How Much Does Surrogacy Cost in Alabama?

Surrogacy can be a beautiful and fulfilling process for your family, but the cost of surrogacy in Alabama can discourage some prospective parents.

However, you should know that there are many pathways to surrogacy available for intended parents, and one of these may just be right for you.

The path to dealing with surrogacy costs starts by understanding the fees involved. Once you’re prepared, reach out to us for help taking your next steps.

How Much Does Surrogacy Cost in Alabama?

Surrogacy costs in Alabama typically range from $150,000 to $179,000+. Different choices you make during your journey, like which agency you work with or how many embryos you create, can either increase or decrease your price. Some higher-end agencies can have fees up to $200,000.

These estimates surprise and frighten some intended parents. While it’s valid to be concerned, once you break down everything that goes into surrogacy, you may find these prices more understandable.

An Example Surrogacy Cost Breakdown in Alabama

Ultimately, your choice of agency will be the biggest factor in determining the overall cost of surrogacy. Each surrogacy professional will have a different pricing structure, putting your funds towards different areas of the process based on their own experiences and focus.

This is an example breakdown showing how a hypothetical surrogacy professional may distribute funds:

No one knows your family’s situation better than you do. You deserve the best surrogacy program for your specific needs. If you would like help finding a surrogacy professional that can adapt to you, reach out to us.

What’s a Realistic Income for Surrogacy?

Some online information seems to suggest that surrogacy is only available for wealthy families; however, this is a misconception.

Intended parents pursuing surrogacy come from a variety of financial backgrounds. Many with a steady income and the ability to budget effectively find surrogacy an accessible option for growing their family.

What Do You Get from Paying for Surrogacy?

Agency fees, matching fees, screening fees — you may be asking, what does that all mean?

When it comes to the value of your investment in surrogacy, there are three primary ways an agency can impact your journey:

• Matching Quickly: Instead of waiting years to find the right surrogate, with agencies you’ll likely begin in a few months. Agencies maintain strong connections with qualified surrogates around the country. Letting intended parents engage with surrogacy on their own timeline is one of the most valuable services agencies can provide.
• Thorough Screening: Many unfortunate families have spent far too much of their funding prepping a surrogate who ended up failing her medical screening. By pre-screening potential surrogates thoroughly, agencies try their best to protect your finances and the health of your embryos.
• Financial Security: Setbacks are always possible. In the wake of a disrupted surrogacy, you’ll want to be working with an upstanding agency. While some agencies take measures to protect you funding, enabling you to try again when you’re ready, some predatory firms take this vulnerable moment to upcharge intended parents.

When considering the cost of surrogacy in Alabama, make sure to ask any agency you are working with about their wait times, screening standards and financial protection.

Understanding the Cost of Surrogacy in Alabama

The expenses that make up surrogacy costs in Alabama can be hard to clearly understand. Let’s discuss some common costs, and why they’re important.

How Much Does Surrogacy Cost with Insurance in Alabama?

Insurance coverage can be a complex topic when it comes to surrogacy. Very few policies cover things like agency fees or surrogacy compensation, but some policies do cover medical costs for your surrogate. Some policies don’t mention surrogacy at all, which presents its own set of challenges.

It can help to have professional help when dealing with insurance. Some surrogacy professionals will purchase a new insurance policy for your surrogate in the event that your insurance does not cover it. The best surrogacy organizations will do this at no extra expense to you.

How Much Does a Surrogate Cost in Alabama?

Average surrogate compensation ranges from $50,000 to $70,000.  Because of the comparatively low cost of living in Alabama, your surrogate’s compensation could be much lower than the average.

Your surrogate is dedicating months of her time and undertaking a significant impact on her personal health in order to help you grow your family, and in most cases, her compensation will reflect that. Most often, surrogacy compensation is the largest single expense within your budget.

This compensation is divided into base pay, and additional benefits, including:

• Supplemental reimbursement for medical bills.
• Maternity clothes allowance.
• Lost Wages reimbursement.
• And more.

How Much Does IVF and Surrogacy Cost?

IVF costs in Alabama can range from $10,000 to $15,000. Completing IVF before you begin your surrogacy process tends to shorten your wait time significantly.

Some of the costs of IVF may be covered by your insurance plan.

You may notice some surrogacy professionals don’t account for IVF in their cost estimates. When budgeting for surrogacy, it’s important to look at the process holistically, so that you can consider potential costs and medical procedures your professionals may not mention.

Affording Surrogacy in Alabama

Though surrogacy is an expensive process, it’s still attainable for most families. Let’s discuss some strategies intended parents use to finance surrogacy.

How to Pay for Surrogacy

Many strategies are available to intended parents that don’t rely on financing. Here are some options you may want to look into:

Surrogacy Agencies in Alabama

Your choice of surrogacy professional will affect your surrogate process. For example, agencies screen prospective surrogates before matching with families, avoiding potential issues before they arise. Agencies also offer financial protection, professional legal support and more. If you want to work with an agency near you, here are a few options:

• American Surrogacy
• Southern Surrogacy
• Family Maker’s Surrogacy (Birmingham)

Fertility Clinics in Alabama

Fertility clinics provide essential support during the surrogacy process, like gamete donation, embryo creation and IVF. Finding a good clinic can make all the difference in your journey. Here are a few clinics you can consider:

• Alabama Fertility (Birmingham)
• Center For Reproductive Medicine (Mobile, Daphne)

When Can I Get Started?

You don’t have to wait to start your surrogacy journey. By connecting with a specialist today, you can set yourself up for success. Whether you are ready to start your surrogacy journey or are still researching and gathering information, contact us now to connect with knowledgeable professionals and free-of-charge resources.