Surrogacy By State

How Much Does Surrogacy Cost in Washington?


If cost is a concern for you when looking at different assisted reproductive technologies (ART) to help grow your family, you’re not alone.

Learning about the cost of surrogacy in Washington and the factors that contribute to that cost helps you budget and plan effectively.

Having your financial plan for this journey outlined in advance allows you to focus on other important aspects of the family-building process. 

If surrogacy could be right for your circumstances, reach out to us online. We can walk you through the ins and outs of the entire process. 

The article below will dive into the cost of surrogacy in Washington, including how to pay for surrogacy.

How Much Does Surrogacy Cost in Washington?

The cost of surrogacy in Washington, averages$150,000-$179,000+

The reason for the wide range is because of the choices each intended parent will make for their journey that factor into the overall surrogacy cost breakdown.

When it comes to affording surrogacy, budgeting can be difficult with that wide range but here are some examples of fixed and variable costs that could impact your journey:

Fixed

The costs associated with agency and case management will cover everything surrounding the surrogacy process, such as marketing and advertising, the screening process for everyone involved and much more.

Surrogates receive base compensation determined by their location and their current income.

Medical expenses for your surrogate including hospital fees or any life-insurance policies.

You and your surrogate need separate legal representation to ensure your rights are protected. You will be responsible for your and your surrogate’s legal fees.

Variable

  • IVF: IVF is a variable cost because different clinics have different costs. From the medications they use to the procedures and what they charge, this can look different depending on who you work with. 
  • Newborn Expenses: Although this is typically a cost that can be covered by your health insurance, newborn expenses can vary depending on the child’s needs.
  • Intended Parent Travel: Your surrogate may travel to you or your clinic before the delivery. If that’s the case, you’ll need to prepare for the different aspects of travel, from the price of gas if it’s local to the price of a bus or plane ticket if your surrogate lives further away. 
  • Surrogate Breast Milk: You could want your child to have breast milk. If your surrogate consents, then you’ll need to be prepared for an additional fee.
  • Varied Surrogate Experience and Location: Depending on your surrogate’s experience with surrogacy and where she lives, you may end up paying more.

Example Breakdown of Surrogacy Cost in Washington

There are several determining factors when it comes to surrogacy costs in Washington.

Here’s an example to help you visualize what your surrogacy cost breakdown could look like:

Washington Surrogacy
Cost Breakdown

Surrogacy Cost Breakdown in Washington
Surrogate.com

What Is a Realistic Income for Surrogacy?

When it comes to affording surrogacy, there isn’t necessarily a “realistic” income.

People from all walks of life pursue surrogacy, it’s a myth that it’s only for the wealthy.

Just look at the case of Mark and Cody, two former intended parents who had a combined income of $205,000.

Although their total surrogacy cost came out to $236,150, they were able to afford it through a few different avenues.

What Value Do You Get for the Costs of Surrogacy?

Agency fees, matching fees, screening fees — you may be asking, what does that all mean?

When it comes to the value of your investment in surrogacy, there are three primary ways an agency can impact your journey:

If the cost of surrogacy in Washington matters for your situation, talk to any agency you are considering working with about their services and what it means for helping you achieve your goal of becoming a parent.

How Much Does a Surrogate Cost in Washington?

A surrogate could cost anywhere from $60,000-$80,000+ in Washington. Surrogate pay is determined by her:

 Beyond the base compensation you’ll pay, there are more variable expenses that can fluctuate like any pregnancy-related expenses, lost wages during the pregnancy and more.

How Much Does Surrogacy Cost with Insurance in Washington?

The cost of surrogacy with insurance depends on your state’s laws as well as your employer and insurance provider.

According to this regularly updated map from RESOLVE, the National Infertility Association that looks at infertility insurance coverage by state, Washington is one of many states that don’t have laws about insurance coverage.

How Much Does IVF and Surrogacy Cost?

The cost of IVF and surrogacy in Washington largely depends on who you work with, but an average singular IVF cycle can cost around $15,000-$25,000

In terms of the surrogacy cost breakdown and IVF, IVF for surrogacy doesn’t cost more or less than standard IVF. 

With gestational surrogacy, IVF is used to create the embryos that are transferred to your surrogate.

Affording Surrogacy

If you don’t know how to pay for surrogacy when learning about what factors go into the cost, that’s OK.

Surrogacy financing is more possible than ever and can be done in numerous forms such as:

Traditional businesses like banks have begun to offer loans for fertility treatments and surrogacy.

Talk to your employer. Some employers provide fertility benefits that help with the cost of surrogacy in Washington. 

There are family-building professionals that offer grants for those looking to grow their family but are dealing with infertility issues.

A Home Equity Line of Credit (HELOC) is a common way intended parents have helped pay for their surrogacy. It’s only paid back when you start using it. The limits for a HELOC are typically much higher than credit cards.

There are several ways to fundraise to help grow your family. There are traditional avenues like benefits or community events and newer avenues online like GoFundMe or Kickstarter.

Some families save for years before growing their family. You can use some of your savings for this life-changing opportunity or unexpected costs that arise along the way.

Surrogacy Agencies in Washington

Your choice of surrogacy agency directly impacts your experience, from the surrogacy cost to how long you’ll wait to become a parent.

They have all the services and resources needed to guide you through the surrogacy process. If surrogacy is right for your circumstances, here are some agencies in Washington:

Fertility Clinics in Washington

A fertility clinic is vital for the surrogacy process, from IVF to the medical procedures that come with it, they’ve got you covered.

If you still need a fertility clinic in Washington, consider these clinics:

Contact Us Today

Parenthood may be something you’ve wanted to experience for years. Maybe being a parent is something you just recently realized you wanted.

No matter how long it has been, you can contact us today to get up-to-date cost estimates to help you prepare for the journey.

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