Surrogacy By State

How Much Does Surrogacy Cost in Chandler, Arizona?

Understanding the cost of surrogacy in Chandler, Arizona, is an important first step for intended parents considering this life-changing journey.

While Arizona’s laws present unique challenges, pursuing surrogacy remains possible and rewarding with the right planning and professional guidance.

If you are ready to learn more about surrogacy, contact us online for expert advice and support.

This page provides an overview of surrogacy costs in Chandler and practical strategies to make it affordable.

How Much Does Surrogacy Cost in Chandler?

The average cost of surrogacy in Chandler typically ranges from $100,000-$200,000+. This total reflects a comprehensive process that includes essential components such as:

Agency Services: These encompass surrogate matching, case management, and overall support for both the intended parents and the surrogate throughout the journey.
Medical Expenses: This includes costs for fertility treatments, embryo transfer procedures, prenatal care, and delivery.
Legal Services: Drafting contracts, ensuring compliance with state laws, and managing legal processes in the surrogate’s home state.
Surrogate Compensation: A significant portion, covering the surrogate’s base pay and reimbursements for expenses like maternity clothing, lost wages, and other pregnancy-related costs.
Screening and Psychological Evaluations: Comprehensive assessments to ensure that both the intended parents and the surrogate are ready for the surrogacy process.

Understanding these costs helps intended parents plan effectively for their surrogacy journey in Chandler.

An Example Surrogacy Cost Breakdown in Chandler

The choices you make during your surrogacy journey, such as the surrogacy agency you choose to partner with, will significantly impact the overall cost of your surrogacy process.

The services they provide and surrogacy costs associated with those services help make your journey as smooth and straightforward as possible.

Here is an example of how surrogacy costs are could be distributed:

Arizona Surrogacy
Cost Breakdown

Surrogate.com

If you’d like assistance understanding these costs or navigating the surrogacy process, fill out our online contact form.

They can provide personalized guidance tailored to your specific needs and help you make informed decisions about your journey.

What’s a Realistic Income for Surrogacy?

Many intended parents worry that surrogacy is only an option for families with high incomes. However, this is not the case.

Families from a variety of financial backgrounds have successfully pursued surrogacy by planning and utilizing available resources. While surrogacy is undoubtedly a significant financial commitment, it is accessible to many with effective budgeting and support.

Take Mark and Cody, for example. This couple dreamed of growing their family but worried about the cost of surrogacy.

Through careful planning and by partnering with a reputable surrogacy agency, they were able to manage their budget effectively and realize their dream of parenthood.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance in Chandler?

Insurance coverage can significantly affect the cost of surrogacy, but it’s a complex aspect of the process.

In Arizona, state-based insurance plans typically do not cover surrogacy-related expenses due to legal restrictions. However, national insurance providers may offer plans that include partial coverage for medical costs associated with surrogacy.

While most policies do not cover agency fees or surrogate compensation, some may include provisions for medical procedures such as IVF, prenatal care, or delivery costs.

Gaps in coverage can often be filled by supplemental insurance plans, which are commonly arranged by surrogacy agencies as part of their services.

Navigating insurance options can be challenging, so partnering with a surrogacy professional is highly recommended. They can help evaluate your existing policy, identify gaps in coverage, and secure additional plans if needed to ensure all medical expenses are accounted for.

How Much Does a Surrogate Cost in Chandler?

The cost of hiring a surrogate is one of the most significant expenses in the surrogacy process.

In Chandler, Arizona, surrogate compensation typically ranges from $50,000 to $70,000+, depending on factors such as the surrogate’s experience and location.

This compensation includes both base pay and reimbursement for additional expenses, such as:

Medical Bills: Covering procedures, prenatal care, and delivery-related costs.
Maternity Clothing: A stipend for pregnancy-appropriate clothing.
Lost Wages: Reimbursement for income lost due to surrogacy-related appointments or health considerations.
Miscellaneous Costs: Other approved expenses related to the surrogate’s needs during the pregnancy.

The surrogate’s compensation reflects the time, effort, and commitment involved in the process.

How Much Does IVF and Surrogacy Cost?

The costs of IVF and surrogacy can vary significantly depending on the services required.

In Chandler, IVF procedures typically range from $10,000 to $15,000. These costs include ovarian stimulation, egg retrieval, fertilization, and embryo transfer.

Many intended parents choose to undergo IVF in Arizona while working with an out-of-state surrogate, as fertility clinics in Chandler are equipped to handle advanced reproductive procedures.

These clinics can also manage the safe transportation of embryos to the surrogate’s location if needed.

It’s worth noting that some surrogacy professionals may not include IVF costs in their initial estimates, so intended parents should plan their budgets accordingly.

How to Pay for Surrogacy

Affording surrogacy may seem expensive, but families from a variety of financial backgrounds successfully complete the process.

Here are some surrogacy financing options to make it more affordable:

Personal Savings: Many families plan and save over time to cover surrogacy costs.
Loans and Financing Plans: Specialized loans from organizations like Sunfish or FutureFamily can help spread out the cost.
Grants and Assistance: Charitable organizations often provide grants to help intended parents offset expenses.
Employer Benefits: Some employers offer fertility or adoption benefits that may extend to surrogacy.
Leveraging Equity: Home equity loans or lines of credit are a viable option for many intended parents.

Finding Support in Chandler

Chandler offers access to reputable fertility clinics and surrogacy agencies that provide expert guidance throughout your journey.

Although surrogacy contracts are not legally enforceable in Arizona, working with a nationally recognized agency ensures compliance with all legal and medical requirements.

Fertility Clinics

Surrogacy Agencies

Begin Your Surrogacy Journey Today

While navigating surrogacy costs in Chandler requires planning, it remains an achievable and rewarding path to parenthood.

Get in touch with us online to talk to experienced professionals today to explore your options, develop a budget and take the first step toward growing your family.