Surrogacy Cost in Jackson, Tennessee: A Complete Breakdown

Surrogacy is a meaningful and accessible path to building a family for intended parents in Jackson. While it offers incredible joy and fulfillment, understanding the financial aspects can feel overwhelming. If you’re considering surrogacy this guide will explain the costs and offer practical strategies to make the journey more affordable.

Keep reading for a breakdown of surrogacy expenses, or reach out for connections to experienced professionals who can support you along the way.

How Much Does Surrogacy Cost in Jackson, Tennessee?

In Jackson, Tennessee, surrogacy typically costs between $100,000-$200,000+. While that may seem expensive, many families find ways to make it work by using different financial resources. With careful planning and the right support, affording surrogacy is possible.

Surrogacy Cost Breakdown for Jackson, TN

Surrogacy costs can be divided into different categories. Here’s how they typically break down:

• Surrogate Compensation and Benefits (35%) – This portion ensures the surrogate is fairly compensated for the incredible journey she undertakes. It includes base pay to support her and her family, along with additional allowances for pregnancy-related expenses such as medical care, maternity clothing, and travel costs.
• Medical Expenses (11%) – Covers essential healthcare costs related to the surrogacy process, including prenatal care, routine checkups, labor and delivery expenses, and any unexpected medical treatments that may arise.
• Agency Fees (21%) – These fees cover the administrative and logistical aspects of the surrogacy process, such as coordinating medical appointments, managing legal documentation, providing emotional and logistical support, and ensuring compliance with surrogacy regulations.
• Matching and Screening (27%) – Funds the rigorous process of selecting and preparing a surrogate, including background checks, psychological evaluations, and medical screenings to ensure she is physically and emotionally ready for the journey.
• Legal Fees (6%) – Covers the drafting of surrogacy agreements, parental rights documentation, and compliance with state and federal regulations, ensuring legal security for all parties involved.

Each of these costs plays a role in making the surrogacy journey safe, ethical, and successful. Working with experienced professionals ensures that your investment is handled wisely.

How Much Does Surrogacy Cost with Insurance in Jackson, Tennessee?

Some insurance plans cover parts of the surrogacy process, such as IVF treatments and embryo transfers. However, most do not cover the surrogate’s medical costs. In cases where insurance does not help, additional coverage can be purchased. Speaking with a surrogacy professional can help you figure out the best insurance options for your situation.

How Much Does a Surrogate Cost in Jackson, Tennessee?

Surrogates do something amazing—they help families grow. Their compensation reflects the physical and emotional commitment they make. In Jackson, Tennessee, surrogates typically earn $50,000 to $70,000+. This payment helps cover their medical care, lost wages, and other pregnancy-related expenses. It also acknowledges the effort and sacrifice they make to help intended parents achieve their dream of having a child.

How Much Does IVF and Surrogacy Cost in Jackson, Tennessee?

IVF is a key part of the surrogacy process, but the costs are considered separately. In Tennessee, IVF can cost between $12,000 and $25,000, depending on the clinic, medications, and procedures needed. Some insurance plans and employer benefits help cover IVF. You can also find support from charitable organizations and interest groups.

Surrogacy Financing: How to Afford Surrogacy in Jackson, Tennessee

Surrogacy is a big financial commitment, but there are ways to make it more affordable. Here are some options to consider:

• Personal Savings – Many intended parents create dedicated savings plans, setting aside money each month to gradually accumulate the necessary funds for surrogacy. By planning ahead and making consistent contributions, they can build financial security and reduce the need for large loans or additional financing.
• Grants and Scholarships – Several organizations provide financial aid for surrogacy, offering grants and scholarships to help intended parents manage the costs. These programs make surrogacy more accessible by covering portions of medical expenses, surrogate compensation, or agency fees.
• Employer Benefits – Some companies offer fertility benefits that can help cover various surrogacy-related expenses, including IVF treatments, embryo transfers, and even some medical costs for the surrogate. These benefits significantly reduce financial burdens and make the surrogacy journey more manageable.
• Loans and Financing Options – Surrogacy-specific loans help spread out payments, allowing intended parents to finance the journey without an overwhelming upfront cost. These loans often come with flexible repayment options and competitive interest rates.
• Home Equity Financing – Some families use home equity loans to help fund surrogacy, leveraging the value of their homes to secure lower-interest financing. This option allows them to spread the cost over time while preserving savings for future family needs.

Mark and Cody’s Story

Mark and Cody were worried about affording surrogacy, just like many intended parents. However, by using some of the resources listed above, they found a way to make it work. They worked with a financial advisor from a surrogacy agency who helped them create a plan.

By combining personal savings, employer benefits, and a surrogacy loan, they made their dream of having a child a reality. If you take similar steps, you can achieve the same success. Learn more about how these financial strategies can help you.

Why Work with a Surrogacy Agency?

Working with a surrogacy agency can significantly simplify the process and provide peace of mind. Agencies help intended parents by reducing wait times, ensuring all surrogates undergo thorough medical and background screenings, and providing essential legal and financial protections.

These services create a safer, smoother experience for everyone involved. By partnering with experienced professionals, intended parents can focus on the joy of building their family, knowing they have expert guidance every step of the way.

Local Tennessee Clinics near Jackson Offering IVF

If you’re looking for fertility clinics near Jackson, here are some trusted options:

• Tennessee Reproductive Medicine (Chattanooga, Knoxville)
• Vanderbilt Fertility Clinic (Franklin)
• Knoxville Fertility Center (Knoxville)

Surrogacy Agencies near Jackson, Tennessee

Choosing the right surrogacy agency is an important step. Here are some trusted agencies that serve the Jackson area:

• American Surrogacy
• Creative Family Connections
• Growing Generations

These agencies provide expert support to help you through the surrogacy process.

Get Started with Surrogacy in Jackson, Tennessee Today

Your dream of becoming a parent is within reach. Surrogacy takes planning and commitment, but the love and happiness waiting at the end make it all worthwhile.

If you’re ready to start, contact us today. We’ll connect you with experienced surrogacy professionals who can guide you every step of the way toward welcoming your child into the world.

Speak with a specialist today!