How Much Does Surrogacy Cost in Ames, Iowa?

Surrogacy can be an expensive process, and many intended parents are unsure how to afford it. However, with the right guidance and support, you can navigate the financial aspects and make your dream of parenthood a reality.

Below is a breakdown of surrogacy costs in Ames, including surrogate compensation, IVF and insurance considerations. Ready to learn more? Fill out our contact form, and we’ll help you connect with a local surrogacy agency.

Surrogacy Cost Breakdown in Ames, Iowa

The cost of surrogacy in Ames ranges from $100,000-$200,000+. Although this amount might seem high, there are a lot of professionals and services that go into ensuring a successful surrogacy journey.

Here’s a comprehensive breakdown of typical expenses you can expect:

• Agency Fees: $20,000 to $40,000
• Surrogate Compensation: $50,000 to $70,000
• IVF and Surrogate Medical Expenses: $30,000 to $50,000
• Legal Fees: $8,000 to $15,000
• Surrogacy Insurance: $15,000 to $25,000
• Miscellaneous Expenses: $5,000 to $10,000

This breakdown should give you a clear idea of what to expect financially as you move forward with surrogacy in Ames, Iowa.

How Much Does a Surrogate Cost in Ames, Iowa?

The cost of hiring a surrogate typically ranges from $50,000 to $70,000 in Ames. This amount is paid directly to the surrogate and covers her time, energy and the risk associated with carrying the pregnancy.

Your surrogate’s compensation will depend on several factors:

• Experience: First-time surrogates generally earn less than women who have carried a surrogate pregnancy to term before. Experienced surrogates can expect higher compensation.
• Location: While surrogacy costs in Ames might be more affordable compared to larger cities, compensation can still vary depending on the surrogate’s specific location and the cost of living.

In addition to base compensation, surrogates may be entitled to reimbursements for things like travel and lost wages.

How Much Does IVF and Surrogacy Cost in Ames, Iowa?

In vitro fertilization is typically required when pursuing surrogacy, as it involves the use of an embryo created from the intended parents’ eggs and sperm (or donor gametes). The cost of IVF in Ames ranges from $18,000 to $24,000 per cycle.

In some cases, multiple IVF cycles may be necessary to ensure a successful pregnancy. This will increase the overall cost of the surrogacy process. In total, you can expect to pay between $30,000 and $50,000 for in vitro fertilization and surrogate medical care (prenatal appointments, etc.).

How Much Does Surrogacy Cost With Insurance in Ames?

Some intended parents’ insurance policies may cover IVF and other related medical treatments. It’s important to thoroughly review your insurance coverage to understand what is included and what may be excluded, particularly when it comes to surrogacy.

It’s also essential to ensure that the surrogate has comprehensive health insurance that covers the pregnancy. If the surrogate’s insurance does not cover surrogacy, you will likely need to pay for a separate policy. This could cost anywhere from $15,000 to $25,000 annually.

In the event of pregnancy complications or an extended hospital stay, having comprehensive insurance for both the surrogate and the baby is crucial. Any additional medical expenses will add to the overall cost of surrogacy.

How to Pay for Surrogacy in Ames

While affording surrogacy in Ames can be substantial, there are several ways to manage the financial side of the process:

• Loans: Many intended parents seek surrogacy loans to help finance the process. These loans are specifically designed to cover the expenses of surrogacy and may have lower interest rates than personal loans.
• Grants: Some organizations provide financial assistance to intended parents who need help covering the cost of surrogacy. It’s worth exploring any potential grants available for your situation.
• Payment Plans: Some agencies offer surrogacy financing, allowing you to spread the costs of the process over several months or years.
• Savings: Creating a dedicated savings plan is another way to manage the costs. Consider setting aside funds over time and exploring ways to reduce nonessential expenses.

Moving Forward With Surrogacy in Ames, Iowa

Understanding the cost of surrogacy upfront and exploring financing options is crucial to ensuring a smooth journey. For more detailed information, fill out our online form today. We can connect you with a local surrogacy agency that offers customized estimates.