How Much Does Surrogacy Cost in Utah?

Welcoming a child into your family through surrogacy can be a wonderful and fulfilling process, yet the cost of surrogacy in Utah may cause prospective parents to believe they’ll never get a chance to experience this for themselves.

Let’s clear up this misconception.

Surrogacy is an attainable goal. Most families realize they can afford surrogacy once they’ve made a financial plan and assessed their resources.

When you understand what’s involved in financing surrogacy, you’ll see that the cost doesn’t have to keep you from the family you’ve always wanted. Once you’re ready to begin your surrogacy plan, contact us for support and advice throughout the process.

How Much Does Surrogacy Cost in Utah?

Surrogacy in Utah costs between $150,000 and $179,000+ on average.  The cost may vary depending on your surrogate’s home state..

These estimates surprise many parents, but it’s important to remember that surrogacy can be an attainable goal regardless of your financial background. Many intended parents have funded their surrogacy by careful budgeting and clever use of financial resources, and you can too.

The first step to creating a financial plan for surrogacy is to understand the funds involved in the process. Review this brief summary of surrogacy funds and what they’re used for:

An Example Surrogacy Cost Breakdown in Utah

The biggest determining factor in your overall price will be which surrogacy professional you choose to work with. Different agencies will use your funds differently.

This results both in different fund distribution and different prices. Here is an example of what your cost break down may look like:

You deserve to work with an agency that shares your priorities and values your opinion. We can connect you to quality agencies who adjust their services to better fit your unique needs. Contact us today to connect with the perfect surrogacy agency for your family’s needs.

What’s a Realistic Income for Surrogacy?

Surrogacy has no income restrictions. Anyone in any financial position can become a parent through surrogacy as long as they can secure the funding needed for the process.

Raising the required funds can be a bit of work, but with the resources we cover towards the end of this guide, you may find surrogacy surprisingly affordable.

What Do You Get from Funding A Surrogacy?

Surrogacy is an investment, and as with any investment, it’s natural to wonder what kind of value you’ll be getting out of this process. Surrogacy with the right agency provides a few key benefits to parents that may be unavailable otherwise.

• Quick Matching: Finding a strong, reliable surrogate could be the most valuable service an agency provides. Instead of waiting years, or settling with a less-than-ideal situation, intended parents going through an agency are often matched with their perfect surrogate within weeks.
• Surrogate Screening: Surrogacy is a hard process, which is why agencies screen their surrogates. Screening can help prevent unsafe situations or unfortunate regrets, either of which could potentially be very disruptive to your surrogacy.
• Financial Protection: For many families pursuing surrogacy, one disruption would drain enough of their funding to take them out of the process altogether. For families working with a funding-conscious agency, this is not the case. Select agencies, like our partners American Surrogacy, build out financial protections for families to protect their funds in event of a disruption.

When you’re making your choice of surrogacy professionals, be sure to ask them about benefits they may or may not offer, like financial protection, surrogate screening, and quick matching.

Understanding the Cost of Surrogacy in Utah

The cost of surrogacy in Utah is best thought of as a collection of smaller costs. Several of these fees can change based on cost of living, medical needs, choice of agency and more.

While most of these fees can be bundled together without much additional care, however, a few of the significant fees in your surrogacy budget may require special attention.

How Much Does Surrogacy Cost with Insurance in Utah?

Your insurance may impact your surrogacy costs in a few different ways. Some insurance policies will extend coverage to surrogates.

It’s much more common, however, for policies to exclude surrogates from coverage.

In the event that your coverage does not extend to your surrogate, you’ll need to obtain an additional policy. This could be covered by your surrogacy agency, depending on their benefits.

The exact nature of insurance coverage for surrogates can be confusing. It is best to discuss this with a professional experienced in both healthcare and surrogacy law.

How Much Does a Surrogate Cost in Utah?

Surrogate compensation in Utah ranges from $50,000 to $70,000. This can change based on your surrogate’s cost of living. Compensation is often looked at as the largest single expense of a surrogacy.

While this is true, it’s more accurate to look at compensation as two separate funds, called base pay and reimbursement.

Reimbursement is a fund dedicated to covering expenses your surrogate may incur as a direct result of the pregnancy. This includes expenses like maternity clothes, medical co-pays, travel expenses, lost wages and more.

Base pay is more of a traditional compensation, which lets intended parents thank their surrogate for helping them start a family. Surrogates often use their base pay to improve their own family’s lives with things like down payments on new homes or college funds for their children.

How Much Does IVF and Surrogacy Cost?

IVF in Utah costs between $10,000 and $25,000. This price adjusts based on medications prescribed, tests ordered, clinical pricing structure and more. Your insurance may help you with these costs.

IVF is not considered in most surrogacy agency’s price outlines. When considering your options to fund your surrogacy, don’t forget to account for the funds needed for IVF.

Professionals recommend completing IVF before beginning your surrogacy journey. This will speed up the surrogacy process, and help make all your available options clear.

Affording Surrogacy in Utah

Surrogacy is an attainable, affordable process, but there is some work needed for most families before they’ll be able to secure the funding required for the process.

Most families will need to combine a few different resources to put together the funding. For most families, some form of loan makes up a portion of their funding. This might be a surrogacy specific loan like the ones discussed in the next section, or a personal loan.

If you need more information about financing your surrogacy, contact your local bank, credit union or surrogacy professional.

How to Pay for Surrogacy

Many intended parents choose to combine several separate financial resources to fund their surrogacy, and you can too. Review this list of resources, but don’t forget to consider assets not listed here as well.

Surrogacy Agencies in Utah

From legal counsel to matching services, surrogacy agencies can deliver essential services to intended parents. If you’re looking for trusted agencies in Utah, consider contacting these reputable firms.

• American Surrogacy
• Reproductive Care Center (Salt Lake Valley)
• Utah Fertility Center  (Midvale, St. George, and more)

Fertility Agencies in Utah

Fertility clinics are involved in every step of the surrogacy process. Finding a clinic that you and your surrogate can feel safe and comfortable working with can make all the difference in your experience. When you’re ready, consider reaching out to these clinics:

• University of Utah Health (Salt Lake City)
• Egg Donation Utah (Salt Lake City)
• East Bay Fertility Center (Payson)

When Can I Get Started?

You don’t need to have everything planned out before taking your first steps on your surrogacy journey. Contacting professionals sooner in the process will only help you.

You can contact us today for help putting together your financial plan, to learn more about the surrogacy process or even be put in touch with helpful experts ready to help you grow your family. You don’t have to wait any longer to begin your surrogacy story; contact us today.