Surrogacy By State

How Much Does Surrogacy Cost in Delaware?

The cost of surrogacy in Delaware could be a deciding factor if you are looking to grow your family through assisted reproductive technology (ART).

Understanding what the costs are and how your circumstances impact that cost can help determine if it’s right for your journey as well as allowing you to plan ahead for how to finance it.

Embryos are needed before you can continue down the path of surrogacy. Contact us online to be connected to a fertility clinic near you that can help you create those embryos and start to get a clearer picture of your surrogacy costs.

This article will explain what goes into surrogacy cost in Delaware and ways you can afford it if cost is an issue.

How Much Does Surrogacy Cost in Delaware?

There isn’t a singular figure when it comes to the cost of surrogacy in Delaware. That’s because no two surrogacy journeys look exactly alike, as your situation and the choices you make will impact cost.

If you take a quick look online, you’ll find costs listed at anywhere from $150,000-$179,000+, that wide range of surrogacy cost is comprised of:

Fixed Fees

This is comprised of all the things that the professional you choose to work with does to help you become a parent. Examples include marketing and advertising, surrogate and intended parent screening, contact mediation and more.

Gestational carriers are compensated for helping to make your dreams of becoming a parent come true. In addition to base pay, these fees can also include escrow services, reimbursement for any lose wages or out of pocket expenses and more.

From your surrogate’s insurance coverage to their medical screening, you’ll be responsible for any medical fees. Legally, both sides require legal representation to protect the rights of everyone involved. Legal fees could include any of your surrogate’s legal fees or the administrative legal duties your agency may help you complete.

Variable Costs

IVF Fees: The clinic you work with will determine your IVF fees. Different clinics have different practices for the medications the use, the style of procedure and more.
Newborn Expenses: These expenses will depend on the needs of the newborn, but be aware that they are typically a cost that can be covered by your health insurance.
Intended Parent Travel: Depending on what you’ve discussed with your surrogate, you may travel multiple times to go see them before the delivery. If that’s the case, you’ll need to prepare for constantly fluctuating travel prices, from plane tickets to the price of gas.
Surrogate Breast Milk: You could want your child to have breast milk and if your surrogate consents, then you’ll need to be prepared for an additional fee.
Varied Surrogate Experience and Location: You could be required to pay more to your surrogate depending on how experience with surrogacy and where she lives.

One of the choices that will impact your cost is the professional you work with as their fee structures and costs may vary.

Here’s an example of what a fee breakdown could look like:

Service	Cost
Agency Fees	21%
Surrogate Compensation	35%
Screening and Matching	21%
Legal Costs	11%
Medical Costs	12%

What Is a Realistic Income for Surrogacy?

There is a common misconception that surrogacy is only for the wealthy.

Surrogacy offers people of all different backgrounds the chance to experience parenthood. What matters is your ability to budget, stick to that budget and having a solid, stable income.

Mark and Cody are an excellent example of intended parents who decided on surrogacy to grow their family. With a combined income of $205,000, they were a bit short of their total costs.

They were able to afford surrogacy through a number of different avenues such as their personal savings, taking out a home equity line of credit (HELOC) and more.

View Case Study View Case Study

What Value Do You Get for the Costs of Surrogacy?

With the many costs that come with pursuing surrogacy, you may be wondering what the benefits are and what it means for your dreams of becoming a parent.

When it comes to the value of your investment in surrogacy, there are three primary ways an agency can impact your journey:

Matching Quickly: Working with a reputable surrogacy agency means matching quickly with a surrogate. Some agencies can match in months, while others take years.
Thorough Screening: Surrogacy is a life-changing opportunity which is why any potential surrogates must go through extensive screening to ensure they are emotionally and physically ready to carry a pregnancy. Working with an agency that doesn’t have a detailed screening process could lead to issues later on such as your surrogate failing, meaning additional cost and time to find a surrogate.
Financial Security: Issues can happen during any surrogacy journey which is why some agencies offer financial protection to help secure your investment. Agencies without these safeguards that look out for you can lead to unplanned costs if unexpected issues arise.

If the cost of surrogacy in Delaware is something you are concerned about, talk to the agencies you are considering about how their services, and the cost of those services, help you on your path to parenthood.

How Much Does Surrogacy Cost with Insurance in Delaware?

The surrogacy cost breakdown with insurance is dependent on your employer’s insurance coverage and state laws.

With non-pregnancy related expenses typically not included in health insurance policies for ART, make sure you talk to your insurance provider and employer about insurance pays for so you know your cost of surrogacy with insurance in Delaware.

In Delaware, all individual and group health insurance policies that have coverage for medical or hospital expenses have to include coverage for fertility care services, including IVF.

This includes, but is not limited to:

Cryopreservation and thawing of eggs, sperm and embryos
Embryo biopsy
Six completed egg retrievals
Unlimited frozen embryo transfers
IVF
And more

How Much Does a Surrogate Cost in Delaware?

Similar to the overall cost of surrogacy, there is no set in stone number when it comes to the cost of a surrogate.

