How Much Does Surrogacy Cost in Ontario, California?

Surrogacy is a life-changing journey, but the financial aspect can be overwhelming.

If you’re thinking about surrogacy in Ontario, California, it’s important to know what to expect. This guide will help you break down the cost of surrogacy and explore ways to make it more affordable.

Want to speak with a surrogacy professional about your unique situation? Fill out our form today, and we can help you get in touch with an agency near you.

Surrogacy Cost Breakdown in Ontario, California

The total cost of surrogacy in Ontario, California, typically ranges from $100,000-$200,000+. However, this amount can vary depending on factors like your choice of surrogacy agency, your surrogate’s compensation and more.

Here’s a general surrogacy cost breakdown:

• Surrogacy Agency Fees: $25,000 – $50,000
• Surrogate Compensation: $60,000 – $90,000
• Medical Expenses (including IVF): $30,000 – $50,000
• Legal Fees: $10,000 – $15,000
• Insurance: $15,000 – $25,000
• Contingency Costs: $5,000 – $10,000

How Much Does a Surrogate Cost in Ontario, California?

Surrogate compensation is one of the largest components of surrogacy costs. In Ontario, California, a surrogate typically earns between $60,000 and $90,000, depending on her experience, benefits package and other considerations.

This compensation covers:

• Base pay for carrying the pregnancy
• Travel and accommodation (if needed)
• Lost wages (if applicable)
• Maternity clothing allowance
• And more

While this is a significant expense, it ensures the surrogate is well-supported throughout the pregnancy and can focus on a healthy journey.

How Much Does IVF and Surrogacy Cost in Ontario, California?

The cost of IVF and surrogate medical care is another critical factor. If you need to undergo in vitro fertilization as part of your surrogacy journey, you should expect additional expenses. In total, you’ll likely need to pay between $30,000 and $50,000.

Not all surrogacy professionals include IVF costs in their initial pricing, so it’s important to clarify whether these expenses are factored into your total cost.

How Much Does Surrogacy Cost With Insurance in Ontario, California?

Insurance coverage for surrogacy varies significantly. Some insurance plans offer partial coverage for certain medical expenses, while others specifically exclude surrogacy-related costs.

You may need to purchase a surrogacy-specific insurance policy to ensure full coverage. On average, these plans run $15,000 to $25,000 in Ontario, California.

Affording Surrogacy in Ontario, California

Not sure how to pay for surrogacy? Here are some options to help you manage surrogacy costs:

• Surrogacy Financing: Some agencies partner with financial institutions that offer loans for intended parents.
• Grants: Certain organizations provide financial assistance for surrogacy.
• Savings and Investments: Many families save over time or use investments to fund their journey.
• Home Equity Loans: Homeowners may use home equity lines of credit to finance surrogacy.
• Employer Benefits: Some companies offer fertility and surrogacy assistance.

Exploring different surrogacy financing options can make the process more accessible for families of various financial backgrounds.

Pursuing Surrogacy in Ontario, California

Surrogacy in Ontario, California, is a significant investment, but it provides an incredible opportunity to build your family.

Understanding the full cost of surrogacy will help you plan for this journey with confidence. Whether you are just beginning or ready to take the next step, connecting with a surrogacy professional can provide the guidance you need.