Surrogacy By State

How Much Does Surrogacy Cost in Idaho?


Surrogacy can be a wonderful beginning to a lifelong journey. For some residents, the cost of surrogacy in Idaho can be disconcerting, but costs shouldn’t keep you from building the family you’ve always wanted.

Each surrogacy journey is unique, and that includes financing; there are several different resources families or individuals can use to afford surrogacy. Keep reading, and we’ll go through how surrogacy funds are used and common methods people use to afford the process.

You don’t have to wait any longer to begin building the family you want. Contact us today to learn more about your options. We can connect you to personalized agencies who adapt to your specific needs.

How Much Does Surrogacy Cost in Idaho?

The cost of surrogacy in Idaho can vary, but it typically falls between $150,000 and $179,000+. Your choice of agency can affect this cost, but there are pitfalls to simply choosing the most affordable option. See the next section for more details.

It’s normal to experience some level of sticker shock on learning about the costs of surrogacy for the first time. You may be interested in knowing that families from all kinds of different economic back grounds choose surrogacy.

Before we move on, here’s a quick breakdown of what you’re paying for with surrogacy, and why it’s important. 

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

 

An Example Surrogacy Cost Breakdown in Idaho

Your choice of surrogacy professional may be the decision with the most impact on your total costs. When considering your choices, it’s important to remember the impact of hidden, reoccurring or unmentioned fees.

If you find an estimate that’s dramatically lower than quotes from other professionals, there’s most likely a reason for the discrepancy.

Here is an example of a surrogacy agency’s cost breakdowns. Different agencies adjust these percentages, based on their internal strategies and your specific needs.

ServiceCost
Agency Fees21%
Surrogate Compensation35%
Screening and Matching21%
Legal Costs11%
Medical Costs12%

You deserve an agency that works for you. We can help connect you to agencies that share your values and will adjust to your needs. Contact us for more information.

What’s a Realistic Income for Surrogacy?

Intended parents who pursue surrogacy come from all kinds of financial backgrounds. There are no income requirements for surrogacy, meaning it is open to any family who has the ability to carefully budget and secure funding.

However, most families will need supplemental financial resources in order to approach surrogacy, whether that takes the form of loans, grants, or other fundraising.

What Value Do You Get for the Costs of Surrogacy?

Agency fees, matching fees, screening fees — you may be asking, what does that all mean?

Surrogacy is an emotionally rewarding process that can bring a great sense of peace to your family, but it’s also a significant investment. Your investment in surrogacy provides many benefits, including:

When considering the cost of surrogacy, make sure to ask any agency you are working with about their wait times, screening standards and financial protection.

Understanding the Cost of Surrogacy in Idaho

While surrogacy can be expensive, examining the individual ways funding is used during the process can help intended parents understand why costs are high.

DID YOU KNOW?

You may have seen questions about the legality of surrogacy contracts in Idaho, and are wondering how this could impact you. However, Idaho passed a new law in 2023 affirming the rights of intended parents and surrogates, and making surrogate contracts fully enforceable. Now families in Idaho don’t have to face any additional risks or costs.

How Much Does Surrogacy Cost with Insurance in Idaho?

In most circumstances, insurance does not mention surrogacy one way or another. Most adoption professionals treat these policies as exclusionary in order to avoid legal issues.

How Much Does a Surrogate Cost in Idaho?

Surrogate compensation can range from $50,000 to $70,000+ in Idaho. Because of the low cost of living, in-state surrogates may need less compensation.

Surrogates are compensated for their time, dedication, and the physical toll a pregnancy takes on their body. The fee covers surrogate compensation, but also things like medical bills, maternity clothes and lost wages, which helps ensure your child has the best start possible.

How Much Does IVF and Surrogacy Cost?

The costs of IVF in Idaho range from $10,000 to $30,000. While IVF is an important part of adoption, many adoption professionals leave these costs out of their estimates.

Completing IVF before beginning your surrogacy process can expedite your experience. Contact us for more information about the IVF and fertility clinic process.

Affording Surrogacy in Idaho

Idaho residents have many options when it comes to affording surrogacy. The most common method is through loans. Some institutions offer surrogacy or adoption specific financing.

Another credit-based payment strategy is a home equity credit line, a specialized loan that uses your house as collateral. Though this may sound intimidating, the method comes highly recommended. 

How to Pay for Surrogacy

Though families will likely need some form of loan to pay for surrogacy, there are a few options that can help reduce the amount owed. These include:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Surrogacy Agencies in Idaho

Surrogacy agencies are professional organizations that aim to take some of the burden of surrogacy off of you, so you can focus on building your family. This might mean taking care of legal concerns, setting up medical appointments or purchasing additional insurance.  If you’re looking for an agency in or near Idaho, here’s a few we recommend:

Fertility Clinics in Idaho

Fertility clinics are central in surrogacy journeys. Working with attentive and caring professionals can make all the difference for your growing family. If you’re looking for fertility clinics in Idaho, here are a few we recommend:

When Can I Get Started?

There’s nothing keeping you from beginning your surrogacy story right now. The timing is up to you, but knows that you don’t need to wait any longer to begin building your family.

When you’re ready to take the first steps on this life changing journey, contact us. We can help put you in contact with friendly agencies that let you call the shots and adapt to your personalized needs.

Male and Female couple smiling with surrogate mother
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