How Much Does Surrogacy Cost in Huntington Beach, California?

Surrogacy is an incredible opportunity to grow your family, but it does come with significant financial considerations.

You might be wondering why surrogacy is so expensive in Huntington Beach. A lot of professionals and services play a role, all working together to ensure your surrogacy journey is smooth and successful.

This article provides a comprehensive breakdown of surrogacy costs, including insurance considerations and financing options. To learn more about how surrogacy can work for you, fill out our form today.

How Much Does Surrogacy Cost?

The cost of surrogacy in Huntington Beach typically ranges from $169,900-$179,000+. While this might seem overwhelming at first, understanding where these costs come from can help you plan accordingly.

Here’s a general surrogacy cost breakdown for Huntington Beach:

• Agency Fees: $25,000 – $50,000
• Surrogate Compensation: $60,000 – $90,000+
• IVF and Surrogate Medical Expenses: $30,000 – $50,000
• Legal Fees: $10,000 – $15,000
• Insurance: $15,000 – $25,000+
• Additional Costs: $5,000 – $10,000

While these numbers serve as a guideline, an experienced surrogacy professional can provide you with a clearer, personalized cost structure.

How Much Does a Surrogate Cost in Huntington Beach?

A surrogate’s compensation is one of the largest expenses in the surrogacy process. In Huntington Beach, surrogate compensation typically ranges from $60,000 to $90,000 or more, depending on things like her experience and location.

This payment covers base compensation for time and commitment and may cover other costs like:

• Maternity clothing
• Lost wages (if applicable)
• Travel expenses

How Much Does IVF and Surrogacy Cost in Huntington Beach?

Many intended parents require in vitro fertilization as part of the surrogacy journey. IVF procedures and surrogate medical care in California can cost between $30,000 and $50,000. Your exact total will depend on your clinic’s fees, medication costs and number of transfer attempts.

Some surrogacy agencies do not include IVF in their estimated costs, so it’s crucial to verify these expenses when planning your budget.

How Much Does Surrogacy Cost With Insurance in Huntington Beach?

Insurance coverage for surrogacy can be complex. Some health insurance plans cover certain aspects of the medical process, while others exclude surrogacy altogether.

If your current insurance does not cover surrogacy-related expenses, you may need to purchase a  specialized surrogacy insurance policy. This can add another $15,000 to $25,000 or more to your total cost.

5 Surrogacy Financing Options

If affording surrogacy seems daunting, there are several financing options available to help. Here’s how to pay for surrogacy:

1. Personal Savings: Many intended parents set aside funds over time to cover surrogacy expenses.
2. Home Equity Loans: Homeowners can use a home equity line of credit to finance surrogacy.
3. Surrogacy Loans: Some organizations offer fertility loans tailored to intended parents.
4. Grants: Various nonprofits and family-building organizations provide financial assistance to intended parents.
5. Employer Benefits: Some companies offer surrogacy reimbursement programs, so you may want to check with your human resources department.

Choosing a Surrogacy Agency in Huntington Beach

The agency you choose will significantly impact your overall experience and costs. A reputable surrogacy agency should provide:

• Transparent pricing with a clear breakdown of fees
• A comprehensive surrogate screening process
• Legal guidance to navigate contracts and insurance
• Support throughout the entire surrogacy journey

Here are a few agencies located in California:

• American Surrogacy
• Fairfax Surrogacy
• Northwest Surrogacy Center
• Same Love Surrogacy

When Can You Start Your Surrogacy Journey?

When you feel ready, you can begin taking steps toward growing your family. Working with an experienced surrogacy agency near Huntington Beach will ensure you receive the support, guidance and resources you need to make informed financial decisions.

If you’re considering surrogacy, fill out our online form. We can help you get in touch with a local professional.