Surrogacy By State

How Much Does Surrogacy Cost in Peoria, Arizona?

Surrogacy can be a life-changing journey, giving you the opportunity to experience parenthood, but it also requires careful financial planning.

If you are considering surrogacy in Peoria, Arizona, understanding the cost of surrogacy is a crucial first step and we’re here to walk you through its nuances.

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Below, we break down the various aspects of surrogacy costs, offer insights on financing options, and explore how to manage expenses effectively.

How Much Does Surrogacy Cost in Peoria?

The average cost of surrogacy ranges from $100,000-$200,000+. These figures include a variety of expenses, such as:

Surrogate Compensation: This is often the largest portion of the budget and ensures the surrogate is fairly compensated for her time, effort, and commitment.
Medical Procedures: These include IVF, embryo transfer, and other necessary treatments for a successful surrogacy.
Agency Fees: These cover the support, matching services, and coordination provided by the surrogacy agency.
Legal Costs: Essential for drafting and reviewing contracts and ensuring all parties comply with applicable laws.
Miscellaneous Costs: Includes travel, maternity clothing, and other ancillary expenses related to the process.

While Arizona state laws prevent enforceable surrogacy contracts within the state, working with a national surrogacy agency can help you connect with surrogates outside of Arizona, where these agreements are legally binding.

This approach ensures a seamless process and allows you to better predict and manage costs.

An Example Surrogacy Cost Breakdown in Peoria

Here’s an example of how surrogacy costs could be allocated:

Arizona Surrogacy
Cost Breakdown

Surrogate.com

Each component plays a critical role in your overall experience, and your specific choices regarding agencies, clinics, and surrogates will significantly influence your final cost of surrogacy in Peoria.

What’s a Realistic Income for Surrogacy?

Many prospective parents wonder if surrogacy is only accessible to wealthy families.

In reality, intended parents pursuing surrogacy come from all walks of life. A realistic approach to budgeting and financial planning makes surrogacy achievable for many families.

Mark and Cody, for example, initially thought surrogacy was out of their financial reach. By working with a surrogacy professional, they discovered a variety of financing options, including employer benefits and grants that made their dream possible and the cost of surrogacy manageable.

They started by leveraging personal savings and exploring surrogacy-specific loans. Additionally, Cody’s employer offered a generous surrogacy reimbursement benefit, which significantly offset the costs.

With strategic planning and the guidance of a trusted agency, Mark and Cody were able to successfully navigate the financial side of their surrogacy journey.

Their story demonstrates that with careful budgeting and access to the right resources, surrogacy can be a realistic option for families from a range of financial backgrounds.

Learn more about Mark and Cody’s story.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Peoria?

Insurance plays a significant role in managing surrogacy costs.

Many Arizona-based insurance providers do not cover surrogacy-related expenses, but some national providers may offer partial coverage, especially for medical procedures.

If your policy lacks coverage, the surrogacy agency you work with may provide insurance options specifically designed for surrogacy.

How Much Does a Surrogate Cost in Peoria?

Surrogate compensation is often the largest portion of the surrogacy budget.

While Arizona’s state laws prevent enforceable compensation agreements, surrogates in other states typically earn between $50,000 and $70,000+, depending on factors such as experience, location and income.

The compensation your surrogate earns is for their:

Medical bills
Maternity clothes
Travel expenses
Lost wages
And more

These additional payments ensure that surrogates are fairly compensated for their time, effort, and commitment.

How Much Does IVF and Surrogacy Cost in Peoria?

For many families, the surrogacy process begins with in vitro fertilization (IVF).

IVF costs in Arizona typically range between $10,000 and $15,000, depending on the clinic and specific treatments involved.

Some insurance plans may cover portions of IVF costs, and embryos can be created and transported for use by a surrogate in another state.

Surrogacy Financing Options

Affording surrogacy might feel challenging, but there are numerous strategies available when it comes to how to pay for surrogacy:

Personal Savings: Many intended parents save incrementally over time.
Grants and Loans: Some charitable organizations offer grants to help offset surrogacy expenses. Specialized loans for surrogacy are available through organizations like Sunfish or FutureFamily
Employer Benefits: Certain employers offer adoption and surrogacy benefits.
Home Equity Lines of Credit (HELOC): Homeowners can tap into their equity to fund surrogacy costs.

Surrogacy Agencies

Working with a reputable surrogacy agency is essential for a smooth and successful surrogacy journey. Agencies provide services like screening surrogates, handling legal documentation, and offering ongoing support.

These agencies ensure that every step of the surrogacy process is managed professionally and ethically, offering peace of mind to intended parents.

Fertility Clinics

Fertility clinics play a crucial role in the surrogacy process by providing services like in vitro fertilization (IVF), embryo creation, and gamete donation.

These clinics offer state-of-the-art technology and experienced professionals to guide you through the medical aspects of surrogacy. Finding a trusted clinic can make all the difference in your surrogacy journey.

Begin Your Surrogacy Journey in Peoria

While surrogacy in Peoria involves navigating state-specific legal considerations when it comes to surrogacy cost, intended parents can still pursue their dream of building a family by working with a reputable national surrogacy agency.

These agencies offer all the services you need while ensuring your cost of surrogacy fit your budget.