On average, though, you could expect to pay $50,000-$70,000+, with the final cost of partnering with a surrogate to help grow your family depending on their:

Experience
Location
Income

Your surrogate may earn more compensation based on costs that occur during the journey such as medical reimbursements, lost wages and more.

If you still need a surrogate, we’re here for you. Get in touch with us online to learn more about how to choose the perfect surrogate.

How Much Does IVF and Surrogacy Cost?

The rate for IVF and surrogacy all depends on the choices you make, from the number of IVF cycles required to the costs that make surrogacy possible.

When Senate Bill 132, amending Title 18 relating to insurance coverage of fertility care services, was introduced in 2023, its synopsis noted that a singular IVF cycle can cost $15,000-$25,000.

While the costs for surrogacy can be anywhere from $150,000-$179,000+, IVF may not be included in that figure.

How to Pay for Surrogacy

When it comes to affording surrogacy, there are a number of ways you can approach it such as:

Loans: There are family-building professionals and even traditional businesses like banks that offer loans for fertility treatments and surrogacy.
Grants: Surrogacy can be costly and there are organizations that offer grants for those looking to grow their family but are dealing with infertility issues.
Fundraising: From traditional avenues like staging events to raise money or newer avenues online like GoFundMe or Kickstarter, you can raise funds for the cost of surrogacy.
Personal Savings: Personal savings provides you with financial security and flexibility for exorbitant or unexpected costs. Some families save for years before growing their family.
Equity: A Home Equity Line of Credit (HELOC) is a common source of funding for surrogacy. You only pay it back when you start using it and the limits for a HELOC are typically much higher than credit cards.
Work Benefits: If you are looking into growing your family, talk to your employer. Some employers provide fertility benefits that may alleviate some of the cost.

In addition to these avenues mentioned above, you can also utilize:

Grants

Loans

Fundraising

Fundraising is another avenue you can utilize when it comes to surrogacy financing.

This could take shape in the form of garage sales, benefits at restaurants or even online crowdfunding through sites like Kickstarter or GoFundMe.

Surrogacy Agencies in Delaware

The professional you choose to partner with on this life-changing journey directly impacts how the journey will play out.

Surrogacy agencies provide the resources and services to help make this process as smooth and straightforward as possible for you.

If surrogacy is right for your circumstances, here are some surrogacy agencies in Delaware:

American Surrogacy
Delaware Surrogacy Center (Wilmington)

Fertility Clinics in Delaware

A fertility clinic is another professional that helps make parenthood possible for you. They’ll handle all the medical aspects of surrogacy and you can find these fertility clinics around the state:

Delaware Institute for Reproductive Medicine (Milford)
Shady Grove Fertility (Newark)
ChristianaCare (Wilmington)

Get the Support You Deserve

Growing your family may have been something you’ve always dreamt about. Maybe you’re just starting the family building process.

No matter where you are in that process, surrogacy gives you the chance to be a parent if you’re unable to carry a pregnancy.

Fill out our online contact form to find out more about we can help turn your dreams of becoming a parent into a reality.

Is Surrogacy Right For Me?

I want to become a...

Have you had at least one healthy pregnancy before?

Are you between the ages of 21-41?

Did you enjoy being pregnant?

Are you currently parenting a child?

Are you motivated by the idea of helping someone else start a family?

Would surrogacy compensation be beneficial to yourself and your family?

Would you like to speak with a surrogacy professional about the first steps of the process?

Have you explored several family-building options?

Have you chosen a fertility clinic for your surrogacy process?

Have you created an embryos, or begun the process of creating embryos, for your surrogacy journey?

Have you looked into the cost of surrogacy and thought of a financial plan for the process?

Are you interested in learning more about the surrogacy process?

Yes!

Why?

Yes!

Why?

Is Surrogacy Right For Me?

I want to become a...

Have you had at least one healthy pregnancy before?

Are you between the ages of 21-41?

Did you enjoy being pregnant?

Are you currently parenting a child?

Are you motivated by the idea of helping someone else start a family?

Would surrogacy compensation be beneficial to yourself and your family?

Would you like to speak with a surrogacy professional about the first steps of the process?

Have you explored several family-building options?

Have you chosen a fertility clinic for your surrogacy process?

Have you created an embryos, or begun the process of creating embryos, for your surrogacy journey?

Have you looked into the cost of surrogacy and thought of a financial plan for the process?

Are you interested in learning more about the surrogacy process?

Calculating...

Yes!

Why?

Yes!

Why?

Surrogacy By State

How Much Does Surrogacy Cost in Delaware?

How Much Does Surrogacy Cost in Delaware?

Fixed Fees

Variable Costs

What Is a Realistic Income for Surrogacy?

What Value Do You Get for the Costs of Surrogacy?

How Much Does Surrogacy Cost with Insurance in Delaware?

How Much Does a Surrogate Cost in Delaware?

How Much Does IVF and Surrogacy Cost?

How to Pay for Surrogacy

Grants

Loans

Fundraising

Surrogacy Agencies in Delaware

Fertility Clinics in Delaware

Get the Support You Deserve

Is Surrogacy Right For Me?