How Much Does Surrogacy Cost in Modesto, California?

If you’re considering surrogacy in Modesto, California, one of your first questions is likely about cost. Understanding surrogacy costs can help you plan effectively and move forward with confidence.

In this guide, we’ll go over each expense as well as financing options to help you plan for the journey ahead. By the end, you’ll have a clear picture of what to expect.

Want to talk with a surrogacy professional? We can help connect you with a reputable local agency. Fill out our contact form for more information.

Surrogacy Cost Overview

The total cost of surrogacy in Modesto generally falls between $100,000-$200,000+. However, costs can vary based on your specific circumstances and the agency you choose to work with.

Here is an example surrogacy cost breakdown:

• Agency Fees: $25,000 to $50,000
• Surrogate Compensation: $60,000 to $90,000+
• IVF and Surrogate Medical Expenses: $30,000 to $50,000
• Legal Fees: $10,000 to $15,000
• Surrogacy Insurance: $15,000 to $25,000
• Miscellaneous Costs: $5,000 to $10,000

How Much Does a Surrogate Cost in Modesto?

Surrogate compensation in Modesto typically ranges from $60,000 to $90,000, reflecting the high cost of living in California. This compensation covers the surrogate’s time and effort carrying the pregnancy and can include things like a maternity clothing allowance.

How Much Does IVF and Surrogacy Cost?

In vitro fertilization is a critical part of the surrogacy process, but some agencies may not include it in their initial estimates. In total, you’ll need to pay $30,000 to $50,000 for IVF and surrogate medical care. This includes embryo creation, embryo transfer and prenatal appointments.

How Much Does Surrogacy Cost With Insurance?

Some policies may partially cover medical procedures related to surrogacy, such as IVF. However, many insurance plans specifically exclude surrogacy-related expenses. To address this gap, intended parents often purchase supplemental surrogacy insurance, which can cost between $15,000 and $25,000.

Surrogacy Financing Options

If the overall cost of surrogacy feels overwhelming, there are several financing options available:

• Savings: Many intended parents save gradually over time.
• Home Equity Loans: Using home equity as collateral can provide the needed funds.
• Grants: Some organizations offer financial assistance to families pursuing surrogacy.
• Surrogacy Loans: Specialized loans designed specifically for surrogacy are available through certain agencies and financial institutions.
• Fundraising: You could use online crowdfunding platforms or host fundraisers to raise money.

A surrogacy professional can guide you through these options and help you decide what works best for your financial situation.

What Is a Realistic Income for Surrogacy in Modesto?

There is no strict income requirement for pursuing surrogacy in Modesto. Instead, what matters most is having a clear budget and a solid financial plan. Many families from diverse financial backgrounds have successfully pursued surrogacy by combining different resources and strategies.

How Do You Choose the Right Surrogacy Agency?

Your choice of agency can significantly impact the cost and success of your surrogacy journey. Agencies in Modesto and surrounding areas offer various services, such as surrogate screening and financial protection. Be sure to research thoroughly and choose an agency that aligns with your priorities.

Take the Next Step

Understanding the cost of surrogacy in Modesto is an essential first step in your journey. By planning carefully and working with experienced professionals, you can build the family of your dreams. For more personalized guidance, connect with a local surrogacy agency today.