Surrogacy Cost in Joliet, Illinois: A Simple Guide

Surrogacy offers the incredible opportunity to grow your family, providing hope and joy to intended parents. However, the cost of surrogacy in Joliet, Illinois, can present challenges.

Understanding the breakdown of the expenses involved in surrogacy can help you plan effectively and achieve your goals quickly. Keep reading to learn more about surrogacy costs, or contact us to connect with experienced surrogacy professionals.

Cost of Surrogacy in Joliet, Illinois

The estimated total cost of surrogacy in Joliet typically ranges from $100,000-$200,000+.

The actual cost may vary based on individual circumstances, such as surrogate experience and insurance requirements. This includes all major expenses such as agency fees, surrogate compensation, medical procedures, legal support, and other related costs (it does not include the costs of IVF).

While this price range is a significant investment, it is much more accessible than it may seem, especially once you consider the financial resources available.

Surrogacy Cost Breakdown

Understanding how expenses are distributed can help you manage your budget:

• Agency Fees (15-30%): Includes comprehensive services such as matching with a surrogate, ongoing emotional and logistical support, and seamless coordination of medical, legal, and financial aspects.
• Surrogate Compensation (35-40%): Recognizes the surrogate’s significant commitment by offering financial support for her time, physical effort, and the emotional dedication required to foster a healthy pregnancy.
• Medical Costs (10-20%): Encompasses comprehensive health screenings and ongoing care to ensure a safe and successful pregnancy.
• Legal Fees (5-10%): Guarantees that all agreements and contracts are meticulously prepared and enforceable, protecting the interests of all parties involved.
• Miscellaneous Costs (5-10%): Encompasses travel expenses, specialized insurance plans, and various unforeseen charges that may arise during the surrogacy journey.

Surrogacy with Insurance

Insurance plays an important role in managing surrogacy costs. Some health plans may cover portions of medical expenses related to the surrogate’s pregnancy. However, not all policies are surrogacy-friendly. Consulting with a surrogacy professional or insurance expert can help identify the best options for your situation.

Why Surrogate Compensation Matters

Surrogate compensation is more than a financial transaction—it’s a way to acknowledge and support the surrogate for her dedication. This compensation helps the surrogate and her family manage their own financial needs during the process, and could even help them achieve major goals, like putting a down payment on a house, or finishing their education. By providing this support, you’re helping her focus on a healthy pregnancy and ensuring she feels valued.

Financing Your Surrogacy Journey

While the costs of surrogacy can seem overwhelming, there are strategies and resources available to help:

• Personal Savings: Many intended parents set aside funds gradually, creating a dedicated savings plan to help cover the costs of their surrogacy journey.
• Grants and Scholarships: Organizations provide grants and financial support meant to help offset the expenses associated with surrogacy, ensuring more families can achieve their dreams of parenthood.
• Employer Benefits: Several companies now include fertility and surrogacy benefits in their health plans, offering financial relief and support for employees pursuing parenthood through assisted reproduction methods.
• Loans: Specialized surrogacy loans allow intended parents to distribute costs into affordable, predictable monthly payments, reducing financial strain during the journey.
• Home Equity Financing: Utilizing home equity offers a practical way to secure additional funding, allowing intended parents to access a lump sum or line of credit based on their property’s value.

Mark and Cody’s Story: Mark and Cody dreamed of starting a family, but struggled with the financial demands of surrogacy. By combining personal savings, a surrogacy grant, and a specialized surrogacy loan, they were able to afford the process. Today, they are proud parents of a beautiful baby girl.

Learn more about Mark and Cody’s story, and possibly how you too could afford surrogacy:

Benefits of Working with a Surrogacy Agency

Working with a surrogacy agency can significantly reduce wait times, helping you match with a pre-screened surrogate faster. Agencies maintain extensive networks and streamlined processes, allowing intended parents to progress through their surrogacy journey without unnecessary delays.

In addition to minimizing wait times, agencies manage complex aspects like legal contracts, medical scheduling, and emotional support. This comprehensive approach ensures intended parents can focus on their future family while experts handle the details.

Local IVF Clinics near Joliet, Illinois

Here are some local IVF clinics to consider:

• Fertility Centers of Illinois
• Reproductive Medicine Institute
• Chicago IVF

Local Surrogacy Agencies near Joliet, Illinois

Below are surrogacy agencies serving Joliet:

• American Surrogacy
• Family Source Consultants
• Surrogate Solutions

These clinics and agencies provide a strong starting point for your surrogacy journey.

Starting Your Surrogacy Journey in Joliet

Surrogacy is a life-changing opportunity to grow your family. While costs can feel daunting, resources and professional support are available to guide you. We can help you access the tools you need to achieve your dream of parenthood. Contact us today to connect with trusted surrogacy professionals.