Surrogacy Cost in Great Falls, Montana: The Complete Guide

Surrogacy provides hopeful parents with the life-changing opportunity to grow their families and experience the profound joys of parenthood. While it is a journey filled with love and purpose, the financial commitment can be daunting. However, with the right planning and support, surrogacy remains within reach for many families ready to welcome a child.

If you’re looking for a comprehensive breakdown of surrogacy costs in Great Falls, keep reading. If you need assistance connecting with experienced surrogacy professionals, contact us today. Every dream of parenthood deserves the right support to become a reality.

Understanding the Total Cost of Surrogacy in Grand Falls

Surrogacy in Great Falls is an investment, typically ranging from $100,000-$200,000+. While the number may seem overwhelming, countless families have made their dream a reality with the right planning and support. This estimate covers essential expenses such as medical procedures, legal fees, and surrogate compensation.

While this investment may seem overwhelming, many intended parents find that with determination, planning, and financial resources, surrogacy becomes an achievable path to parenthood.

Surrogacy Cost Breakdown

Surrogacy expenses are divided among several vital categories:

• Surrogate Compensation and Benefits (35%): This includes base compensation for the surrogate’s time, effort, and the physical demands of pregnancy, along with additional benefits such as maternity-related expenses, medical care, and travel reimbursements. These funds ensure the surrogate’s well-being and provide financial stability, allowing her to focus on a healthy pregnancy and a positive surrogacy experience.
• Medical Expenses (11%): This category includes costs for fertility treatments, embryo transfers, prenatal care, and delivery expenses. Medical procedures ensure a safe pregnancy and are vital for both the surrogate and baby’s well-being. These expenses also cover necessary screenings and specialized medical care throughout the journey.
• Agency Fees (21%): These fees cover essential services that facilitate a smooth surrogacy journey. Agencies handle the complex logistics of the process, including finding and screening surrogates, coordinating medical and legal aspects, and providing ongoing support to both intended parents and surrogates. Their expertise helps streamline the experience and minimizes potential challenges.
• Matching & Screening (27%): This expense covers the thorough evaluation of surrogates to ensure they are physically and emotionally prepared for the journey. It includes medical screenings, psychological assessments, and background checks to create a safe and successful match between intended parents and surrogates.
• Legal Fees (6%): Legal fees cover the drafting and review of contracts, ensuring all parties are protected. Attorneys handle parental rights, surrogate agreements, and potential legal hurdles, providing peace of mind throughout the process.

Every part of the surrogacy process helps build a safe and supported experience for both intended parents and surrogates, ensuring a journey filled with care and integrity. From medical procedures to legal protection, these costs contribute to a safe and structured process.

While the financial investment may seem extensive, it ultimately brings intended parents closer to the extraordinary moment of holding their child for the first time.

Surrogacy and Insurance

Understanding insurance coverage for surrogacy can feel overwhelming, but knowing your options early can help you avoid unexpected costs and give you peace of mind as you move forward. If your coverage is lacking, supplemental policies may be necessary.

Early evaluation of insurance options can prevent unexpected costs, and surrogacy agencies often assist in selecting the best plan for your journey.

The Cost of Surrogate Compensation

Surrogate compensation reflects the dedication, sacrifice, and physical toll of pregnancy. Compensation typically consists of:

Base Pay: A fixed payment for the surrogate’s commitment and sacrifices.

Reimbursements: Coverage for pregnancy-related expenses, such as medical co-pays, maternity wear, and travel costs.

The generosity of surrogates makes parenthood possible for many, and ensuring they are financially supported is an essential part of this compassionate journey.

IVF Costs Separate from Surrogacy

In vitro fertilization (IVF) is a fundamental part of surrogacy. Costs for IVF can range between $15,000 and $20,000 per cycle, and multiple cycles may be required to achieve pregnancy.

Just like surrogacy, IVF has resources to help with funding. Learn more about funding options for IVF.

How to Finance Surrogacy

Many intended parents use a combination of resources to afford surrogacy. Below are common financing options:

• Personal Savings – Families often build their surrogacy fund over time by setting aside savings from income, investments, or bonuses. Careful financial planning and disciplined saving strategies help make surrogacy more accessible and manageable.
• Grants & Scholarships – Several organizations provide financial assistance to intended parents. These grants help alleviate the financial burden of surrogacy by covering portions of medical expenses, agency fees, and related costs, making the journey more accessible.
• Employer Benefits – Many employers offer fertility and surrogacy reimbursement programs, covering expenses such as fertility treatments, egg retrieval, embryo transfer, and even legal fees. Checking with your HR department can help determine eligibility for these benefits and ease the financial burden of surrogacy.
• Loans & Financing Plans – Specialized lenders offer surrogacy-specific loans with flexible terms, competitive interest rates, and customized repayment plans. These financial solutions help intended parents manage costs and make surrogacy more accessible without undue financial strain.
• Home Equity Financing – Homeowners may leverage a Home Equity Line of Credit (HELOC) to access funds with lower interest rates, using their home’s equity as collateral. This can be an effective way to finance surrogacy while maintaining manageable repayment terms.

Mark and Cody’s Story

Mark and Cody successfully financed their surrogacy journey through a combination of employer benefits, a fertility grant, and a specialized surrogacy loan, like those listed above.

Their story demonstrates that with dedication, research, and the right financial resources, surrogacy is within reach for many intended parents. By exploring various funding options and seeking professional guidance, they were able to navigate the costs and embrace the incredible journey to parenthood.

Benefits of Working with a Surrogacy Agency

Surrogacy agencies provide unwavering support and expert guidance, making the process more manageable and fulfilling.

They expedite the matching process, helping intended parents connect with a surrogate more quickly. They also conduct thorough medical and psychological screenings to ensure a safe and secure match. Additionally, agencies provide financial safeguards, reducing the risk of unexpected expenses and offering peace of mind throughout the journey.

A surrogacy agency serves as a trusted partner in your journey, providing insight, care, and dedicated assistance. Working with an agency ensures that every step is handled with expertise, allowing you to focus on preparing for the life-changing moment of welcoming your child.

Local Fertility Clinics near Great Falls, Montana

Finding the right fertility clinic is crucial for a successful surrogacy experience. Consider these options:

• Origin Health (Great Falls, MT)
• Idaho Fertility Center (Idaho Falls, ID)
• Seattle Reproductive Medicine – Spokane (Spokane Valley, WA)
• Idaho Center for Reproductive Medicine (Boise, ID)

A well-equipped fertility clinic plays a major role in increasing the chances of success. Intended parents should consult with clinics early to explore treatment options and establish a medical plan suited to their needs.

Surrogacy Agencies Serving Great Falls

For professional guidance and support, these surrogacy agencies operate in Montana:

• American Surrogacy
• Bright Futures Families
• Creative Family Connections
• Family Inceptions

Working with an established agency ensures a structured and secure surrogacy process. Agencies offer personalized services to match intended parents with the right surrogate while managing legal and medical details.

Take the Next Step toward Parenthood

Surrogacy is a journey of love, resilience, and hope. With proper planning, guidance, and financial resources, parenthood through surrogacy is within reach. Contact us today to connect with professionals who can help make your dream a reality.