How Much Does Surrogacy Cost in Hawaii?

The cost of surrogacy in Hawaii is a significant factor for intended parents to consider, but shouldn’t be allowed to get in the way of the wonderful experience of growing your family.

With this guide, you’ll learn about the costs of surrogacy, what your funds are used for, and how to pay for surrogacy.

You can learn even more about the options available to you by getting in touch with us. We can help connect you to an agency that shares your values and will work with your budget.

How Much Does Surrogacy Cost in Hawaii?

Surrogacy in Hawaii costs between $150,000 and $179,000+. The quality of the surrogacy professional you choose to work with will affect your price.

Some considering surrogacy find these prices concerning. While finances can be a significant challenge, there’s no reason costs should prevent you from pursuing surrogacy.

Before we move on, here’s a quick breakdown of what you’re paying for with surrogacy, and why it’s important. 

 

 Intended parents come from all kinds of financial backgrounds. They use a variety of methods to overcome costs, and you can too.

An Example Surrogacy Cost Breakdown in Hawaii

Different surrogacy professionals will use your funds in different ways. Honest, hard-working professionals all want the same thing: to help you grow your family. The differences between uses of funds represent these professionals’ different strategies to help you find the best outcome.

For example, American Surrogacy spends far more on advertising than other agencies of comparable size. This helps them reach many different surrogates. Having a larger group to choose from helps you find a surrogate that matches your preferences much more quickly than usual.

Here is an example of what an agency’s fee breakdown might look like:

No one knows your specific circumstances better than you, which is why it’s important to match with an agency that will value your input and focus on addressing areas you’re concerned about. To find the best agency for your family, contact us. We’ll help you find what you’re looking for.

What’s a Realistic Income for Surrogacy?

There are no set income requirements for surrogacy, meaning that as long as they have the capitol, most anyone can initiate the surrogacy process.

More importantly, families from all kinds of financial backgrounds can finance their surrogacy through careful budgeting and use of resources.

What Value Do You Get for the Costs of Surrogacy?

Agency fees, matching fees, screening fees — you may feel that these provide no actual benefit to your growing family. However, these expenses directly impact you. Here are three ways an agency can subtly improve your surrogacy experience:

• Matching Quickly: Finding a surrogate for your journey is one of the most important services an agency can provide. The highest value they can give you for this service is matching quickly. Some agencies can match in months, while others take years.
• Thorough Screening: Some surrogacy agencies screen surrogates for health problems, emotional stability, mental state, and other conditions that may impact a pregnancy. This helps prevent disruptions down the line, protecting your financial and emotional well-being.
• Financial Security: Pitfalls are possible along the way. Some agencies create financial protection for parents in their fee structures, while others ask intended parents to absorb additional costs when unexpected challenges arise.

To ensure your professional is providing these benefits, ask the agency you are working with about their wait times, screening standards and financial protection.

Understanding the Cost of Surrogacy in Hawaii

Many separate expenses make up the total cost of surrogacy in Hawaii. Let’s breakdown the surrogacy costs to understand them better.

How Much Does Surrogacy Cost with Insurance in Hawaii?

 Usually insurance doesn’t impact the cost of surrogacy. Rarely, insurance will cover the cost of surrogates’ medical bills. Even less common, but not unheard of, are policies that help cover the surrogate’s fee.

The most common situations are for insurance to either specifically state it doesn’t cover surrogate-related expenses, or to not mention surrogacy at all. In these cases, you’ll need to purchase an insurance plan for your birth mother. Some surrogacy agencies will take care of this cost for you.

How Much Does a Surrogate Cost in Hawaii?

Surrogate compensation ranges from $50,000 to $70,000+, depending on the surrogate’s experience and specific circumstances, and the cost of living in their home state. If your surrogate is from Hawaii, chances are this fee will be much higher, in keeping with Hawaii’s cost of living.

This fee will be the biggest single expense in your surrogacy budget, but it covers many areas of concern.  The majority of the fee goes directly to the surrogate, to compensate for her the time, dedication, and physical toll of the pregnancy.

The fee is also used to cover things like unexpected medical expenses during the pregnancy, maternity clothes, lost wages and more.

How Much Does IVF and Surrogacy Cost?

IVF is one of the expenses commonly left out of surrogacy cost estimates. In Hawaii, IVF costs between $6,000 and $14,000, depending on the clinic and what medications are needed.

Completing IVF before beginning the surrogacy process can significantly reduce your wait times. If you have questions about how best to go about IVF in preparation for surrogacy, contact us.

Affording Surrogacy in Hawaii

The most common way to meet the financial obligations of this process is surrogacy financing, or another type of loan. You can contact your local bank, credit union, or go directly through your surrogacy agency if this is a service they offer. As with any loan, be sure to carefully review the terms, and consider the long term impact before committing.

Intended parent who own their home may be able to establish a home equity line of credit, which could be a much more beneficial kind of loan, however, your home is used as collateral.

How to Pay for Surrogacy

Intended parents have many potential strategies they can explore to help manage the costs of surrogacy without loans.

Surrogacy Agencies in Hawaii

Surrogacy agencies are professional organizations that aim to take some of the burden of surrogacy off of you, so you can focus on building your family. This might mean taking care of legal concerns, setting up medical appointments or purchasing additional insurance.  If you’re looking for an agency in Hawaii, here’s a few we recommend:

• American Surrogacy
• Hawaii Surrogacy Center (Honolulu)

Fertility Clinics in Hawaii

Fertility clinics are central in surrogacy journeys. Working with attentive and caring professionals can make all the difference for your growing family. If you’re looking for fertility clinics in Hawaii, here are a few we recommend:

• Fertility Institute of Hawaii (Honolulu)
• Advanced Reproductive Hawai’i (Honolulu)

When Can I Get Started?

 You don’t have to wait any longer to start the family you’ve always wanted. While your time table is up to you, there’s nothing stopping you from starting today. Contact us when you’re ready, and we’ll help you connect to agencies that share your values and can cater to your needs.