Surrogacy By State

How Much Does Surrogacy Cost in Flagstaff, Arizona?

Surrogacy can be a transformative journey for families looking to grow, but understanding what goes into the cost of surrogacy is crucial for planning.

For intended parents in Flagstaff, Arizona, navigating surrogacy expenses requires clarity and strategic preparation. Working with reputable professionals means getting this support and more.

Fill out our online contact form to learn more about how to find a surrogacy agency to help you on this life-changing journey.

Below, we explore the primary surrogacy cost factors and provide practical tips for affording surrogacy.

How Much Does Surrogacy Cost in Flagstaff?

The average cost of surrogacy in the United States, including for families in Flagstaff, ranges from $100,000-$200,000+.

This figure encompasses critical components like:

Agency fees: Costs for professional guidance and support throughout the process.
Surrogate compensation: Payment for the surrogate’s time, effort, and expenses.
Medical procedures: Including IVF, embryo transfer, and related healthcare.
Legal expenses: Contract drafting, reviews, and court filings.
And more

In Arizona, surrogacy contracts are unenforceable, prompting many intended parents to work with out-of-state surrogates. This can impact your overall surrogacy costs due to variations in surrogate compensation based on the surrogate’s location.

To minimize risks and ensure legal compliance, partnering with a surrogacy agency experienced in national placements is highly recommended.

Learn more about how to find a reputable agency.

An Example Surrogacy Cost Breakdown in Flagstaff

A typical surrogacy process involves several key expenses. Here’s what your surrogacy cost breakdown could look like:

Arizona Surrogacy
Cost Breakdown

Surrogate.com

The exact percentages will vary depending on your agency, the surrogate’s location and choices you make.

What’s a Realistic Income for Surrogacy?

Having a realistic budget for surrogacy is essential for intended parents. Surrogacy costs can vary widely, but they are often achievable with careful planning and support from financial resources.

Many intended parents use various avenues to fund their surrogacy journey. Mark and Cody shared how they navigated their cost of surrogacy successfully.

By combining personal savings, leveraging employer benefits, and securing a low-interest loan tailored for surrogacy, they were able to achieve their dream of parenthood.

Their journey highlights the importance of exploring all available financial resources and seeking professional guidance.

Exploring these options with a professional ensures that you’re making informed decisions that suit your financial situation and family goals.

View Case Study View Case Study

How Much Does Surrogacy Cost With Insurance in Flagstaff?

Insurance can significantly reduce some surrogacy costs, particularly for medical expenses.

However, most Arizona-based insurance providers do not include surrogacy in their policies. If you have a national insurance plan, consult your provider to determine coverage specifics.

Top surrogacy agencies address insurance gaps by purchasing supplemental policies for surrogates. This ensures comprehensive coverage and minimizes unexpected financial burdens during the process.

How Much Does a Surrogate Cost?

Surrogate compensation is one of the largest surrogacy expenses. The national average base compensation ranges from $50,000 to $70,000+, influenced by:

The cost of living in the surrogate’s area
Her prior experience as a surrogate
Additional expenses like maternity clothing, travel, and lost wages

While Arizona prohibits enforceable surrogacy contracts, intended parents can legally proceed by working with surrogates in states with supportive surrogacy laws. This approach ensures a safer and more predictable experience.

How Much Does IVF and Surrogacy Cost?

For families in Flagstaff, IVF is a critical part of the surrogacy journey. IVF procedures in Arizona typically cost $10,000 to $15,000, with additional expenses depending on:

Medication requirements
The number of embryo transfers
Embryo transportation (if the surrogate is out of state)

Working with local fertility clinics can streamline IVF and facilitate safe embryo transport to the surrogate’s location.

Surrogacy Financing Options

Affording surrogacy may seem challenging, but there are numerous financing strategies that can help:

Personal Savings: Gradual saving over time can make surrogacy more accessible.
Grants: Several organizations offer financial aid to intended parents.
Employer Benefits: Some companies provide surrogacy-specific assistance.
Loans and Financing Plans: Specialized lenders like Sunfish or FutureFamily offer surrogacy loans. Be cautious of high-interest rates.
Home Equity: Homeowners can leverage HELOC options for additional funding.

Consulting a surrogacy professional can help you identify the best approach for your unique situation.

Surrogacy Agencies

Despite Arizona’s restrictive surrogacy laws, agencies operating in Flagstaff connect local families with out-of-state surrogates. These agencies provide:

Comprehensive screening and matching services
Legal and insurance guidance
Cost management and support throughout the journey
And much more

Recommended agencies for Flagstaff residents include:

Fertility Clinics

Finding a trusted fertility clinic is a crucial step in the surrogacy journey. For families in Flagstaff, there are several fertility clinics in or near the area that offer services like IVF, embryo transfer, and fertility consultations. These clinics provide the expertise and care needed to ensure a successful surrogacy process.

Here are some fertility clinics located close to Flagstaff:

Each clinic has its unique strengths, so consulting with one that aligns with your needs and preferences is essential. Many of these clinics also offer remote consultations, making it easier for Flagstaff residents to access specialized care.

Contact Us Today

Surrogacy in Flagstaff, Arizona, is a significant investment, but with the right guidance and financial planning, it’s a realistic path to parenthood.

If affording surrogacy is a concern for you, that’s OK. You’re not alone.