey.
• Loans: Many intended parents take out personal or fertility-specific loans to cover surrogacy expenses.
• Grants: Some organizations offer grants to help offset surrogacy costs, particularly for individuals facing infertility challenges.
• Employee Benefits: Certain employers provide financial assistance or reimbursement for fertility treatments and surrogacy-related expenses.

Exploring all available financial resources can help you create a solid plan for affording surrogacy.

Is Surrogacy in Cedar Rapids Worth the Cost?

For some people, surrogacy is the only viable path to parenthood.

While the financial commitment is substantial, the outcome — a healthy baby and the fulfillment of a lifelong dream — makes it invaluable.

If you’re ready to explore surrogacy in Cedar Rapids, fill out our form to connect with a local surrogacy agency.