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How Much Does Surrogacy Cost in Georgia?

If the cost of surrogacy in Georgia is a concern for you, you’re not alone. Cost is a common concern for those looking to grow their family.

Knowing the surrogacy cost allows you to plan ahead for how to afford it, taking one more off your plate in a journey with many moving parts.  

If you need a fertility clinic, we’re here for you. Fill out our online contact form to get connected to a reputable facility that’s close to you.

This article will dive into everything surrounding the cost of surrogacy in Georgia, including how to pay for surrogacy.

How Much Does Surrogacy Cost in Georgia?

Surrogacy in Georgia, and across the U.S. for that matter, does not have a set in stone price when it comes to surrogacy cost.

On average, you’ll find figures from $150,000-$179,000+. Where your surrogacy journey falls in that range will depend on a number of factors that can impact the cost.

These factors include:

Fixed Fees

  • Agency and Case Management Fees: These fees cover all of the things that the professional you choose to work with does to help make your surrogacy journey possible. From marketing and advertising to surrogate and intended parent screening and more, these fees ensure a smooth and straightforward experience.
  • Gestational Carrier Fees: For helping makes your dreams of parenthood a reality, surrogates are compensated. This compensation includes base pay, escrow services, reimbursement for any lose wages, out of pocket expenses and more.
  • Medical and Legal Fees: You will be responsible for all pregnancy-related expenses from a medical and legal standpoint. This can include your surrogate’s insurance coverage, their medical screening, legal representation, any administrative legal duties your agency may help you complete and more.

Variable Costs

The clinic you work with will determine your IVF fees. Different clinics have different practices for the medications the use, the style of procedure and more.

These expenses will depend on the needs of the newborn, but be aware that they are typically a cost that can be covered by your health insurance.

Depending on what you’ve discussed with your surrogate, you may travel multiple times to go see them before the delivery. If that’s the case, you’ll need to prepare for constantly fluctuating travel prices, from plane tickets to the price of gas.

You could want your child to have breast milk and if your surrogate consents, then you’ll need to be prepared for an additional fee.

You could be required to pay more to your surrogate depending on how experience with surrogacy and where she lives.

Here’s an example of what the breakdown of surrogacy costs could look like:

ServiceCost
Agency Fees21%
Surrogate Compensation35%
Screening and Matching21%
Legal Costs11%
Medical Costs12%

What Is a Realistic Income for Surrogacy?

There is no realistic income for surrogacy. Although it can be a costly experience, affording surrogacy is absolutely possible.

Take Mark and Cody as a prime example. Their overall surrogacy costs were $236,150, over $30,000 below their household income.

But when it came to surrogacy financing, they made it happen through a combination of savings, work benefits, grants, loans and lines of credit.

There’s no income level threshold for pursuing or not pursuing surrogacy.

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What Value Do You Get for the Costs of Surrogacy?

With the variety of costs that go into working with a surrogacy agency, you may be wondering what it means for your goal of becoming a parent.

Surrogacy requires a number of professionals and their services to ensure that everything is done safely, legally and ethically. Here are a few ways that your cost of surrogacy directly impacts your timeline to becoming a parent:

  • Matching Quickly: One of the most important services that an agency can perform for you is matching quickly with a surrogate. Depending on the professional you work with, it can take months or even years to be matched with a surrogate.
  • Thorough Screening: Anyone hoping to become a surrogate must meet certain requirements while passing a series of screenings. This helps ensure that they are ready emotionally and physically for a pregnancy while at the same time minimizing the chance of issues arising later on. Screenings are a required part of the process and a failed screening can add cost and time to your journey to find another surrogate.
  • Financial Security: No two surrogacy journeys look the same. Unexpected issues can arise which is why reputable agencies offer financial protection as part of their overall cost. Not having your investment protected leaves you open to more costs for challenges that arise.

If surrogacy is right for your situation, the professional you choose to work with directly impacts how long it will take you to experience parenthood.

Talk to any agency you are thinking about working with about their wait times, screening standards and financial protection and what it means for your journey.

How Much Does Surrogacy Cost with Insurance in Georgia?

The cost of surrogacy with insurance will depend on Georgia’s laws surrounding fertility coverage and your insurance provider.

Georgia is one such state without state fertility insurance laws. 

Most health insurance plans don’t cover fertility related expenses, but there may be some coverage for pregnancy-related expenses for your surrogate.

Talk to your employer and insurance provider for clarity.

How Much Does IVF and Surrogacy Cost?

IVF is a key component of surrogacy, but IVF and surrogacy and traditional IVF do not differ in cost.

Looking at the costs of a few different fertility clinics, IVF can cost anywhere from $10,000-$17,000 per cycle.

And if you’re already budgeting for the overall average cost of surrogacy at $150,000-$179,000+, then you’ll likely want to budget for any IVF costs too since many agencies don’t include that as part of their cost.

How Much Does a Surrogate Cost in Georgia?

Base compensation for a surrogate in Georgia can be anywhere from $50,000-$70,000+.

Your surrogate pay will depend on their:

The overall cost will be more than that average base compensation figure, with the final figure being determined in your legal agreement with your surrogate.

Examples of additional compensation you will pay your surrogate include:

  • Medical reimbursements

  • Maternity clothing

  • Lost wages

  • And more

    Affording Surrogacy

    When it comes to how to pay for surrogacy, there are a number of ways to do it.

    You could address different parts of your surrogacy cost breakdown with things like:

    • Loans: There are family-building professionals and even traditional businesses like banks that offer loans for fertility treatments and surrogacy.
    • Grants: Surrogacy can be costly and there are organizations that offer grants for those looking to grow their family but are dealing with infertility issues.
    • Fundraising: From traditional avenues like staging events to raise money or newer avenues online like GoFundMe or Kickstarter, you can raise funds for the cost of surrogacy.
    • Personal Savings: Personal savings provides you with financial security and flexibility for exorbitant or unexpected costs. Some families save for years before growing their family.
    • Equity: A Home Equity Line of Credit (HELOC) is a common source of funding for surrogacy. You only pay it back when you start using it and the limits for a HELOC are typically much higher than credit cards.
    • Work Benefits: If you are looking into growing your family, talk to your employer. Some employers provide fertility benefits that may alleviate some of the cost.

    Fundraising

    With the rise of technology, fundraising has become another way to embrace surrogacy financing.

    Sites like Kickstarter and GoFundMe allow you to raise funds online for specific causes.

    Grants

    Loans

    Surrogacy Agencies in Georgia

    If surrogacy is right for your circumstances, a surrogacy agency has all the services you need for the journey. From helping you find a surrogate to understanding to walking you through each and every step so you understand it thoroughly, like the medical process.

    Here are some surrogacy agencies you could partner with in Georgia:

    Fertility Clinics in Georgia

    A fertility clinic will handle all the medical steps that come with surrogacy and IVF, from the procedures to the embryo transfer.

    If you still need a fertility clinic, consider these options:

    Get the Support You Deserve

    Surrogacy offers you another path to parenthood if you or your partner is unable to complete a pregnancy safely.

    Cost is a common concern for those looking to grow their family. To get more free information about these costs, contact us online today.

    Male and Female couple smiling with surrogate mother
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