How Much Does Surrogacy Cost in Kansas?

The cost of surrogacy in Kansas can be challenging for anyone considering the process. Yet anyone who has completed a surrogacy journey will tell you the truth: There’s no more worthwhile investment than the future of your family.

We are here to help you understand how much surrogacy costs and how you can afford it.

Once you are prepared for the cost of surrogacy, you can take your next steps.

Speak with a specialist today!

How Much Does Surrogacy Cost in Kansas?

The cost of surrogacy will depend on the agency you choose to work with. The average cost of surrogacy ranges from $150,000-$179,900+. On the high end, costs can exceed $200,000 with some professionals.

For most people, there’s a bit of sticker shock with those numbers. But once you break down everything that goes into the cost of surrogacy, it starts to make a lot more sense:

• Agency fees – This covers the surrogacy agency’s coordination services, support, and matching services. Agencies handle most aspects of the process, allowing you to focus your emotional energy on your family-building journey.
• Surrogate compensation – Surrogates receive compensation for their time, commitment, and the emotional and physical toll that pregnancy takes. This is often one of the largest costs.
• Legal fees – Intended parents and surrogates need separate legal representation to ensure the rights of both parties are protected. Drafting surrogacy contracts and legal parentage agreements are included in these fees.
• Medical expenses – These include the cost of fertility treatments for your surrogate, embryo transfers, pregnancy-related medical bills, and delivery costs.
• Variable expenses – This category includes travel expenses, insurance premiums, lost wages for the surrogate, and additional costs related to pregnancy complications or unexpected circumstances.

What’s a Realistic Income for Surrogacy?

One of the most common misconceptions about surrogacy is that it’s only accessible to the extremely wealthy. While surrogacy can be an expensive process, it doesn’t necessarily require a six-figure income to start your journey.

Most intended parents who pursue surrogacy come from a variety of financial backgrounds. As long as you have a stable income, a plan for managing the costs and the ability to budget effectively, surrogacy can be within your reach.

Case Study: How One Couple Afforded Surrogacy

There’s no one-size-fits-all income level for pursuing surrogacy. While some families may already have the resources to cover costs, others rely on saving, financial assistance, equity, loans, or many other ways of making the cost of surrogacy possible.

What Value Do You Get for the Costs of Surrogacy?

Agency fees, matching fees, screening fees — you may be asking, what does that all mean?

When it comes to the value of your investment in surrogacy, there are three primary ways an agency can impact your journey:

• Matching Quickly: Finding a surrogate for your journey is one of the most important services an agency can provide. The highest value they can give you for this service is matching quickly. Some agencies can match in months, while others take years.
• Thorough Screening: Becoming a surrogate isn’t an easy job. Agencies that thoroughly screen candidates before matching reduce the risks of setbacks later on. As an example: If you match with a surrogate who fails your clinic screening, you could be set back months on your timeline and thousands in sunk costs.
• Financial Security: Pitfalls are possible along the way. Some agencies create financial protection for parents in their fee structures, while others ask intended parents to absorb additional costs when unexpected challenges arise.

When considering the cost of surrogacy in Kansas, make sure to ask any agency you are working with about their wait times, screening standards and financial protection.

How Much Does IVF and Surrogacy Cost?

IVF is a critical component of any surrogacy process. Completing IVF before you begin surrogacy can reduce your wait times, which significantly impact the overall length of your journey.

The cost of IVF for surrogacy will vary depending on your insurance cover and clinic. On average, the cost of IVF can range from $25,000 – $35,000. IVF for surrogacy is not any more expensive that standard IVF.

In most surrogacy agency cost estimates, you won’t see the cost of IVF accounted for. It’s important to understand this separate medical cost and how it will factor in to your overall cost of surrogacy.

How Can I Afford Surrogacy?

Financing a surrogacy journey is one of the biggest concerns for intended parents. The good news is that there are resources and creative solutions available to make surrogacy more affordable.

Most intended parents don’t begin the process with enough money in savings. They pull together the funds through a handful of different resources:

• Personal savings – Some families save for years before beginning their surrogacy journey.
• Investments – Long-term mutual funds can be leveraged to make up a part of the cost of surrogacy.
• Equity – Homeowners can take out a Home Equity Line of Credit (HELOC) as a source of money for surrogacy. “It’s almost like a savings account,” one financial expert told the New York Times.
• Loans – There are specialized loans designed specifically for fertility treatments and surrogacy, which can help spread the cost over time. You could also consider a line of credit based on an asset, such as the equity in your home.
• Grants – Some organizations offer financial assistance to intended parents pursuing surrogacy.
• Work Benefits: There are some employers who provide fertility benefits broadly and, in cases, a specific benefit for surrogacy.

Surrogacy Agencies in Kansas

The agency you choose to work with will be one of the most critical factors in your overall surrogacy experience. Agencies perform a lot of tasks, but two of the most critical are finding surrogates and surrogate screening.

An agency’s ability to find potential surrogate will determine how long you wait to be matched, and its screening procedures will influence the likelihood of success without financial setbacks.

If you’re considering surrogacy in Kansas, here are a few agencies to research:

• American Surrogacy (Overland Park)
• The Center for Reproductive Medicine (Wichita)
• Pathways to Parenthood (Overland Park)

Fertility Clinics in Kansas

Fertility clinics play an important role in the surrogacy process, as they handle the medical aspects of surrogacy, such as IVF and embryo transfers. The costs associated with these procedures make up a big chunk of the total cost of surrogacy. Some of the top fertility clinics in Kansas include:

• Blue Sky Fertility Clinic (Overland Park)
• University of Kansas Health System (Kansas City)
• Center for Reproductive Medicine (Wichita)

Each of these clinics provides specialized fertility services to help intended parents successfully complete their surrogacy journey.

When Can I Get Started?

The best part is that you can get started on your surrogacy journey today! Whether you’re just beginning your research or ready to find a surrogate, the first step is within reach. By connecting with a surrogacy specialist, you can explore your options, set a budget, and take your next steps toward parenthood.

There’s no need to wait — today could be the beginning of your family’s surrogacy journey.