Surrogacy By State

How Much Does Surrogacy Cost in Florida?


Understanding what goes into the cost of surrogacy in Florida could be the difference maker in knowing if it’s an option for your circumstances or not.

Knowing what these costs are allows you to budget for them in advance or learn more about surrogacy financing in order to use this form of assisted reproductive technology (ART) to help you experience what it’s like to be a parent.

Contact us online to find out more about how to find the perfect surrogate.

Below, we’ll dive into surrogacy cost and how you can afford surrogacy if cost is a concern. 

How Much Does Surrogacy Cost in Florida?

You will likely find a wide range of surrogacy cost, anywhere from $150,000-$179,000+.

There is typically an average cost given vs. a specific figure because the choices you make will directly impact your cost. Here are some examples of fixed fees and variable costs that are part of the surrogacy cost breakdown.

Fixed Fees

These fees address everything surrounding the surrogacy process, from marketing and advertising to the screening process for you and any potential surrogates you are interested in working with.

In addition to base compensation, your surrogate will receive payments for things like lost wages, escrow service fees, travel and lodging.

You will be responsible for paying for all medical-related expenses for your surrogate, from their insurance coverage to any hospital fees.

Both parties will need legal representation to protect their rights; you will be responsible for yours and your surrogate’s legal fees.

Variable Costs

Here’s an example of what the breakdown of surrogacy costs could look like:

ServiceCost
Agency Fees21%
Surrogate Compensation35%
Screening and Matching21%
Legal Costs11%
Medical Costs12%

What Is a Realistic Income for Surrogacy?

Intended parents come from all walks of life and financial backgrounds.

Take Mark and Cody as an example. Their surrogacy journey started out of the desire to have a child genetically related to one of them.

Together, they made $205,000 annually but their total cost for their journey came to $236,150. They were able to afford surrogacy through a variety of different avenues.

View Case StudyView Case Study

What Value Do You Get for the Costs of Surrogacy?

With the many different aspects that factor into the cost of surrogacy, you probably want to know what it means in terms of your situation and how it helps you become a parent.

The benefits of working with a reputable agency are multifaceted but here are three vital ways an agency can impact your journey:

If cost is a concern for you, talk to any potential agency you want to work with about how their services impact your goal of experiencing what its like to be a parent.

How Much Does Surrogacy Cost with Insurance in Florida?

The cost of surrogacy in Florida with insurance depends on state laws and your insurance provider.

When it comes to infertility insurance laws, Florida has none. Although most health insurance plans don’t cover fertility related expenses in the first place, there may be some coverage for pregnancy-related expenses for your surrogate.

Talk to your employer and insurance provider for clarity.

How Much Does IVF and Surrogacy Cost?

IVF is a critical component of the surrogacy journey, but IVF for surrogacy is no different than traditional IVF.

The costs of IVF are often separate from the cost of surrogacy as IVF fees change depending on state and location.

After looking at a few different IVF providers, the average IVF cycle cost came to $11,000-$16,000 per cycle, which is not typically included in the overall cost of surrogacy. 

Widget – Transitional CTA – Click here to learn more about how to avoid hidden costs – https://www.americansurrogacy.com/parents/protect-against-hidden-costs

How Much Does a Surrogate Cost in Florida?

A surrogate in Florida can make anywhere from $50,000-$70,000 in base compensation depending on their experience.

Your surrogate’s pay isn’t just determined by their experience with surrogacy, where they live and their current cost of living also determine how much a surrogate costs.

Additional surrogate compensation can include any pregnancy-related expenses, lost wages and more.

How to Pay for Surrogacy

When it comes to affording surrogacy, there are a number of different ways to approach it such as:

There are family-building professionals and even traditional businesses like banks that offer loans for fertility treatments and surrogacy.

Surrogacy can be costly and there are organizations that offer grants for those looking to grow their family but are dealing with infertility issues.

From traditional avenues like staging events to raise money or newer avenues online like GoFundMe or Kickstarter, you can raise funds for the cost of surrogacy. 

Personal savings provides you with financial security and flexibility for exorbitant or unexpected costs. Some families save for years before growing their family.

A Home Equity Line of Credit (HELOC) is a common source of funding for surrogacy. You only pay it back when you start using it and the limits for a HELOC are typically much higher than credit cards.

If you are looking into growing your family, talk to your employer. Some employers provide fertility benefits that may alleviate some of the cost.

You could use Mark and Cody’s example of taking advantage of not only their savings, work benefits and home equity line of credit (HELOC), but grants and loans too.

Grants

Loans

Surrogacy Agencies in Florida

Working with the right surrogacy agency can be the difference maker between becoming a parent sooner or waiting months or potentially even years to experience what parenthood is like.

The suite of services that these professional provide and the decisions you are responsible for put you in the drivers seat.

Here are some reputable surrogacy agencies you can contact in Florida:

Fertility Clinics in Florida

A fertility clinic will be your medical professional for the various IVF procedures.

Working with a reputable fertility clinic will help give you peace of mind throughout this process as the best clinics will have all the services needed while giving you the attentiveness you deserve.

Contact Us Today

Surrogacy offers another way to becoming a parent if you aren’t able to carry a pregnancy yourself.

No matter how long you’ve been waiting to experience what parenthood is like is too long. Contact us online to get the support you deserve. We help you understand your surrogacy costs and help you prepare a budget for how to afford it.  

Male and Female couple smiling with surrogate mother
Is Surrogacy Right For Me?

Take our 2 minute quiz to find out

Get Started