Surrogacy By State

How Much Does Surrogacy Cost in McKinney, Texas?

Surrogacy is a life-changing journey for many families looking to welcome a child. However, the financial aspect of the process is often a major consideration.

Understanding the cost of surrogacy in McKinney, Texas can help intended parents make informed decisions and plan accordingly. For help now, you can contact us.

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Understanding the Cost of Surrogacy in McKinney, Texas

When many families start looking at surrogacy, they take one look at the total cost and make a decision about whether it is too high.

To truly understand the total cost of surrogacy, it’s important to look at what expenses are included in the cost and why. Below we will share the cost as well as a breakdown of expenses and where some major variations in cost come from.

How Much Does Surrogacy Cost in McKinney, Texas?

The total cost of surrogacy in McKinney typically ranges between $150,000 and $179,000+. This amount covers surrogate compensation, medical procedures, legal fees, agency costs, and other essential expenses.

While this may seem like a significant amount, many families successfully finance their surrogacy journey with careful planning and available resources.

Surrogacy agencies facilitate your process, and take care of a huge chunk of the technical work so you won’t have to. These fees cover things like coordination, support, matching services and more.

Surrogates undertake a huge responsibility and physical endeavor that could impact their body for years. This expense compensates them and reimburses them for maternity clothes, lost wages and more.

Both you and the surrogate need legal representation, to ensure everyone’s rights are protected. This fee also covers contract drafting.

Some agencies screen prospective surrogates before matching them with families. This helps keep complications from coming up unexpectedly during the surrogacy process.

These fees cover the cost of various procedures needed during this process, such as fertility treatments for the surrogate, the embryo transfer, delivery costs and other medical interventions.

Some costs like travel expenses, lost wages and costs related to pregnancy complications are hard to predict and can change based on your situation.

Surrogacy Cost Breakdown: What to Expect in McKinney, Texas

Here is a general breakdown of expenses associated with surrogacy in McKinney:

Service	Cost
Agency Fees	21%
Surrogate Compensation	35%
Screening and Matching	21%
Legal Costs	11%
Medical Costs	12%

Variations in Surrogacy Costs

Surrogacy costs are dependent on your situation, and each of these factors can play a part in planning your budget.

How Much Does Surrogacy Cost with Insurance in McKinney, Texas?

Insurance plays a crucial role in surrogacy costs. Many insurance plans do not cover surrogacy-related expenses, requiring intended parents to purchase additional policies. Insurance coverage for the surrogate, prenatal care, and delivery may vary

Before beginning the process, it’s important to review existing insurance plans with a surrogacy professional to determine what is covered and whether additional policies are required.

To connect with surrogacy professionals who can help you review your insurance, get in touch with us today.

How Much Does a Surrogate Cost in McKinney, Texas?

One of the largest expenses in surrogacy comes from surrogate compensation. The cost of hiring a surrogate in McKinney typically ranges between $50,000 and $70,000+, which can include both base compensation and reimbursements for pregnancy-related expenses.

Base Pay: This compensates the surrogate for her time, commitment, and the physical demands of pregnancy.
Reimbursements: Cover expenses like medical co-pays, travel, lost wages, and maternity clothing.

How Much Does IVF and Surrogacy Cost?

In-vitro fertilization (IVF) costs in Texas typically range from $10,000 to $30,000 per cycle. The price varies depending on the clinic, medication needs, and the number of cycles required. Because IVF is a separate medical procedure from surrogacy, intended parents should factor these costs into their budget early in the planning process.

Helpful Info

What You Should Know About Gestational Surrogacy Compensation Being Compensated as a Surrogate I am Looking for a Surrogate for My Baby

Affording Surrogacy in McKinney, Texas

If you are excited about surrogacy but trying to think through how your family will afford it, you are not alone. Other families have gone before you and there are established ways of funding your surrogacy journey.

How to Pay for Surrogacy

While loans are the most common option, there are several ways families fund surrogacy:

Many intended parents save for years, little by little, in order to afford surrogacy.

If you have any profitable investments like long-term mutual funds, these could take care of much of the costs.

Homeowners can take out a Home Equity Line of Credit (HELOC). This method is often overlooked, but it comes highly recommended by economists.

Many charitable organizations offer grants to intended parents. This can be an impactful supplement to assist your budget.

Some companies offer adoption assistance, which can often be extended to surrogacy. Some companies even offer surrogacy-specific benefits.

There are also loans available for intended parents. Surrogacy professionals may offer a financing plan, or they may work with partner organizations like Sunfish or FutureFamily. Be aware of predatory lending and high interest rates. Consult a surrogacy professional for more information and personalized advice.

What’s a Realistic Income for Surrogacy?

There are no minimum income requirements for surrogacy, and some families are able to get creative to make their dreams of having a family come true.

Intended parents often find it useful to combine several different financial resources to help pay for surrogacy. Take Mark and Cody, who used long-term savings, grant money, and financing from a bank to afford their surrogacy.

Case Study: How One Couple Afforded Surrogacy

Selecting Surrogacy Agencies in McKinney, Texas

Selecting a surrogacy agency is a crucial decision. The right agency can help navigate the process, match intended parents with a suitable surrogate, and manage the financial and legal aspects of surrogacy. Some reputable agencies serving McKinney and the greater Texas area include:

Fertility Agencies for Families in McKinney, Texas

Finding the right fertility clinic is another key step in the surrogacy process. Some well-regarded fertility clinics near McKinney include:

IVFMD (Ft. Worth)
Aspire Fertility (Austin)
Fertility Institute of McKinney, Texas (San Antonio)

Your Next Steps

If you’re ready to begin your surrogacy journey, the first step is to speak with a trusted surrogacy professional. They can help you understand the costs, financing options, and legal considerations involved in the process.

For more guidance on surrogacy in McKinney, Texas, reach out to an experienced surrogacy agency or fertility clinic today.

Start your journey today