How Much Does Surrogacy Cost in Franklin Township, New Jersey?

Franklin Township, known for its close-knit community and rich farming traditions, is a wonderful place to grow your family.

If you’re considering surrogacy as your path to parenthood, understanding the costs involved is a crucial first step. The journey can be expensive, but affording surrogacy is possible with careful planning.

Below, we’ll break down the expenses and financing options available to help you navigate the process. If you’re ready to take the next step, fill out our online form today.

Surrogacy Cost Breakdown in Franklin Township

The total cost of surrogacy in Franklin Township typically falls between $100,000-$200,000+. Here is an example breakdown of key expenses:

• Surrogacy Agency Fees: $25,000 to $50,000 for screening, matching and case management
• Surrogate Compensation: $45,000 to $70,000 for pregnancy-related expenses as permitted by New Jersey law
• Medical Costs: $30,000 to $50,000 for in vitro fertilization, prenatal care and delivery
• Legal Fees: $10,000 to $15,000 for drafting contracts and establishing parental rights
• Surrogacy Insurance: $15,000 to $25,000 for additional coverage, if needed
• Miscellaneous Expenses: $5,000 to $10,000 for travel, surrogate breast milk and unexpected costs

Every surrogacy journey is unique. So, your final cost may vary depending on your chosen agency, medical providers and specific surrogacy arrangements.

How Much Does a Surrogate Cost in Franklin Township?

New Jersey law does not allow intended parents to compensate surrogates beyond “reasonable expenses.” This means surrogates can only be reimbursed for pregnancy-related costs, such as medical bills, living expenses and legal fees.

Because surrogates in New Jersey cannot receive full compensation for their time and effort, it may be difficult to find a surrogate in-state. You may want to work with a surrogate from another state where compensation is permitted.

How Much Does IVF and Surrogacy Cost in Franklin Township?

In vitro fertilization plays a critical role in surrogacy by creating the embryos needed for implantation. In Franklin Township, the combined cost of IVF (egg retrieval, embryo transfer, etc.) and surrogate medical care (prenatal appointments, childbirth, etc.) generally ranges from $30,000 to $50,000.

It’s important to note that many surrogacy professionals do not include IVF costs in their overall pricing estimates. Be sure to confirm with your fertility clinic to plan accordingly. If you already have embryos, your costs may be lower.

How Much Does Surrogacy Cost With Insurance in Franklin Township?

Surrogacy-related medical expenses are often not covered by standard insurance policies. While some plans may include partial IVF or prenatal care coverage, others exclude surrogacy entirely.

If your surrogate’s existing insurance does not cover pregnancy-related expenses, you may need to purchase a separate policy. This can cost between $15,000 and $25,000, depending on the plan.

How to Pay for Surrogacy in Franklin Township

Surrogacy is a considerable financial commitment, but there are several ways to make it more manageable. Many intended parents use a combination of the following surrogacy financing strategies:

• Surrogacy Loans: Specialized lenders offer loans designed for fertility and surrogacy expenses.
• Grants: Some organizations provide financial assistance to intended parents facing infertility challenges.
• Employer Benefits: Check if your workplace offers fertility or surrogacy benefits.
• Personal Savings: Many parents save for years in preparation for surrogacy.
• Crowdfunding: Platforms like GoFundMe allow friends and family to contribute to your surrogacy journey.

Start Your Surrogacy Journey in Franklin Township Today

If you’re ready to begin, we can connect you with experienced surrogacy professionals in New Jersey. Fill out our online form today to receive personalized guidance on the next steps in your surrogacy journey.