Surrogacy By State

How Much Does Surrogacy Cost in Worcester, Massachusetts?

Surrogacy is a significant financial commitment, but with the right planning it can be an achievable path to parenthood. By understanding the cost of surrogacy and exploring surrogacy financing options, intended parents can confidently pursue surrogacy as a path to parenthood.

Taking the right steps in planning and securing financial assistance ensures a smoother, less stressful experience, ultimately leading to a successful and fulfilling surrogacy process.

Get in touch with us today if you’re ready to start your surrogacy journey. We can connect you with professionals who can guide you through each step and help you make informed financial decisions.

This article will break down the various aspects revolving around surrogacy costs, financial planning resources, and trusted surrogacy professionals located in Boston help you achieve your dream of parenthood.

How Much Does Surrogacy Cost in Worcester?

The total cost of surrogacy in Worcester generally falls between $100,000-$200,000+, with prices on the higher end due to Massachusetts’ cost of living. Below is a breakdown of typical surrogacy costs:

Agency Fees: Covering coordination, support, matching services, and administrative costs.
Surrogate Compensation: Providing financial support for the surrogate’s time, commitment, and potential lost wages.
Screening and Matching Fees: Ensuring thorough medical and psychological evaluations before the surrogate is matched with intended parents.
Legal Fees: Covering the drafting of contracts and legal protection for both intended parents and the surrogate.
Medical and IVF Costs: Covering fertility treatments, embryo transfers, and prenatal care.
Variable Costs: Including travel expenses, maternity clothing, and any unexpected medical complications during pregnancy.

An Example Surrogacy Cost Breakdown in Worcester

Understanding what goes into the cost of surrogacy can help intended parents plan their financial journey more effectively.

Below is an example of how your surrogacy costs could be distributed:

Massachusetts Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Massachusetts

Surrogate.com

Get the support you deserve by contacting us online. We can connect you with reputable surrogacy professionals who can provide a detailed breakdown of where your money goes throughout the surrogacy process when working with them.

What’s a Realistic Income for Surrogacy?

Surrogacy can be financially accessible for many families, regardless of income level. Many intended parents use a combination of surrogacy financing options to make surrogacy a reality.

Mark and Cody’s story is an inspiring example of how surrogacy can be made possible through smart financial strategies.

They combined their personal savings with a surrogacy-specific grant and an employer-sponsored fertility benefit to cover the costs of their journey.

By working with financial advisors and surrogacy professionals, they were able to navigate the process successfully and grow their family without overwhelming financial stress.

View Case Study View Case Study

How Much Does Surrogacy Cost with Insurance?

Most health insurance policies do not cover surrogacy expenses, requiring intended parents to purchase additional insurance for their surrogate.

According to RESOLVE: The National Infertility Association, Massachusetts has one of the most comprehensive mandates for infertility coverage as they are among the states that mandate insurance coverage for infertility treatments, including in vitro fertilization (IVF).

Some insurance plans may also cover certain aspects of medical care for the surrogate, such as prenatal visits and delivery costs.

It is crucial to review your current policy and consult with a surrogacy professional to understand your options. Some surrogacy agencies offer assistance in identifying and securing the right insurance plans to minimize financial burden.

How Much Does a Surrogate Cost in Worcester?

A surrogate’s compensation in Worcester typically ranges from $50,000 to $70,000+ and is dependent on their experience, location and cost of living.

This compensation is divided into:

Base Pay: Direct compensation for the surrogate’s time and commitment.
Reimbursements: Coverage for lost wages, maternity clothing, medical co-pays, and pregnancy-related expenses.

How Much Does IVF and Surrogacy Cost?

In vitro fertilization (IVF) and surrogacy are significant financial investments, but understanding their costs can help intended parents make informed decisions.

The cost of IVF can range between $13,000 and $30,000 per cycle, depending on the clinic, medications, and any additional procedures required. These costs are separate from the overall surrogacy costs.

Since IVF is a necessary step for most surrogacy journeys, it’s important to budget accordingly. Some intended parents choose to complete their IVF process before starting surrogacy, which can streamline the timeline and financial planning.

Affording Surrogacy in Worcester

There are several options you have when it comes to how to pay for a surrogacy journey:

Personal Savings: Many parents save gradually over time.
Home Equity Loans: A Home Equity Line of Credit (HELOC) can provide funding.
Employer Benefits: Some companies offer surrogacy-related benefits.
Grants & Financial Aid: Various organizations provide financial assistance.
Surrogacy Financing: Loan programs from organizations like Sunfish or FutureFamily can help cover costs.

Surrogacy Agencies

Working with a reputable surrogacy agency can help streamline the surrogacy process by providing essential support, coordination, and legal guidance. Below are some trusted surrogacy agencies serving Massachusetts:

Fertility Clinics

A fertility clinic plays a crucial role in the surrogacy journey, handling medical procedures such as IVF, embryo transfers, and prenatal screenings. Here are some top fertility clinics in Massachusetts:

Start Your Surrogacy Journey Today

If you are considering surrogacy in Worcester, now is the perfect time to take the first step.

Our team can connect you with professionals who will guide you through the cost of surrogacy and any other questions you have about the process. Make your dream of parenthood a reality and speak with a specialist today.

Get the Support You Deserve