How Much Does Surrogacy Cost in Detroit, Michigan?

Understanding surrogacy costs in Detroit is essential if you’re considering this path to parenthood. Surrogacy is a significant investment, so you will want to budget effectively.

Below, we break down surrogacy costs in Detroit, including surrogate compensation, IVF expenses, insurance coverage and financing options. For more information, fill out our online form. We can help you get in touch with a reputable local agency.

Surrogacy Cost Breakdown in Detroit, Michigan

The cost of surrogacy in Detroit typically ranges from $100,000-$200,000+. While this amount may seem high, it covers a team of professionals dedicated to making your family-building journey as smooth and stress-free as possible.

Here’s an estimate of your potential expenses:

• Agency and Case Management Fees: $25,000 – $50,000
• Gestational Carrier Compensation: $50,000 – $70,000
• IVF and Surrogate Medical Costs: $30,000 – $50,000
• Legal Fees: $10,000 – $15,000
• Surrogacy Insurance: $15,000 – $25,000
• Miscellaneous Expenses: $5,000 – $10,000

How Much Does a Surrogate Cost in Detroit?

Your surrogate’s compensation will depend on her experience, location and specific agreements. On average, surrogates in Detroit usually make between $50,000 and $70,000. This amount covers:

• Base compensation for carrying the pregnancy
• Reimbursements for lost wages, childcare and maternity clothing
• Additional compensation for invasive procedures or carrying multiples

The Michigan Family Protection Act, which decriminalized paid surrogacy, will officially go into effect in 2025. If you want to start building your family as soon as possible, the right agency can help you find an out-of-state surrogate.

How Much Does IVF and Surrogacy Cost in Detroit?

In vitro fertilization plays a crucial role in surrogacy by helping create the embryos that will be transferred to the surrogate. In Michigan, the average cost of one IVF cycle ranges from $12,000 to $15,000. Since it often takes multiple cycles to achieve a successful pregnancy, the total cost of IVF can quickly add up.

You will also need to account for the cost of the surrogate’s prenatal appointments, ultrasounds and medications. Even with insurance, there may be out-of-pocket expenses.  In total, you can expect to pay between $30,000 and $50,000 for IVF and surrogate medical care.

How Much Does Surrogacy Cost With Insurance in Detroit?

Most health insurance plans exclude surrogacy-related expenses. However, some plans may cover specific aspects of the process.

For intended parents, coverage might include certain IVF procedures, fertility medications and diagnostic testing. For the surrogate, insurance may cover some pregnancy- and delivery-related care.

 Before beginning your journey, review your and your surrogate’s policies with a professional to determine whether there are any gaps. If you need to purchase a surrogacy-specific plan, it will cost you $15,000 to $25,000.

5 Surrogacy Financing Options in Detroit

Affording surrogacy can seem overwhelming, but several financing options can help. Here’s how to pay for surrogacy:

1. Loans: Some organizations offer personal loans specifically for surrogacy and IVF expenses.
2. Grants: Several nonprofits offer financial assistance for intended parents experiencing infertility.
3. Fundraising: Many hopeful parents raise money through crowdfunding platforms like GoFundMe or by hosting local fundraising events.
4. Personal Savings: You could use personal savings or investments to cover some of your costs.
5. Employer Benefits: Some workplaces now offer fertility- and surrogacy-related benefits, so it’s worth checking with your human resources department.

Next Steps in Detroit

Surrogacy in Detroit can be a life-changing journey. If you’re ready to take the next step, fill out our form today. We can connect you with a surrogacy agency to explore your options and receive a personalized cost estimate.