How Much Does Surrogacy Cost in Bridgeport, Connecticut?

Surrogacy is a life-changing journey for many families. Understanding the costs involved is an essential first step, because it helps intended parents anticipate potential financial challenges and plan accordingly.

For surrogacy in Bridgeport, Connecticut, costs can vary depending on the intended parents and the professionals involved. Below, we provide an overview of the key factors influencing surrogacy costs in Bridgeport, CT, and offer insights to help you plan effectively.

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Average Cost of Surrogacy in Bridgeport, CT

The average cost of surrogacy in Bridgeport typically falls between  $100,000-$200,000+, encompassing both fixed and variable expenses. This range may vary based on the professionals you work with, the surrogate’s compensation and other factors specific to your journey.

Surrogacy Cost Breakdown

To better understand the expenses, surrogacy costs can be divided into fixed fees and variable costs:

Fixed Fees

• Agency and Case Management Fees: Covers services such as surrogate screening, intended parent support, and journey management. These fees ensure a smooth process from start to finish.
• Gestational Carrier Compensation: Includes base pay, reimbursement for lost wages, and additional allowances (e.g., maternity clothing and medical reimbursements).
• Medical and Legal Expenses: These fees include the cost of the surrogate’s health insurance, medical screenings, fertility treatments, and legal representation for contracts and agreements.

Variable Costs

• IVF and Fertility Treatments: Costs depend on the clinic and whether insurance covers procedures. In Connecticut, average IVF costs are around $15,000 per cycle.
• Travel: Travel expenses for hospital visits, medical appointments, and meetings with the surrogate.
• Additional Considerations: Costs for surrogate-provided breast milk (if applicable) and any other agreed-upon services.

Surrogacy Financing Options

If surrogacy costs feel overwhelming, there are several ways to make this dream more attainable:

• Grants: Many organizations provide financial support for families’ experiencing infertility. Examples include specific fertility-focused charities or national non-profits offering grants to cover some of the costs of surrogacy or fertility treatments.
• Loans: Fertility-specific loans are available through certain organizations and lenders specializing in family-building support. Traditional personal loans through banks or credit unions can also be an option to spread out costs over time.
• Employer Benefits: Some employers offer fertility and family-building benefits, including partial reimbursement for surrogacy expenses or extended leave policies to accommodate this journey. Check with your HR department to learn about available programs.
• Savings and HELOCs: Many families use personal savings as a foundational financial resource. Others leverage a Home Equity Line of Credit (HELOC), providing access to larger sums of money with repayment terms tailored to individual budgets.

How Much Does a Surrogate Cost in Bridgeport?

The surrogate’s compensation typically ranges from $50,000 to $80,000, depending on factors such as:

• Experience with previous surrogacies
• Cost of living adjustments
• Reimbursements for medical or travel expenses

The compensation process involves setting up an escrow account managed by a third party to provide transparency and security for all payments. Funds are deposited into this account at the beginning of the surrogacy journey.

The surrogate receives her compensation in structured installments based on milestones outlined in the contract. Common milestones include confirmation of pregnancy and the completion of postpartum recovery.

Additional payments for allowances like maternity clothing, medical reimbursements, and other expenses are also processed through the escrow account as needed, ensuring smooth and timely disbursements.

Surrogacy Cost with Insurance

Connecticut’s recent legislation expands coverage for infertility treatments under certain health insurance policies, providing financial relief for many intended parents by covering some medical procedures and medications.

However, this coverage does not typically extend to surrogate compensation or agency fees, making it essential for Bridgeport residents to carefully review their insurance plans and plan for out-of-pocket expenses. Speak with your insurance provider to understand what’s included.

Partnering with Surrogacy Professionals in Bridgeport

The professionals you work with directly impact both the cost and success of your surrogacy journey. Consider working with:

Surrogacy Agencies:

• American Surrogacy
• ConceiveAbilities

Fertility Clinics:

• Park Avenue Fertility (Trumbull, Fairfield)
• Yale Medicine (Orange)
• Illume Fertility (Norwalk, Stamford, Trumbull, Danbury)

Plan Your Journey with Confidence

Understanding the surrogacy cost breakdown in Bridgeport helps you prepare for this life-changing process. With the right financial planning and professional guidance, your dreams of parenthood can become a reality.

If you’re ready to take the next step, connect with a surrogacy specialist to explore your options and receive personalized guidance tailored to your unique needs.

Speak with a specialist today!