Surrogacy By State

How Much Does Surrogacy Cost in Gilbert, Arizona?

Surrogacy is an incredible journey, but understanding the costs involved is essential for intended parents planning this life-changing process in Gilbert, Arizona.

If you’re asking, “How much does surrogacy cost?” or searching for a comprehensive surrogacy cost breakdown, this guide provides valuable insights tailored to families in Gilbert.

Fill out our online contact form to get more free information about how surrogacy can help grow your family.

This article will cover the average cost of surrogacy, a detailed cost breakdown, ways to afford surrogacy, and how to find the right professionals to support your journey.

How Much Does Surrogacy Cost in Gilbert?

The average cost of surrogacy ranges from $100,000-$200,000+, depending on several factors such as:

Surrogacy professional
Your surrogate’s location
Medical needs
Legal requirements

Since surrogacy contracts are unenforceable in Arizona, many intended parents work with out-of-state surrogates, which can influence the overall surrogacy cost.

How Much Does IVF and Surrogacy Cost in Gilbert

In-vitro fertilization (IVF) is a significant part of the surrogacy process, with costs in Arizona ranging from $10,000 to $15,000 depending on who you work with.

Fertility clinics in Gilbert have the comprehensive services you need, including embryo creation and transfer, for IVF.

An Example Surrogacy Cost Breakdown in Gilbert

This surrogacy cost breakdown provides an example of how surrogacy costs could be allocated.

Here’s an example breakdown to help you plan:

Arizona Surrogacy
Cost Breakdown

Surrogate.com

Each surrogacy journey is unique, and expenses may vary. Actual surrogacy costs will vary based on your circumstances and the professionals you choose to work with.

What Is a Realistic Income for Surrogacy?

Surrogacy is often perceived as an option only for wealthy families, but this is far from the truth.

When it came to the cost of surrogacy, Mark and Cody managed to afford their surrogacy journey by combining several financial strategies.

They started by saving diligently over several years and leveraged their employer’s family-building benefits to cover a portion of the costs.

To bridge the remaining gap, they applied for a specialized surrogacy grant, which significantly reduced their financial burden.

Their story demonstrates that with careful planning, creative solutions, and professional guidance, surrogacy can be attainable for families with varying income levels.

Learn more about Mark and Cody’s journey.

View Case Study View Case Study

How Much Does a Surrogate Cost in Gilbert?

While Arizona’s surrogacy laws prohibit enforceable surrogate compensation agreements, the national average for surrogate compensation ranges from $50,000 to $70,000+.

Factors influencing this cost include:

Experience: Surrogates with previous successful journeys may command higher compensation.
Location: Cost of living in the surrogate’s area affects the total.
Additional Expenses: Coverage for maternity clothes, lost wages, medical bills, and more.

Now, let’s explore some actionable ways to manage your surrogacy costs effectively.

How Much Does Surrogacy Cost with Insurance in Gilbert?

Insurance coverage can play a significant role in the overall cost of surrogacy, but navigating insurance policies for surrogacy in Arizona, particularly in Gilbert, can be complex.

Many Arizona-based insurance providers exclude surrogacy-specific benefits due to state laws. National providers may offer plans that include partial coverage, especially for medical expenses.

Key considerations for surrogacy with insurance include:

Medical Costs: Some plans may cover medical procedures like embryo transfer or prenatal care.
Gap Coverage: Working with a surrogacy agency often helps fill gaps in insurance policies.
Specialized Policies: Agencies may purchase supplemental insurance to ensure all surrogacy-related medical costs are covered.

It’s essential to consult with your insurance provider and a surrogacy specialist to understand the specifics of your plan and explore additional coverage options to minimize out-of-pocket expenses.

Reach out to us online to find out more about insurance laws surrounding surrogacy.

How to Pay Surrogacy in Gilbert

If you’ve thought about how to pay for surrogacy before, you’re not alone. There are several ways to make surrogacy more affordable:

Personal Savings: Incremental saving over time.
Employer Benefits: Some companies offer surrogacy-specific benefits.
Grants and Loans: Organizations like Sunfish or FutureFamily provide financial assistance.
Home Equity Loans: Leveraging property equity to cover costs.

Surrogacy Agencies

Working with a surrogacy agency is crucial to ensuring a smooth and legally sound surrogacy process. Agencies provide essential services, such as screening, matching, legal guidance, and emotional support throughout the journey.

Some highly rated surrogacy agencies near Gilbert include:

These agencies can also help you navigate out-of-state surrogacy options, as required by Arizona laws.

Fertility Clinics

Fertility clinics play a vital role in the medical aspects of surrogacy, including IVF, embryo creation, and transfer.

Choosing a reputable clinic ensures the highest standards of care and success rates. Top fertility clinics in or near Gilbert include:

These clinics can work closely with your chosen surrogacy agency to provide a seamless and supportive experience.

Getting Started

Understanding surrogacy costs is the first step toward growing your family.

If you’re ready to start your journey or need personalized advice, we’re here for you. Get the support you deserve for your surrogacy journey in Gilbert by contacting us online.