Surrogacy By State

How Much Does Surrogacy Cost in Plano, Texas?


The cost of surrogacy in Plano, Texas is a significant factor for families to consider, but it shouldn’t get in the way of growing your family. 

In this guide, you’ll learn about the costs of surrogacy, how your funds are used, and different methods of securing the funding required. To learn even more about the surrogacy process, or to connect to respected professionals, contact us today.

How Much Does Surrogacy Cost in Plano, Texas?

Surrogacy in Plano, Texas can cost between $150,000 and $179,000+ overall. This price may be affected by the cost of living in your surrogate’s home state.

Intended parents come from all different financial backgrounds, and often use a combination of careful budgeting and available financial resources to be able to afford surrogacy. Surrogacy can be an attainable goal for you and your family.

Understanding the finances involved in the surrogacy process is the first step toward making a financial plan. Review this brief explanation of various surrogacy fees and their uses. 

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation. 

An Example Surrogacy Cost Breakdown in Plano, Texas

The final cost of surrogacy depends on various factors, including the surrogate’s compensation, fertility treatments, legal processes, and agency fees. Below is an example of a typical surrogacy cost breakdown in Plano:

ServiceCost
Agency Fees21%
Surrogate Compensation35%
Screening and Matching21%
Legal Costs11%
Medical Costs12%

To get help with making a budget for your individual circumstances, get in touch with us today.

How Much Does Surrogacy Cost with Insurance in Plano, Texas?

Insurance coverage for surrogacy can be complex, as many traditional health insurance plans do not fully cover surrogacy-related expenses. It’s advisable to work with a surrogacy agency or an insurance expert to determine the best coverage options.

You can get connected with help reviewing your insurance for surrogacy when you get in touch with us.

How Much Does a Surrogate Cost in Plano, Texas?

Surrogate compensation is typically one of the largest expenses in a surrogacy budget. The base compensation ranges from $50,000 to $70,000+, with additional reimbursements for expenses such as travel, lost wages, medical costs, and maternity-related needs. The total surrogate-related expenses can vary depending on the surrogate’s experience, cost of living, and additional medical needs.

How Much Does IVF and Surrogacy Cost?

If you require in vitro fertilization (IVF) as part of your surrogacy journey, you can expect to pay between $10,000 and $30,000 per round. The total cost depends on factors such as medication, testing, and the specific fertility clinic’s pricing structure. While some insurance plans may cover a portion of IVF, it’s essential to confirm coverage with your provider.

How to Pay for Surrogacy in Plano, TX

Surrogacy is a significant investment, but several financial options can make it more manageable. Here are some ways intended parents in Plano can finance their surrogacy journey:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice. 

Choosing Surrogacy Agencies in Plano, Texas

Selecting the right surrogacy agency is a crucial step in the process. A reputable agency can guide you through legal, medical, and financial complexities while ensuring a smooth experience. Here are some trusted surrogacy agencies serving the Plano area:

Fertility Clinics in Texas 

A high-quality fertility clinic is essential for a successful surrogacy journey. Here are some respected fertility clinics in Plano:

Get Started on Your Surrogacy Journey

Surrogacy in Plano is a rewarding yet complex process that requires careful financial planning. By understanding the costs, working with experienced professionals, and exploring financial options, you can confidently move forward in growing your family.

If you’re ready to take the next step, connect with a surrogacy professional today to discuss your options and begin planning your journey.

Get Started