Surrogacy By State

How Much Does Surrogacy Cost in Maricopa, Arizona?

Surrogacy in Maricopa, Arizona, presents unique financial considerations due to state-specific laws and the necessity of collaborating with out-of-state surrogates.

By working with experienced professionals, families in Maricopa can legally and successfully pursue surrogacy while knowing how they will pay for surrogacy.

Below, we provide a comprehensive look at costs, financing options, and strategies for a successful surrogacy journey.

How Much Does Surrogacy Cost in Maricopa?

The typical cost of surrogacy ranges from $100,000-$200,000+. This figure includes essential expenses, such as:

Agency Fees: These fees cover the administrative costs, matching services, and support provided by the surrogacy agency throughout the process.
Surrogate Compensation: This includes the base pay and reimbursements for the surrogate’s time, effort, and additional expenses incurred during the process.
Legal Fees: Necessary for drafting contracts, ensuring compliance with state and federal laws, and protecting the rights of all parties involved.
Medical Expenses: These costs encompass medical screenings, IVF procedures, and healthcare for the surrogate during pregnancy.
Variable Expenses: Includes travel, insurance, embryo transportation, and other unforeseen costs that may arise during the journey.

Understanding these components can help you budget effectively.

An Example Surrogacy Cost Breakdown in Maricopa

To better understand the costs, here is an example of how surrogacy expenses are allocated:

Arizona Surrogacy
Cost Breakdown

Surrogate.com

The choices you make, such as the professional you work with, will directly impact your surrogacy costs.

What’s a Realistic Income for Surrogacy?

Many intended parents assume that surrogacy is only an option for the wealthy, but this is a common misconception.

Families from various financial backgrounds have successfully pursued surrogacy by carefully planning and leveraging available resources.

A steady income, effective budgeting, and financial assistance options make surrogacy accessible to more families than you might think.

Mark and Cody dreamed of starting a family but were initially daunted by the costs of surrogacy. By researching financial assistance programs and working with a reputable surrogacy agency, they discovered options like employer benefits, grants, and a flexible financing plan tailored to their needs.

With determination and support, they were able to grow their family through surrogacy without overwhelming their finances.

View Case Study View Case Study

How Much Does a Surrogate Cost in Maricopa?

In Maricopa, surrogate compensation generally aligns with national averages, ranging from $50,000 to $70,000+. Compensation is divided into:

Base Pay: Compensation for the surrogate’s commitment and time.
Reimbursements: Covering medical bills, maternity clothing, and lost wages.
Miscellaneous Costs: Including travel, childcare, and additional needs.

Due to Arizona’s legal restrictions on surrogacy contracts, many intended parents collaborate with out-of-state surrogates. This can influence your surrogacy costs depending on the surrogate’s location and cost of living.

How Much Does Surrogacy Cost with Insurance in Maricopa?

Insurance plays a significant role in the cost of surrogacy, but it can also be one of the more complex aspects to navigate.

Many insurance policies in Arizona exclude surrogacy-related expenses, such as surrogate compensation or agency fees. However, some plans may cover essential medical procedures for the surrogate, such as prenatal care and delivery.

To ensure comprehensive coverage, many surrogacy agencies purchase supplemental insurance plans that fill gaps in existing coverage. This can significantly reduce unexpected costs and provide peace of mind.

Consulting with a surrogacy professional can help you understand your insurance options and tailor a plan to your specific needs.

How Much Does IVF and Surrogacy Cost?

If in vitro fertilization (IVF) is part of your surrogacy process, additional costs of $10,000 to $15,000 should be anticipated.

Maricopa’s fertility clinics can assist with creating and storing embryos. These embryos can then be safely transported to the surrogate’s location, ensuring a seamless process even when working with out-of-state professionals.

How to Pay for Surrogacy in Maricopa

Surrogacy is a significant investment, but there are many ways to make it more affordable. Consider these strategies:

Personal Savings: Save incrementally to cover costs over time.
Employer Benefits: Some companies offer surrogacy or adoption assistance as part of their benefits package.
Home Equity: Access funding through a Home Equity Line of Credit (HELOC).
Grants and Charities: Organizations like BabyQuest Foundation and Men Having Babies provide financial support.
Specialized Loans: Consider surrogacy-focused lenders like Sunfish or FutureFamily for tailored financing.

Surrogacy Agencies

Although Arizona prohibits direct surrogacy contracts, several reputable agencies operate near Maricopa, connecting families with out-of-state surrogates. Examples include:

These agencies handle essential aspects of the process, such as screening surrogates, legal protections, and financial guidance, ensuring a smooth experience.

Fertility Clinics

Fertility clinics are a vital part of the surrogacy process, offering services such as in vitro fertilization (IVF), embryo creation, and storage.

Maricopa residents have access to several high-quality clinics that can support them through this journey. These clinics often provide personalized care, leveraging advanced technology to maximize success rates.

Some clinics in Arizona can also facilitate the safe transportation of embryos to out-of-state surrogates, ensuring a smooth and coordinated process. When choosing a fertility clinic, consider factors such as their experience with surrogacy cases, success rates, and the level of support they offer to intended parents.

Begin Your Surrogacy Journey Today

Surrogacy is a life-changing decision, and families in Maricopa have access to resources and professionals to guide them

Start by consulting with a reputable agency or fertility clinic to create a tailored plan that suits your needs.

Fill out our online contact form to learn more about the steps involved with surrogacy.

With careful planning and expert guidance, surrogacy in Maricopa can be a viable and rewarding path to growing your family.