What Does Surrogacy Cost in Oklahoma?

The cost of surrogacy in Oklahoma can be a challenge for some intended parents. However, this obstacle can be overcome; don’t let price keep you from creating the family you’ve always dreamed of.

With the right plan, surrogacy can be an attainable service and an affordable way to grow your family.

When you’re ready to begin constructing your financial plan, contact us. We can help connect you to experienced professionals who can support you throughout the process.

How Much Does Surrogacy Cost in Oklahoma?

Surrogacy in Oklahoma costs between $150,000 and $179,000+ on average.  This cost will vary based on your surrogate’s cost of living, your choice of surrogacy professional and other factors we’ll discuss.

These prices can be shocking for intended parents, but keep in mind that surrogacy is realistic and attainable, even at these price points. Intended parents come from all kinds of different economic backgrounds, and many different financial resources are available to help you deal with the cost of surrogacy.

Learning how surrogacy agencies use these funds can help demystify the process and the expenses involved, providing a solid foundation for building the rest of our plan.

An Example Surrogacy Cost Breakdown in Oklahoma

Your choice of surrogacy professional will have more influence on your overall price than anything else. Every surrogacy professional has a unique structure that distributes your funds differently.

Some firms will focus on recruiting and screening surrogates, while others put your funds towards legal fees instead.

Here’s an example of how a hypothetical agency may use your money to meet your surrogacy goals:

You’ll want to work with a professional who values your input and adjusts to your needs. We can help you find the right professional for you and your specific needs. Reach out for help finding a compassionate, supportive professional.

What’s a Realistic Income for Surrogacy?

There are no income requirements for surrogacy. Surrogacy is open to all prospective parents at any point, as long as they can secure funding.

While funding may not be easy to come by at certain income levels, it’s almost always attainable to those with consistent income. Many intended parents combine several different financial resources to fund their surrogacy.

What Do You Get from Funding a Surrogacy?

You may be asking yourself, how do these fees help me reach my goals? There are three main benefits to working with an agency that intended parents may otherwise miss out on.

• Matching Quickly: Finding a compatible, capable, and dedicated surrogate is an incredibly valuable service agencies are uniquely positioned to provide. Without an agency, finding a surrogate could take years.
• Thorough Screenings: The surrogacy process can be interrupted by health concerns if surrogates are not screened properly. Attentive agencies conduct comprehensive screenings before matching potential surrogates, to help protect everyone’s wellbeing and minimize complications.
• Financial Security: No matter how careful everyone is, setbacks and pitfalls are always a possibility. In this eventuality, you’ll want an agency that provides financial protection against unexpected challenges.

If you’re still weighing the benefits and costs of surrogacy in Oklahoma, ask a representative about wait times, screening standards and financial protections.

Understanding the Cost of Surrogacy in Oklahoma

The cost of surrogacy in Oklahoma is the sum of several smaller charges bundled together. These fees can fluctuate based on independently significant variables, sometimes significantly impacting your overall price.

While most of these fees can be handled simply, some deserve a bit of special attention and discussion.

How Much Does Surrogacy Cost with Insurance in Oklahoma?

Insurance coverage and its relation to surrogacy costs can be a complex topic. While these can be handled by yourself, bringing in a professional to help you understand the intricacies of your coverage is recommended.

Your policy may extend coverage to your surrogate. Some policies will even contribute to your surrogate’s compensation. However, just as many policies ignore or specifically exclude surrogate expenses.

If your insurance doesn’t offer coverage to surrogates, you’ll need to obtain additional insurance before the gestation begins. This doesn’t always come out-of-pocket. If you’re working with a surrogacy agency they’ll likely take care of the extra policy at no additional cost.

How Much Does a Surrogate Cost in Oklahoma?

Surrogacy compensation in Oklahoma ranges from $50,000 to $70,000+ on average.  This is a national average, which will be adjusted based on the cost of living of your surrogate’s state. It will likely be the largest single expense in your budget.

Surrogate compensation is split into two distinct funds, called reimbursements and base pay.

Reimbursements are funds used to enable your surrogate to tackle expenses directly related to pregnancy without incurring personal costs. These may include maternity clothes, copays, unexpected medical costs, lost wages and other miscellaneous costs.

Base pay is a more traditional compensation. This is to reward your surrogate for the months of her time, her incredible dedication, and the physical toll of her pregnancy. Many surrogates use this pay to achieve significant milestones, like paying off student loans or putting a down payment on a house.

How Much Does IVF and Surrogacy Cost?

The cost of IVF in Oklahoma averages out to about $13,500 per cycle. This can be as low as $11,000, or be high enough to exceed $15,000, depending on the medication prescribed, the testing involved, the monitoring services requested and the clinic’s pricing structure.

Surrogacy professionals recommend completing IVF before seeking a surrogate to decrease your overall wait time.  Because of this, surrogacy professionals often don’t include the cost of IVF in their price estimates.

Be sure you’re aware of this when constructing your surrogacy financial plans.

Affording Surrogacy in Oklahoma

While surrogacy is expensive, most families can afford the process through careful budgeting and purposeful use of resources. While your financial plan can make use of all kinds of assets, most families include some form of loan.

If this is part of your plan, be sure to consider equity-backed borrowing and surrogacy-specific loans, both of which are outlined below. Always be sure to consider the impact the loan may have on your family, and be careful to only borrow from a trusted, established institution.

For more information about financing your surrogacy, you can talk to your local bank, credit union or surrogacy professional.

How to Pay for Surrogacy

You can utilize several different financial resources to raise the funds for surrogacy.

Here’s a list of assets you may have access to that could help your surrogacy fund. This is just a starting point; be sure to assess your life and consider options we may have overlooked.

Surrogacy Agencies in Oklahoma

Surrogacy agencies are often able to provide vital resources to intended parents. Replacing the services a well-established agency can provide would be extremely difficult.

If you’re looking for the best possible services, consider these agencies.

• American Surrogacy
•  Surrogate Solutions (Tulsa)
• Center for Surrogate Parenting (Oklahoma City, Midwest City)

Fertility Agencies in Oklahoma

Fertility clinics provide essential services at every stage of the surrogacy process. Finding a clinic with respectful, compassionate and supportive professionals can make a huge difference in your experiences.

You can reach out to these clinics to learn more about their services and costs:

• Tulsa Fertility Center (Tulsa)
• OU Physicians Reproductive Medicine (Oklahoma City)
• MCRM Fertility (Tulsa)

When Can I Get Started?

The surrogacy process operates on your timeline; you can start as soon as you want. You don’t have to wait any longer to begin building the family you’ve always hoped for.

When you’re ready to begin your journey, contact us. We can help put you in contact with caring, attentive professionals to help you grow your family.