How Much Does Surrogacy Cost in Gloucester Township, New Jersey?

Gloucester Township, New Jersey, is a vibrant community with deep Irish roots and a rich musical history. Some even claim it as the birthplace of rock and roll. If you’re considering growing your family through surrogacy here, understanding the costs is a crucial first step.

Surrogacy in New Jersey is a significant financial investment, with costs typically ranging from $100,000-$200,000+. However, with the right planning, surrogacy can be an attainable path to parenthood.

Below, we’ll break down potential expenses and provide strategies for affording surrogacy. Want to get started? Fill out our form, and we’ll connect you with a surrogacy professional.

Surrogacy Cost Breakdown in Gloucester Township

While the total cost of surrogacy depends on your unique circumstances, there are some typical expenses you can plan for. Here’s an example breakdown:

• Surrogate Compensation: $45,000 to $70,000 for pregnancy-related medical bills, maternity clothing and other “reasonable expenses” as defined by state law
• Agency Fees: $25,000 to $50,000 for screening, matching, case management and ongoing support
• Legal Fees: $10,000 to $15,000 for drafting contracts and handling court filings
• Medical Costs: $30,000 to $50,000 for in vitro fertilization, prenatal care and delivery
• Surrogacy Insurance: $15,000 to $25,000 for an additional policy if existing insurance does not cover surrogacy
• Miscellaneous Costs: $5,000 to $10,000 for things like travel and unforeseen expenses

Since every surrogacy journey is unique, your costs may differ. To receive a personalized estimate, connect with a local surrogacy agency.

How Much Does a Surrogate Cost in Gloucester Township?

In New Jersey, surrogates cannot receive compensation beyond “reasonable expenses.” This means they can be reimbursed for pregnancy-related costs, but not paid for their time and effort.

Because New Jersey law limits surrogate compensation, it may take longer to find a match. Working with a surrogate in a state with different surrogate compensation laws can speed up your family-building journey.

How Much Does IVF and Surrogacy Cost in Gloucester Township?

 The combined cost of in vitro fertilization and surrogate medical care typically ranges from $30,000 to $50,000. This includes:

• Egg retrieval and fertilization
• Embryo freezing and storage
• Embryo transfer
• Prenatal care
• Labor and delivery
• And more

In vitro fertilization is an essential part of the surrogacy process, allowing you to create embryos that will be transferred to your surrogate. If you already have embryos left over from previous fertility treatments, your costs may be lower.

How Much Does Surrogacy Cost With Insurance in Gloucester Township?

Health insurance coverage for surrogacy varies widely. Some policies may cover:

• Portions of IVF treatments
• Maternity care for the surrogate
• Hospital stays for labor and delivery

However, many insurance providers specifically exclude surrogacy-related expenses. If your surrogate’s policy does not cover the pregnancy, you may need to purchase a separate policy, which can cost $15,000 to $25,000. A surrogacy professional can help you determine what insurance options are available.

How to Pay for Surrogacy in Gloucester Township

Affording surrogacy may seem overwhelming, but many intended parents use a combination of financial strategies to make their journey possible. Here are some common options:

1. Surrogacy Loans: Several lenders offer loans designed specifically for fertility and surrogacy expenses.
2. Grants: Nonprofit organizations provide grants to help cover IVF and surrogacy-related costs.
3. Employer Benefits: Some companies offer fertility and surrogacy benefits, including reimbursement for medical expenses and agency fees.
4. Payment Plans: Many fertility clinics and surrogacy agencies offer payment plans, allowing you to spread out costs over time.
5. Personal Savings and Investments: Some intended parents use savings, liquidate investments or utilize retirement funds to finance surrogacy.
6. Home Equity Line of Credit: If you own a home, you may be able to use your property’s equity to finance surrogacy.
7. Crowdfunding: Many intended parents turn to crowdfunding platforms like GoFundMe or ask for financial help from family and friends.

Surrogacy is a life-changing journey, and while the costs may seem daunting, the right planning and financial strategies can make it attainable.

If you’re ready to take the next step, contact us today. We can connect you with experienced surrogacy professionals in New Jersey who can help you begin your journey toward parenthood.